-
Help! I think I've been frauded!
I just can't understand this, and HSBC were no help. I haven't used my HSBC account for at least 2 years. Just never got round to closing it down (oooooopps). I just got a letter about being overdrawn and I looked and there are 3 transactions for Vodafone and BT Open Zone. I phoned HSBC and spoke to 4 (!!!) people and they…
-
ATM dispute - £200 missing!!!
On the 5th July my mum tried to take £100 out of her A&L account, the cash machine (RBS i think) she was using froze for about 5 minutes then spat her card back out, so she tried again, it did the same thing. She then went on to take £70 out of another cash machine on the same day. She doesn't really use that account much…
-
Lloyds TSB new account
On Wednesday i went into my local Lloyds to open a new bank account. I stressed that I wanted a basic account, nothing with a cheque book or overdraft. The chap was great and very helpful, and opened it there and then for me. I received my new debit card today, and it is a Visa debit card, have they got it wrong and opened…
-
First time ever!
For the first time in my long life ever, I failed to notice my current account balance and I overdrew. This has incurred a charge of about £60 I think. The annoying thing is that last week, I actually asked if I needed an appointment to discuss the transfer of money from various accounts as I will shortly need easy access…
-
natwest/lloyds tsb
i poster yesterday about bank recomendations, but no one replied.. so have had a look at various banks, called them up and generally found out if they had all the facilities i needed to run my accounts.. anyhoo natwest and lloyds tsb seem to be the 2 main accounts that have everything i need, i dont want to jump into a new…
-
Co-operative Bank £100 incentive!
Just opened a current a/c with the Co-op bank for the £100 incentive, all v. easy! All you have to do is lodge at least £800 pm and you get the £100, no questions asked! She did mention that I would need to use it as my main a/c (I can make it look that way anyway) and have a 'normal' level of about 20 transactions a…
-
NATIONWIDE - Transferring Between Accounts Problem
Nationwide have an Internet Problem re transferring money between Nationwide Accounts (Into and out of FlexAccount etc). I've just called, they acknowledged the problem and they don't know how long it will be before the problem is rectified. Problem rectified 1800
-
Prepaid Cards
These prepaid mastercards etc are popping up everywhere now, just seen an advert on tv. It said that you can get your wages put into it, and you can pay your bills from it so I assume you can set up a DD on it. Technically, does this mean that there is no need to be with a bank anymore...
-
overdraft expensive?
ive just got a letter from my bank (hsbc) saying they've done an annual review on my overdraft facility (i dont remember ever having on before though) and as of 7th September I will be have the same £1000 overdraft but now my interest rate on "any overdrawn balance" will be 18.8% now, is it just me or does that seem like a…
-
Switch-over question
Hey, sorry if this is the wrong place to ask but I'm currently switching my accounts from Nationwide to A&L and have opted for the 'Premier Switching Service' (to get £100). I've received a letter saying do not cancel any direct debits as this will effect the transferal. I was wondering if anyone knew if adding a Direct…
-
Direct Debit payments being collected early
Hi, My understanding of the direct debit agreement is that payments must be collected on the same date monthly, unless that date falls on a weekend or bank holiday, in which case the payment should go out the next available banking day after the true collection date (ie later, not earlier). I have had a considerable number…
-
Any comebacks on a swift payment made within the EU?
Hi, I wish to send a company a swift payment in Germany of a considerable amount of money. Is there anything protecting me if things dont go right? Is there any way of doing this so i am proected and can claim the money back? Or should i pay the extra and use paypal ? Thanks for looking! Any thoughts be helpful.
-
Slightly worrying start with Alliance & Leicester
Hey all, Just opened a current account with A&L for the £100 bonus and received everything in the post except my 8 digit customer ID. This was particularly frustrating as practically every help-line number requires this to get through to talk to someone - not good if thats what you're calling to tell them! Eventually, I…
-
wrongly transferred money to my account
hi i have received a payment which i shouldnt have received. from another bank.. will i have to pay this back? or will i be able to keep it if i transfer it to an offshore account? just wandering thanks
-
Charge to increase overdraft
Long time reader, first time poster! Sorry if this is a silly question... I want to increase my overdraft by £100, but HSBC say they charge £25 to do this. Does anyone know if banks can justify charges like this?
-
A&L RAF time limit
On 23rd July, I requested A&L to send me a RAF voucher for a friend who had just applied for a Premier Current Account. The voucher was received on the 28th July. One of the T&Cs states that the voucher must be returned by 30th July. As the application and receipt of voucher were so close to the voucher expiry date it was…
-
Boomerang Prepaid Card
Forgive me if this is the wrong board for this! I have been sent an email about the launch of the Boomerang Prepaid card, supposedly designed for students. It pays cashabck on certain purchases, but there are some fees for cash withdrawls and other things. It only costs 10 pounds with 5 pound reward for signing up, so as a…
-
Out of money and no pay until 25th? What to do?
Hi guys, I'm in a bad position at the moment as I've almost run out of funds and I'll not get paid until two weeks on Monday. I miscalculated on payday last month and paid an extra £250 towards our holiday, leaving me with around a tenner in the bank until payday! I've still got 3 DD's to come off (one of which has already…
-
Lloyds - Payments to other people / accounts
Recently opened account with Lloyds and have setup 5 or 6 payment instructions for individual payees via online banking - 2 of which are my own accounts held at other banks. Today, for the first time, I went to make a payment to a payee. I made 2 payments to my own accounts, around 2pm. However, I dont see any record of…
-
Current Accounts
I'm 17 and have three current accounts. Barclays, Lloyds and A&L. I opened a Barclays account when I was very young (6/7), however when I started getting money go into my account regually (When I turned 16), I changed to Lloyds, as I liked what they had to offer (Save the change, better customer service, 24/7 support etc).…
