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Cashing an old cheque
Hi, I've been doing some 'filing' and have come across an old cheque (for about £90) which was refunded from my old home insurance provider when I moved house 2 years ago. The cheque is dated July 2006. I've searched around for advice about cheque expiry and most people seem to think a cheque generally needs to be cashed…
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First Direct, not that Direct.
Hi everyone, I would like to find out what other people think about First Direct. I've just checked my account tonight and noticed that they have charged me £25-Charge OD Arrangment. I know that I havent been over drawn, as I've been budgeting like a mad person of late and can account for every penny! I rang the bank and…
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Can't transfer money - "Marker" on my account?
Tonight on the internet I tried to transfer some money from my Lloyds current account to my HSBC current account. Couldn't do it online (kept saying "unable to process your request") so I phoned them and they made the transfer. An hour later I realised I needed to transfer some more. Again - couldn't do it online so I…
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CRA question
Which CRA do Barclays use when opening a current account? Doesn't appear to say in UNDERGROUND'S thread about CRAs.
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Help with an overdraft problem.
Hi, never been on this before but im desperate for help. Its really my boyfriends problem. He finished his masters at the end of September after doing his degree. So in all he's had five years at uni. In this time he had two student overdrafts, one with clydesdale and one with bank of scotland. During the summer he went…
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Lloyds Fees
I was shocked to receive a letter yesterday from LLOYDS saying i had gone over drawn by 46p. It was on an account that i never use, last recorded use was June 2008. I went straight in to the bank today and asked if they could tell me what it had been for they had a look and advised me that i had ebay fees come out i was…
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HSBC, Criminals
I have over the last few months had so many problems with HSBC bank that I have moved away to another bank. Somthing I never thought I would do. Any way, I am now being payed into a new account. But I have left open the HSBC account, as I have to loans payout of that account on pay day, so I thought, I would just move the…
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A&L Faster Payments
I don't know if this has already been covered here but A&L are now processing Faster Payments. I transferred £10 form my A&L Current account to my Halifax Easycash account early yesterday morning and it was in my Halifax account when I checked just before with yesterday's date. So its working. :)
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Barclays - "Debit Commision" ?
We have checked our online banking this afternoon and noticed this on our statement. What is the Debit COMMISSION for ? Have Barclays been very cheeky taking this "commission" out instead of calling it a Reserve fee ? Usually a Reserve fee payment looks like this I was going to go all guns blazing into the bank but OH said…
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Redundancy
Please can anyone advise the best course of action, i ve been made redundant and have a little savings.Is it best to put all or part expenditure on a credit card so to get at least 30 days before paying back the minimum amount in the hope that i get a job in the next 6 months.And what happens when you dont have the money…
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£5000 to pay for Honeymoon - Best Account Ideas Please!
Hello everyone, New poster so please bear with me if I'm going over old ground. I am being given £5000 as a gift by my mother to help pay for/towards my honeymoon when i get married next year. I have looked on the MSE website for the best accounts but I've not been able to come to any decisions. What I would like to know…
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Budgeting? How, may seem simple to you. Please help.
This may seem very simple or basic to you, but Im at a loss with the fundamentals of budgeting. How do I start? Feels a bit of a silly thing to say! I have worked through the budget on here and we are in the red :o I have read all the articles on here regarding the piggy bank method etc, so please dont refer me back there.…
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Trying to avoid getting in trouble!
Hey guys my first post on this site... I went to uni 5 yrs ago, took a bank account with an overdraft of £1000. Then quit at the end of term. Then first week of the next term I extended it by £400, they assumed I was still at uni. Now 5 years down the line I am still £1400 overdrawn (don't ask i am terrible with money) but…
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Overdrafts and Internal Scoring
Hiya, Just a quick question - I searched but couldn't find anything on it. Does using an AUTHORISED Overdraft regularly lower your internal Credit score with a bank? ( I am with Bank Of Scotland ) I am just wondering because I have been using it regularly for the past 6-7 months and this month has been the first I have…
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Advice please - Abbey refuse to refund internet fraud
Hello Hope this is the right place for my question. Last month when finalising my accounts, I spotted 2 incidences of Internet Fraud on my business account from Feb 2008 (three payments of approx £100 each) and May 2008 (3 payments of approx £100 each) to a company called MTL Online Retail, which I have never heard of. I…
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£2000 Has been added to my account
Hi. I have an Abbey current account, I went online tonight and logged on to my account to find some money in there, which is not mine. The description of the money is - Account Adjustment, totalling just under £2000. I am good with money and know that this money is not mine, but wondered what I should do or could…
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Will these be sufficient to get a Nationwide Debit Card?
Hello, I currently have a Nationwide Flexaccount (Cashcard only, without chequebook), opened in Feb 08. I am aiming to get a Full Debit Card version (for holidays) by Feb 09. For the past 5 months, I haven't been really using the account at all, except for transferring monies in when I need to withdraw funds overseas. With…
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A & L prem acc <500 charges
Hello all I did a silly thing opened a prem acc and then forget about it :/ received a letter today saying I owe 88 quid + a fiver for every day ive been overdrawn :eek: had the account 8 months :( and they took out a fiver a month for not paying 500 quid in :( I know i am stupid just so you know! but has any one got any…
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hsbc overdraft arrangement fees
:confused: Hi.. i really hope im posting this in the right place..... Just checked my online statement and i have been charged an over draft arrangement fee of £25, now i do go into my over draft a lot but i havent gone over it and havent upp'ed recently so this charge to me is completely out of the blue! before i phone up…
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hsbc overdraft arrangement fees
:confused: Hi.. i really hope im posting this in the right place..... Just checked my online statement and i have been charged an over draft arrangement free of £25, now i do go into my over draft a lot but i havent gone over it and havent upp'ed recently so this charge to me is completely out of the blue! before i phone…
