Cashing an old cheque

ns130

Hi,

I've been doing some 'filing' and have come across an old cheque (for about £90) which was refunded from my old home insurance provider when I moved house 2 years ago.

The cheque is dated July 2006. I've searched around for advice about cheque expiry and most people seem to think a cheque generally needs to be cashed within 6 months. Can anyone advise on what to do? Should I try to cash it, or am I within my rights to request a reissue of the cheque?

Thanks

Nelson

BYALPHAINDIA

I think you have lost out on a 2 year old cheque.

It might be a 'mission Impossible' trying to re -issue it?

Anything over 6 months is normally redundant.

shoe_girl_2

Id phone the company up and ask them for a reissue or if its ok to go ahead and cash (i know a couple of life insurance companies cut them off at 6 months if theyve not been cashed).

It might take a couple of days because theyll want to check that the cheques deffenetly not been cashed if they want to do a reissue but they should be able to find it.

Lokolo

A cheque is valid for upto 6 years.

However banks can refuse to cash after 6 months.