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Advice needed received debit collection letter in error Halifax
Hi I am new on this forum and I was wondering if some else had this sort of problem or is it just me. I had an agreement with the Halifax to pay off my overdraft of £1500.00 I paid over the odds at £360.00 per month to keep them happy. I called them to ensure that they were getting the money into the account in time and…
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RBS card reader
mine came today, and i really have no clue what to do with the thing. I followed the instructions...and nothing help please?
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Alliance and Leicester Internet account - secure messages
I've reposted it in the A&L post below
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Business bank account: card payments taking twice as long to arrive
I was unsure whether to put this here or to the Credit Cards forum, but as it's about payments in to a bank account this seemed best. I'm hoping anyone with a business account in a similar situation may be able to help. OH is self-employed with a small business, and has accepted card payments (debit and credit cards) for…
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First Direct £100 Leaving Bonus
For anyone having any problems claiming their £100 leaving payment, I have the following tip. When I called in to close my account, they refused to give me the £100 leaving payment. I requested that they move all my money out and leave the account open. Following this, I left it a couple of days and then requested to close…
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HBOS changing most bank accounts. (BBC website)
Hi, Just wondering what peoples views are of the new proposals for HBOS bank account holders. If you pay in £1000/month they will credit you with £5. I take it this means they will be no longer paying credit interest? For every day you use your arranged overdraft upto £2500 you will be charged £1 per day. For every day you…
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Rejected For Joint Account Despite Good Credit
My partner and I are rather confused. We recently applied for a joint current account at Natwest, of whom I am currently a customer (with a postgraduate student account), and were rejected. (My partner has a graduate account with Barclays.) They haven't given us any reason beyond "head office sent us an email rejecting the…
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Unknown debit card (?) charge - what can I do?
New to the forum, hope I am doing the right thing by posting here... On my bank statement (Nationwide FlexAccount) from April I have a mysterious debit of about £70 which seems to come from a collections agency in Northamptonshire (identifier is DIRECT LEGAL & C BRACKLEY). I can think of no reason why a collections agency…
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Cheque Cleared - And Then Not ?
Hi Everyone ! I hope someone can give me a little info on this, (wishful thinking methinks !) as I always thought I knew about cheques - but obviously not. I sold a couple of things online recently and agreed with one guy that he could pay me by cheque. Communications were all good, and I banked the cheque as soon as it…
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Lloyds TSB debit dispute phone line
...is now up to a 20 minute queue. Arggghhh!!! Sorry to rant, but am VERY irritated today!!! :mad: :mad: :mad: :mad: :mad:
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How long to clear cheque wrote by bank
does anyone know if a cheque wrote by Barclays bank themselves will require the same clearing process as a personal cheque
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For sale a brand new original nokia N96 16gb....$350usd
Hello,We sell electronics at very discount prices.Items such as Mobile phones,laptops,games console,Plasma tvs.All items purchased from our company are brand new sealed with complete accessories in its original casing and comes with 1 year international warranty. Estimated Shipping Time:2 DAYS DELIVERY FOR FURTHER ENQUIERY…
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Halifax Ultimate Reward Account Cancellation
Hi, I recent spoke to Halifax regarding mortgages, as part of this they were telling me all about the Ultimate Reward Account and "all its great features". I wasn’t overly interested and I was in a rush to leave so they said they would fill in the bits for me and I would have to come in and sign all the paper work to open…
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How should we approach this?
Hello, Me and a friend are in need of an extra bank account, we each have personal accounts at separate banks however this requires a new account. We've decided to go with a new account just in one persons name, as this will be less hassle. Are we able to go to a bank that he is already a "member" of, or can we only have 1…
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DD's due on 1st January
Hi folks, Does anyone know if DD's due on the 1st Jan will go out that day, or roll over to the 2nd, what with it being a public holiday, not a bank holiday. It makes quite a difference to my budget :D TIA
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'Unbelievable Tricks' by Halifax
I have an internal standing order of £375 for a personal loan with the Halifax, It is due to be paid on the 15th of each month. Today (14th) I checked my account on-line and was amazed to see under recent transactions the loan amount (£375) had been deducted with the date given as the 15th!!! This has left me unable to…
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Help??? bank transfer from abroad
Hi does anyone know the timescale for a bank transfer from Victoriabank in Moldova to reach an account in the UK with Abbey? Any help appreciated. Thanks
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Double debit on debit card transaction
Hi. I apologise if there is another thread open regarding this, but have searched all over and can't find one... I went to Aldi on 29/11 and used my debit card to pay for my shopping. The amount was £93.64. It took ages for the payment to be processed, the hand held terminal showed 'authorising' for a long time. The…
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Will I get charged for not using overdraft?
I have set up an overdraft on my Halifax current account. The only reason is that I have some direct debits going out and last month I only remembered the day before so I had to make a dash to the bank to top my account up. I have only set my overdraft limit to £100 mainly as a safety net. My question is I hopefully won't…
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What's the best sports club/treasurers account?
At our recent AGM, it became clear in the financial report that our interest accrued was £6 when we had as much as £123,000 going through the account. Treasurers accounts are generally quite poor at getting interest. Anyone run a club with a good interest rate on it's funds?