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Will I get charged for not using overdraft?
Adama
Posts: 21 Forumite
I have set up an overdraft on my Halifax current account. The only reason is that I have some direct debits going out and last month I only remembered the day before so I had to make a dash to the bank to top my account up.
I have only set my overdraft limit to £100 mainly as a safety net. My question is I hopefully won't have to use the overdraft ever but will I still be charged for having one?
I have only set my overdraft limit to £100 mainly as a safety net. My question is I hopefully won't have to use the overdraft ever but will I still be charged for having one?
0
Comments
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No you will not
I`ve had £100 with them for years and never used it.0 -
No - fee free.
They do have a new product innovation for current accounts too which may, sooner or later, change the charging structure on your account.
http://forums.moneysavingexpert.com/showthread.html?t=13517630
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