Out of money and no pay until 25th? What to do?

Barebear

Hi guys,

I'm in a bad position at the moment as I've almost run out of funds and I'll not get paid until two weeks on Monday.

I miscalculated on payday last month and paid an extra £250 towards our holiday, leaving me with around a tenner in the bank until payday! I've still got 3 DD's to come off (one of which has already appeared on my online banking list of transactions, although my balance doesn't reflect it). It looks like I'll get charged for this.

I don't have any credit cards and my bank won't up my overdraft limit. Also, I can't borrow any money from family at this point in time. I can try to contact the other two companies to postpone the DD payment, but apart from that, I really don't know what to do. I need fuel in the car to get to work, my girlfriend buys the food for the both of us so that's covered.

I'm in a bad spot right now. Do you know anything else I can do?

Cheers

BB

skyrider007

Payday loans? Borrow from friends or parents?

poppy_f1

contact your bank quickly and see if you can arrange a overdraft

Keeping_Positive

Payday loan was easy to use and I went through Quidco to get cash back. It is a bit expensive though so dont use it regularly. £60 cash back at the moment.

bandraoi

Where do you work?
Will they give you an advance?

Mark7799

Barebear wrote: »

Hi guys,

I'm in a bad position at the moment as I've almost run out of funds and I'll not get paid until two weeks on Monday.

I miscalculated on payday last month and paid an extra £250 towards our holiday, leaving me with around a tenner in the bank until payday! I've still got 3 DD's to come off (one of which has already appeared on my online banking list of transactions, although my balance doesn't reflect it). It looks like I'll get charged for this.

I don't have any credit cards and my bank won't up my overdraft limit. Also, I can't borrow any money from family at this point in time. I can try to contact the other two companies to postpone the DD payment, but apart from that, I really don't know what to do. I need fuel in the car to get to work, my girlfriend buys the food for the both of us so that's covered.

I'm in a bad spot right now. Do you know anything else I can do?

Cheers

BB

Short term - can your girlfriend assist or borrow money on your behalf?

Longer term - get over the DFW board and post an SOA asking for advice. If you're sailing this close and you've maxed out your O/D you need to do some serious work on your budgeting.

Good luck