quick question regarding A&L

Fella

Sorry to post a new thread but I need a v urgent answer to this for reasons various: Do A&L allow an account to go temporarily overdrawn?

I.e. if I have £30 in an account will they allow me to make a £50 Visa Debit payment to a bookie?

My Nationwide a/c does not allow this (I know some have posted that their Flex account does allow them to submit payments that will give them a negative balance but I've thoroughly tested mine (i.e. by trying a payment when I have no funds (fails every time), then transferring funds in & then trying again (works every time - & I have tried this experiement more than once).

Anyway, the A&L account in question has just had some money transferred to it (electronically from another A&L account) but unlike with Nationwide this does not appear instantly in the receiving account. Hence me needing to know if A&L will approve a debit card transaction that puts the account (temporarily) in debit.


It's not a showstopper as I can visit a branch & pay in cash if need be but if I'm going to do that I need to know asap so I can organise my day hence th urgency....


thanks
Fella

December_2

My A&L account has gone overdrawn by accident for Cheltenham. I do not know if there will be a charge - probably knowing banks as I don't have an organised overdraft - but hope it isn't much

Hope that helps.

mbynwa

Fella, A&L are part of Santander and i have an account with Abbey, also with Santander and a couple of months ago i was in this situation and the deposit was rejected, so i would say no. Might be worth a phone call to see if they could let it go through.

HTH

bigedy33

ive got A&L and though ive never tried to go overdrawn by depositing wih a booky I have gone overdrawn for other payments. They have usually paid the request but have instantly charged me £25 for the privalage, robbing *^%$"(*'s.
If I was you Id call them straight away and they will arrange an overdraft facility or overdraft extension for you, well at least they have done for me in the past.

Fella

Thanks for the replies. An update: although the transfer from the other A&L account wasn't instantaneous it HAS appeared about 30 mins later. So problem resolved.

cheers
Fella

null

Edit: You're sorted now anyway, nevermind