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Spending Tracker application
I've started a bespoke application as a pet application for my course. I've created my own on-line spending tracker and budgeting application. Now since some of my friends discovered that it is actually an unique approach to the topic, they've advised me to make it public, add a tutorial and convert it to a public…
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Barclays Personal Reserve
Hi, My Mum took off the personal reserve and had her normal overdraft limit on her account for about the past 4 months. Now she's asked for it back, and I thought it was just a feature that was switched back on. However the call centre staff are saying they can't do it. Is it possible? Cos she needs it back on for tomorrow!
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Two current account questions
Would be appreciated if someone could answer this. One of them I already have a pretty good idea over, but the other I have no idea whatsoever. I was going through the Barclays online application form for a student current account and at the end it tells you to tick the boxes for what you want, cheque book, connect card…
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Multiple Online Accounts Advice Needed
Hi all, I am currently looking at the 'piggybanking' technique featured on this site, as I feel it the the one that will finally get me taking control of my runaway debts. I currently bank with First Direct and as helpful as they are they were very dismissive of the idea of opening multiple accounts. Although they wouldn't…
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Purchase protection from debit cards?
Hi all, Currently involved in a dispute with a shop and looking for ways to apply pressure to get the refund I'm due. I paid with a Visa debit card. The bank has told me that as it's not a credit card I'm not protected in any way however I found this article that states the contrary:…
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Current Account for Travelling
Hi I am off travelling round the world for 6 months and so need a way to get free access to my money (my Natwest student account charges are extortionate) - having read all the travel forums on here, I went for the Nationwide Flex Account and Abbey Zero Credit Card. BUT: Having just graduated and not had a steady income, I…
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close bank accounts?
Hello, In switching bank/isa accounts recently i have not closed a number of current or isa accounts in different orgnisations. In doing so i am reflecting on two questions and would appreciate any advice: 1.what are the benefits or penalties of retaining or closing accounts? 2. does this affect any credit rating? or other…
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can i write 'paid under duress & harrasment' on a cheque
hi can i write 'paid under duress & harrasment' on a cheque, is this legal, and does it actually stand up court? do i write it on the paid or the front. has anyone done it before, and did it make the the 'chaser' back off? any experiences of this mattter would be helpful emma
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Paying off bank of scotland overdraft
Hi all! Wondered if someone could help me! I had a student bank account with the Bank of Scotland which I opened 6 or 7 years ago. I stupidly ran up the overdraft and then in my stupid naive teenager state of mind ignored the problem. Anyway, to cut a long story short they passed the debt on to a credit management company…
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Joint bank account for 3 people
can a bank account have three joint people on it
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Help..how do I transfer money out from American bank??
We have spent ages online with Bank of America, basically there is no way they can help us get our money back. History: We set up the account when we were in Florida a year ago with a view to purchasing a rental property and possibly working out there (glad we didn't now!). Now we've decided not to, we want to transfer our…
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Financial Ombudsman-please help!
I’m not sure this is the correct board to post on. I’m looking for some advice in dealing with the Financial Ombudsman following A&L messing up a Chaps payment from my current account. After A&L messed up, I wrote a letter of complaint to them. All this happened at the end of September 2008. As they were unable to provide…
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FAO Egg MM + HSBC Account Holders
Anyone having trouble? Mine won't connect over the past few days (since they changed layout of the site)
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Natwest - Preapproved Mortage?
Hi, one for Natwest staff really. I know a lot of banks give their staff info on whether the customer is preapproved for stuff like credit cards and mortgages. Does anyone know if Natwest provide this information and if so do they tell their customers?
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alliance and leicester - current account.
How long does it take for the paperwork/card etc to come through after submitting the application online and getting the acceptance email. I am going away over new year and wanted to make use of the accounts free annual travel insurance.
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How long to present a cheque
Hi, can someone please tell me how long you have to present cheques to banks please.My ex's mum sent DS a cheque in march for his birthday,but i kept forgetting to pay it in.I've bought him stuff to the value of the cheque in march, but I came across the cheque the other day and thought i'd ask before embarrasing myself at…
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Natwest Solo Upgrade Problems
I have a Solo card on 2 Natwest accounts, the original Step account and the current account. I was advised when I upgraded that I would get a Solo card initially and then after 6 months a Switch card would automatically be sent out to me. I use the original Step as a bills account and the current account as a spend…
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Barclays people - in you come!!!
I've had some bizarre issues with my new Barc current account. They gave me some rubbish Electron style debit card. I actually took my credit report in to them to show that I have nothing negative in my credit history at all. The banker said that the issue might be simply my not being on the Electoral Register. Well, as of…
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Maestro Card
I got a Maestro card a few months ago and tried to use it for the first time the other day but the payment wouldn't go through. Do these cards need activated before you can use them? Can I activate it over the phone? :confused:
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Citi international account
Anybody that has a account with egg, can open a citi international account, the first 50 euros u spend u get back, or first 75 dollors, u get back! its on the egg money hompage if anybody wants to look. anybody already opened one of this accounts? you can either spend or withdraw the money! open one before the 27/2/09 and…
