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Basic Port Office account question
I've got an 'invitation letter' from the jobcentre for me to give to the Post Office to open one of their 'benefit-only' accounts. That's all well and good but I was wondering do they give you the sort code and account number straight away? I just rang the Post Office helpline and was put on hold for 25 minutes before…
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Lloyds TSB Euro Account, over 50K euros
Hello, I have a Lloyds TSB Euro Account with over 50K euros in. I wish to keep extra euros as euros. My question is, where can I transfer the extra euros please? Regards, Barton
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RBS Bank Statement Con
Watch out for this banking trick. I was convinced to go green and to stop receiving printed bank statements. Very handy at the time as I can view everything on the Internet. However...I am now unemployed and applying for Council Tax Benefit. The council require 2 bank statements and will not accept mini-statements or…
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Help r.e this DD..
I am in the process of closing my account with Abbbey down, i have narrowed anmd cancelled my very long list of around 19 DD's to 2 and am lost on the last one of them, it shows who it is for inland rev and that mandate no but other than that i cannot seem to find out what on earth it is for or any amount, it must have…
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HSBC Coin Deposit Machine
Hi, I have amassed quite a large amount of loose change (about £70 worth or so consisting of all coins from 1p to £2). I went into HSBC (where I have a cash account for my bills) on Saturday to pay this into the coin machine but the machine is out of order and the chap said they were awaiting parts so might be out of…
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How do I get some action taken against a bank employee?
What is the best way to ensure that a bank takes some disciplinary action against a member of its staff? A quick summary…. Some months ago I encountered the most extreme case of “attitude” on the part of a bank employee. This coupled with a fair degree of incompetence wasted several hours of my time but did not cause any…
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Question on salary and bank accounts..
Hi all Im on the nightshift so trying to get this sorted so I can leave word with my boss in the morning I have an account with CB, and recently opened a new one with Halifax, who wont give me a card until its credited, so I was going to just arrange for my wages to be paid into the new one (Friday)... but is it possible…
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Any LTSB staff answer this one?
Just a quick one... ... was bored the other day so was having a play with the internet banking, and tapped in a quote for a loan (I don't need one, just wanted to see how it worked online) and it quoted me an APR of 19.9%. Bored at work today, I was playing again, but it shows an APR of 24.9% today. Can anyone explain why?…
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Tracking Spending / Budget Planning
First and foremost I will say "Hope I've put this in the right place!" ... I've been tracking my spending since 6th April 2008 and have, without fail, made a note of every single penny spent regardless of where I spent it or what on - Some of the items were not 100% accurate, (You try remembering how much you spend on a…
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Question about minimum monthly payments
Hi, I have looked around a few bank accounts, and some of them offer £100 sign ups, interest free overdraft, and there's the £5 a month halifax offer...but most of them say 'must pay in £x amount each month'. Is there anything stopping me from transferring £x amount from 1 account to another, keeping it for 1 day, and…
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LTB -Gold account with vatage -fee?
I currently have a Gold account with LTB for which I pay no fees. I was thinking of adding Vantage but wonder if that means I will then have to pay the normal Gold account fee. Web site says the fees for accounts with vantage are the same as those without which in my case is Nil - but I'm guessing they would charge the…
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Lloyds TSB Current Account to Student Account
Hi Guys I have a small question :cool: I have had a Lloyds TSB current account now for over 2 years in which my salary from my full time work has been paid in to. In September I am starting University as a full time student so I am wanting to change my account to a Student account and I was just wondering if anyone knew if…
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Advice needed re opening Bank Account in Spain
Hi all My daughter is going out to Spain at the end of the month for four months work and will need to open up an account in Spain. Any ideas how she will do this thanks
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Credit card pay off or not.
Hi, Wondered if any savvy moneysavers could help me out. My current situation is that I have a 0% interest credit card with a balance of roughly £450 on it. I do not use my credit card as it was only taken to split £600 car insurance over a few months as opposed to taking their pay per month credit out and being charged…
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Anyone due a payment on monday with Natwest ?
My mum pension gets paid into my account every monday. Any money in or DD due out on a mnday always show online on a saturday with mondays date. When I checked yesterday mondays credit not showing but DD coming out does show and has reduced balance. I have money in account ok to cover DD but just wondered if anyone else…
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Halifax Current Acc (£5 for every £1k/month)?
Hi, Just wondering has anyone switched to this new account with the Halifax? Is it all its cracked up to be? many thanks Dave
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International Bank transfer HSBC to HSBC
Hi, i'm looking to transfer around $3400 from a HSBC personal account in the UK to a HSBC account in Hong Kong, can anyone give a rough estimate of how long it will take if i submit the payment online on Monday at 8am (or as close as possible). Also, is there anyway to speed up the transfer i.e. an extra fee or similar?…
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A+L Premier Account
Hi, I get a monthly reminder email from A+L to check my statement. I opened this account when the interest rate was stuck at 6.5% for a year. But in this email there was this notice: Important information From 2 March 2009 we are changing the interest rate we pay on balances up to £2,500 after your introductory period.…
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Which Current Account - Internet Banking
Hi all, newbie here, I am looking for a new Current Account, I mainly use Internet Banking. Can you recommend the banks that offer the best Internet Banking experience? I am currently with Barclays and have been for 15+ years but I just can't get on with the massive calculator sized card reader, it makes it totally…
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Wedding Account
Morning The girlfriend and I would like to open a savings account for our wedding and was just wondering what the best is out there. We would be paying around £125 into each month so was just wondering if there are any cashback deals for such accounts around etc? Thanks in advance
