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Frenchisee makes £2000 per month in just 3 months of trading
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EU national opening bank account for brand new LTD company
Hello, I'm a EU national moving to London in May. I currently run an online advertising business in my home country which I wish to relocate to the UK. I will be registering a LTD company but I'm concerned about the requirements of opening a business bank account. Due to the nature of my business and my current cashflow, I…
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A&L £100 incentive - Eligibility
I recently opened a new premier account with A&L for £100 cashback Have just received a letter asking me to confirm which paymets I want trasnferring. Now I have 1 SO set up which is for my £5 halifax reward payment, I don't want this transferred to A&L for obvious reasons but if I don't will these mean I am not eligible…
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Something to ponder...
Why do banks charge you a " non sufficient funds" fee on money they already know you don't have?
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How do I calculate interest?
I would like to create a basic spreadsheet to calculate my interest but i'm not very good with excel, can anyone here please help me by providing the necessary fomulas that I would need to input to create the chart or provide a link to a suitable template? Any help would be greatly appreciated.
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Help: Saving with a credit card?????
Hello, I'm a long term receiver of Martin's Money Tips emails but am new to the forum and forums in general so bare with me... I was wondering whether anyone could answer whether I have protection when saving on a credit card. I'll explain... I have an Egg Money card and it charges me a certain rate when I use it as a…
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Cheapo Direct Debit signup to qualify for A&L £100
Hi folks, The potential £150 up for grabs for signing up to A&L via quidco is mighty tempting, but I don't have a direct debit to transfer so that I'd qualifiy. I'm after suggestions for what I could get that would be direct debit that could then be transfered. Cheers, Pete
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opening bank account without utility bill
Ive just moved back to the UK and wont to open a basic account, I have managed to get a job, but need a bank account for my wages. I will be staying at my mums until i get myself sorted out. I have A UK passport and my driving L is under my mums address, but the one thing i have not got are any utility bills in my name!!…
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What to do with insurance payout?
Hi, After a bit of money saving savvy advice regarding an insurance payout. My mother in law has got cancer and has been told she only has a year left, as such she is no longer working and my father in law has also been made redundant so isnt working either (he has decided not to continue looking for work so he can look…
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Barclays allowing cash withdrawals with a cancelled card
A colleague had their wallet stolen last week. They cancelled all their cards within an hour. His bank account is with Barclays. After this, later in the afternoon, the wallet thieves went in to two separate Barclays branches and drew out £940 from each over the counter. :eek: After a rather heated sounding phone call,…
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Abbey A/C holders check your statements
HiI opened an abbey current A/C last year when they had offer of 8% interest on balaces up to £2500. So far i have had no problems at all with them and its actually quite good to see £15 coming into account every month for interest.Anyway coming back to reason for the post, I noticed that for the months of january and…
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halifax reward
just opened this online and it shows up as a "Halifax Current Account" as opposed to a "reward account" whats going on?
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N/Wide's Flex account - 0% for ever?
I wanted to find out if the 0% Nationwide now pays on it's Flex current account was a permenant decision to move away from being an interest rate paying product, or was a temporary response to current low Base Rate. This was the reply I received: "Thank you for your message. I confirm the 0% interest on your Flex Account…
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Can banks authorise payments from expired cards?
Hi I'm new to this forum but would like advice from anyone who has any idea whether banks are allowed to take money from your account with card details that have now expired. The situation is that I purchased an antivirus product online and I obviously set it to renew automatically (although I'm not aware of ticking this…
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Where the hell do I start?!!!!!!
Ok, I'll try to keep this short! I finished uni in July last year and managed to secure my first 'proper' job by the middle of October. Sadly, due to my GP being bit of a muppet in giving me occupational health clearance, I wasn't able to start until the 5th of January this year and I spent the best part of two months over…
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Changing Direct Debit dates
Hi guys, Just trying to organise my budget and I'm wondering if its possible to change the dates that direct debits leave my account? I understand that I need to take it up with the individual companies ie Orange/the gym etc but just after advice on other peoples experiences of doing this, how easy it was, success rates…
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ISA Question
I'm already sorted for this tax year but planning ahead for the next tax year (not too far away!): It seems that to get the best rates you need to invest monthly into a fixed account with a penalty for withdrawals. I currently have about £10, 300 in a more flexible ISA that allows withdrawals without penalty, something I…
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Old bank account possibly in red possibly in the black?
Hi Guys I have a bit of a quandary. When I was in University (2001-2004) I had two bank accounts one graduate account with Barclays and a current account I had opened when I was a kid with HSBC. One day I went to get money out of my HSBC account at a hole in the wall and the machine eat my card with no warning and told me…
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PLEASE HELP... Debit Card Fraud Advice
Hi all, I'm hoping you can advise me as I am pulling my hair out here.. I tried using my debit card yesterday to pay for my tesco shopping and the card was being declined.. I couldn't understand why as I had money in there and had an available overdraft too, So I called the bank.... My bank (abbey) advised me that my Visa…
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14 days to update overdraft limit on internet banking (nationwide bs)
Has anyone ever heard this one? I went over my overdraft limit on my Nationwide flexaccount using internet banking. I paid a bill on march 2, and the screen told me I would be overdrawn, but safely within my overdraft limit. All good. Then today I discovered 5 unpaid direct debits, including my mortgage. I look into it…
