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Poor Credit Bank Account
Hi, I am wondering if I can get some advice. I have an account with Nationwide, only a flex account as I cannot get a debit card account as my credit is poor. I am in the process of improving that with the cashplus card and I have recently started a budget spreadsheet. The only thing is I want to open another account to…
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WARNING: Bank stole child's money
I am posting on behalf of my sister, and a bit of a long story so i will keep it as brief as possible. My sister is named on my neice (6) and nephew's (10) accounts, (ie mrs XXX in TEE for master XXX) as well as holding 2 joint accounts with her husband, anyway, she and hubby have financial problems at the moment and…
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quick question regarding A&L
Sorry to post a new thread but I need a v urgent answer to this for reasons various: Do A&L allow an account to go temporarily overdrawn? I.e. if I have £30 in an account will they allow me to make a £50 Visa Debit payment to a bookie? My Nationwide a/c does not allow this (I know some have posted that their Flex account…
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Budgeting - 2 salaries into one account
Just wondering how best to jiggle money really. Other half and I both get our wages paid into our joint A&L account. We're running our Barclays account down because the overdraft is £2300 so paying it off. Joint income into the account is around £2450 per month. All bills, mortgage, etc are on DD. Food and petrol/diesel…
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Strange CREDIT in my bank account
I've noticed a £17.08 credit with the reference BTBTRRSS (7 digit number) and have no idea what this is. Can anyone help? It's not a huge amount of money, but I'd still like to give it back if it's not meant for me.
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Budget Planner
Hi there Everyone. I made use of the budget planner on this site and found that it didnt exactly meet my needs so i set about to change the spreadsheet so it was more suited for what i was looking for but along the way i ended up thinking i'll start from stratch. In my haste and possibly boredom (as had been unemployed for…
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I need help choosing a bank
Okay here's a brief rundown on my banking history, I live in new york city, I have banked with Chase since 1999. I have over 40k dollars(im 29 years of age) with them in savings checking cd and investment accounts. I also had over 2k dollars in credit with them and very little debt to owe on them. For a mistake on their…
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Lloyds TSB rant!!!
I feel badly let down by my bank, of which I have been a loyal customer for some nineteen years (yes, I know Martin says loyalty doesn't pay!!). I have a current account which is pretty much always in credit, with a linked instant access internet savings account into which I siphon off savings every month. Through very…
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Keeping Track of househod accounts..
Dont know if im in the right bit or not... but ... I use to keep track of my household accounts, eg: service charge, council tax, water accounts etc on excel. but then I got a new computer that didnt have excel, now im back to pen and paper and im finding its taking alot of time keeping track. I only have Microsoft works…
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Joint Account, which is best?
Hello, I need to open a joint account with my girlfriend for rent, bills, etc to be paid out of. We're probably looking at putting in approx. £1000 a month between us. Can you advise me on which current account would be best for this purpose? I'm guessing the Halifax Rewards one or possibly the A&L one which gives £100 for…
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How long to transfer money from 1 persons A&L account to another persons A&L account?
Hi How long should it take to transfer money from one persons A&L current account to another persons A&L current account? It was transfered on Saturday and it's still not arrived :confused: Is this normal or has something gone wrong? :confused: Thanks :D
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Are A&L really that bad?
I decided to ditch my current RBS Royalties account, as I seem to be paying £6.95 a month for pretty much nothing and went for the A&L Direct current account, mainly for the free overdraft for 12 months, and the £100 cashback. From reading on here, it seems that they're absolutely awful, and I'm wondering if I'm making a…
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Paying money into a current account
Hi, I need to pay somebody over a £1000 into his Barclay's account from my Halifax account. Could I just go to Braclays and hand over my Halifax debit card and as them to credit the account for the money? And would this be instantly shown in the other persons account?
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Joint Student Account
Hi, I'm a student, and will be living in a house with 5 friends in september. We are wondering: 1- is there a way of setting up an account were all 6 of us can pay money in each money to cover the bills? 2- can the account be in all 6 peoples names? 3- and need more than 1 signature to withdraw money? Thanks Craig
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Getting a business account with crap credit
I get by with a basic bank account (the type for those with crap credit history) and I'm considering working for myself and will need a business account. Are they usually easy to get? I'm not on the voting register and like I said my credit history isn't sparkling to say the least.
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A & L Poor Attitude
I have been an Alliance & leicester account holder for over 20 years now. I rang them today to inquire about switching my exisiting current account to the newer Premier Direct account, as the interest rate on my existing account has dropped to a pathetic level over the last few months. With the Premier Direct account they…
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Wrong amount on paying-in-slip
I have just realised that i paid in a load of cheques this morning and i forgot to add the value of one of the cheques to the paying-in-slip (the cheque is for £50) i was just wondering if this would be picked up and the cheque will still be payed in, or will it not? I am even more worried as it is not my account that i…
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Advice on type and bank to use
Hi I am looking for some advice: I have volunteered to take care of the financial side of a trip/holiday for a group of people about 20-30 in total. The holiday will cost a little under £1000, with deposit of £100 being paid in the next fortnight and balance paid the usual 4-6 weeks before the trip (March 2010). After the…
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How far do bank records go back?
I've just moved house and while I'm emptying the boxes, I've decided to file all my bank statements and have found I've got quite a few missing. I've asked my bank if they can supply duplicates. They say they can but only for the past six years. Do records exist (for them) beyond six years or is that their standard line…
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Payments made on Cancelled Debit Card
I checked my Smile bank statement earlier this week to find that a payment had been made despite the fact that no DD or Standing orders are set up from this secondary account. On questioning I found that a payment had been taken from a debit card which was lost in August of last year and I cancelled immediately the same…
