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Locked Halifax Account
Tried transferring £18.40 to my friend today via my halifax current account. Instead of transferring it said something about a security check and asked to phone me. I clicked the button saying "call me now", which it did, although whilst doing this it logged me out meaning I didn't have their "security verification code".…
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Nationwide & Fraud - Won't reimburse.
I recently opened a Nationwide Flex account as I already had a book account with them from years back and they weren't charging to use the card abroad. They sent the debit card out and then a few days later sent a letter out stating the card was faulty and a new card would be sent. Unlike my other 3 bank account,…
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managed loan extortionate apr
i got in trouble back in feb with my hsbc overdraft and credit card so they combined the two and made it a managed loan.well i got a 6 monthly statement yesterday-the opening amount was £3910 i pay £60 every month and its only gone down to £3773 this is gonna take me forever to clear at this rate but i have really awful…
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prepaid card (cashplus) and transfers to (bacs/faster payments)...
I bought a cashplus card to help me budget better. My boss transfered my wages by faster payments (which i believe is same day) on wednesday this week for £1400. Today nothing was showing on my card so i phoned them, they told me they will trace the payment and if its there they will credit it. I asked my boss to ensure it…
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Standing Orders
Hello, I setup a standing order from my Halifax HI Current Account to take £500 every month into Halifax Regular Saver, details are definitley correct yet the moneys still not moved and the S/O was due to run today. Do they have a certain time they run at or is something wrong? Thanks Chris
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Bank won't increase overdraft - what do I do?
Hi all, I checked my bank account this morning and realised that in a couple of days my mortgage and a couple of other payments will take me £16 over my overdraft limit. I phoned the bank to arrange a temporary overdraft of £50 until next week and they declined it. However they said they could arrange a presonal loan to…
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Faster Payments for VAT, tax and credit cards?
Does anyone know if Faster Payments are planned for payments to HMRC? That's monthly PAYE, VAT every quarter, and twice-yearly income tax. VAT and income tax especially can be large sums to go out all at once compared with the usual monthly supplier bills etc, and not always easy for a very small business to manage well.…
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bank of scotland student overdeaft - HELP please!
ok so i opened a student account a few years back with BOS(2004/2005 i think) anyway long story short... it's not a student account anymore cause i think you only have 4 years on it or omething, and i've been messing about since i was 18, dropped out of 3 courses ( some personal reasons n stuff) anyway i'm now doing my 2nd…
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Cheque Cashing question
Hello all, not sure if this is the right board but.... One of the people I work with have got themselves into a bit of trouble with there bank but doesnt want his our work to know, we got paid by cheque and so he is thinking of using a cheque cashing service ( i've told him he would be better off going to Halifax and…
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Help please
Hi all New to the forum so please be nice I need some advice on something and i hope that somebody can help. I will start at the begining about 18 months ago i received a letter from RBS ( i dont bank with them) asking for a cheque book back & card. I rang them up and said i know nothing about the card or cheque book and…
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EUR/USD account
Hello, Which banks offer the best exchange rates for current $ or € accounts? The best overseas wiring fees? regards,
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natwast account how long to find out?
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Basic Account - Which is best?
Hi there, I currently have an overdraft of £5,000 with NatWest which I need to pay off. It has now come for me to switch to a basic bank account with no overdraft facility.:mad: Which is the best account to switch to.....:confused: ...I have already been recomended Barclays and Alliance & Leicester which I am now going to…
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New DIrect Debit has appeared from nowhere??
Hello all I have just checked my account and a direct debit has appeared for 'JPMC RE PAYPAL INT' As i am clearing my debts i havent bought anythign for months, especially through paypal. When i google it, it appears to be a scam but all the sites i cannot access (because our IT manager has blocked anything considered…
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Nationwide- Letter to say they are reducing my overdraft
Hi All, Opened up a letter from Nantionwide saying they are reducing my auithorised overdraft limit from £1600 to £1000 on 12th Dec. I think its because I live in my overdraft and am only out of it a few days after payday. I phoned them up to see if they can stagger the reduction to £1300 on 12th dec and then £1000 on 12th…
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found old cheque book - how to dispose of it?
ok so when clearing out my room i've just found my old cheque book from my bank of scotland account that i'm currently paying off. So what do i do with it, i don't want to just chuck it in the bin, so how do i dispose of it safely?
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HSBC overdraft arrangement fee
I have had my HSBC and overdraft limit of £200 for almost a year. The other day I got a letter saying I can keep my overdraft for another year but will get charged a fee of £25 which will be taken from my account of the 20th of Dec. Being so close to christmas I cannot afford the £25 but as I am well into the overdraft…
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Opening new account - unemployed?
Hello Are there any banks that will let me open a new account if I am unemployed? My credit history is OK, but I am currently close to the limit on my Natwest credit card and near the overdraft limit on my overdraft. I am trying to open a new account to get an overdraft to tide me over until after Christmas. I have been…
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O/D limit with RBS
hi can anyone tell me where it says your overdraft limit on the online banking screen for rbs, as i cant see anything !! may have missed it but sure i cant see the info, sorry if this has duplicated but pc is playing up!!!
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O/D limit with RBS
hi to everyone, just wondered if anyone knew where on thr RBS internet banking it tells us our O/D limit on current account if indeed it does. thanks in advance
