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how much do you have left ?
hi all Ive been looking at my monthly outgoings and trying to be more os cooking from scratch meal planning etc and still cannot seem to save anthing for a rainy day After your morg gas/elec council tax insurances water basicly all your essential bills how much do you have left each month for food…
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Natwest Current Plus
Before opening my Co-op cashminder account a few weeks back I applied for a Natwest Current Plus Account, my plan was to have the Natwest account as my main account and the Co-op account as my Debt Account, anyway my plans have changed since then, I am now embarking on a DMP with National Debtline and only really require…
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Some Advice Regarding Nationwide Flexi Account
I am considering opening a Nationwide Flexi Account and would like some advice prior to doing so please. The only reason I plan on opening it is to use the card abroad (within the EU). As this is a current account is there any requirement to pay wages/minimum sum etc into the account on a monthly/annual basis? Also, I am…
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Credit Score
Sorry if this is the wrong forum. Just checked my credit score... its ranked at a 'Poor' 641' But now my credit cards and loans are paid off, how long will it take to improve? :money:
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HSBC's annoying Autodialler
Keeps calling me..... I know what they want and it is because of an error that keeps happening at their end. They have been unable to resolve the issue successfully despite letters, emails and telephone conversations. I have logged on to online banking today and replaces all my contact telephone numbers with their own…
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Dilemna - how to send money to Cuba
Good Afternoon, I used to send money to Cuba via Halifax or Lloyds. They have imposed new sanctions & this is no longer possible. It has never been possible with my other bank, Barclays. It is not possible with Western Union or the post office. Bank staff themselves don't have a clue as to how it might be possible. Any…
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Egg maybe launching a current account
Hi all, Got an interesting questionnaire from Egg today about current accounts which I filled in online. By the sounds of the questionnaire, it seems that linked with Citibank they would be launching a new current account however it seemed to suggest that it would only be available to current Egg Customers (I am not sure…
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business banking !
Hi guys Hope you can help as ive been googling all day and keep coming to the same website over and over, I am trying to find a simple business bank account for some online transactions. Ive tryed alliance and leicester and that was a complete disaster, ive been lookinat other offshore banking but really dont know much…
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Can I get any benifits?
Hi I am doing a three year degree (full time with the open uni). I worked full time during the first 2 years but it became too much so I have taken this year out to complete my degree. I live alone and am fast using up my savings. After a 5 month battle I have managed to get a counsil tax exemption. Are there any other…
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Anyone use Citibank? An international payments question...
OK, here's a question - hopefully someone can clear it up for me because nobody at Citi seems to have a clue. I'm going to be recieving fortnightly payments by bank transfer, from the USA, in Dollars. If I have these transfers paid into my Lloyds TSB £ Current Account direct, Lloyds want £10 off me for each one. However,…
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Applied for Bank of Scotland Easycash account and don't live near a branch?
Hi, For the sake of avoiding credit/debit card fees on Ryanair flights I decided to apply for a Visa Electron card, and I understand that the most common provider of these for the general market (some are only under 18s) is the Halifax/BOS Easycash account. Anyway, I applied for one on the BOS website, but at the time I…
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nationwide daily limit - apply to Chip and Pin purchases?
I know that the daily withdrawal limit for a Nationwide card at an ATM is £300. Does anyone know if this also applies to purchases at a retailer where you use Chip and Pin? I want to make a purchase (significantly) over £300 and am not sure whether I will be able to, or if I will need to juggle it on multiple cards. Thanks
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First Direct internet banking quick help
Hi, I am fairly new to First Direct and I'm a bit puzzled by their website. It's my 4th internet banking account, so, it's not as if I'm completely new to this. Yet, I am totally unable to find how to get back to a secure message I received yesterday and that I read fairly quickly, thinking I can get back to it today. If I…
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First Direct arrangement fee for overdraft "renewal" - can I get out of it!!??
Hi there Wondering if anyone has experience of this??? I have been with first direct for 1 year, I have savings a/c and current a/c with them.They sent a letter through about a month ago saying they were reassessing o/draft facilities. They have come back to me to say that they will continue with my £250 "on demand"…
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Citibank
Can somebody help me? I applied for a citibank plus account a few weeks ago. You have to have a £20000 annual income. I wonder because it doesn't say that you have to put it all in their account just that you have to have an annual income of £20,000. I was turned down because I failed the credit check/score. Barclays plus…
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Halifax current account question
ok im not sure if this is the correct place to ask, if not feel free to boot it into the proper section! :o , im looking to do a little matched betting and my question is would a halifax current accout with the visa debit card be suitable to use for matched betting with the depositing of money and withdrawel of money from…
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Nationwide USD ATM withdrawl by Debit Card v Cash Cash
There has been much debate about the fee Nationwide has introduced for using a VISA debit card for ATM withdrawals outside of Europe. As a Nationwide debit card holder, I was annoyed about this as my mate was teasing me that his cash card was still fee free. Well, here is some evidence to see the total fees. We both…
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Arrrr Lloydstsb!!!
Am i just being stupid or would you think that if the idiots at Lloydstsb put a block on my debit card, they would at least have the courtousy to contact us and let us know??? Story is, we have had large sum of money (may i say this is a one off) paid into our joint account last Friday. Over the weekend we have been in the…
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ATM (Cash Point) Fraud WARNING NEWBURY
"A SKIMMING device was found on a Newbury cash machine at the weekend. A customer noticed the problem when they used the Barclays cash point in Market Place on Sunday (May 17) afternoon." Full article click here. Tip: Check your statements and keep checking them. How to spot dodgy ATMs (click here). Radio 4 You and Yours…
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A+L !!!!-Up
Have you ever heard anything as stupid as this?! Our bank have issued our new cards (due to be replaced next month) to ensure we have them for the 1st of the month - fair enough. However, apparently the system picks up that new cards have been issued and therefore automatically expires our current cards. Only problem is -…
