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Charging methods on Barclays current account, avoiding by Faster Payments?
Following online transactions on Saturday (yesterday), I've gone over my Barclays current account overdraft limit by about £300. I can see this because the "Current Cleared Balance" on online banking is -£3,300 whereas my overdraft is £3,000. (However "Last Night's Balance" is -£2,000). Can anyone help with the following:…
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can a BoS customer use halifax ???
hi, i have always wondered whether i can use halifax for banking if i have a cardcash account with bank of scotland. so can i go into halifax to deposit a cheque into my BoS cardcash account or use their self service machine ? :confused: it would be very useful if i can as halifax have more branches around the country!
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Debit Card for Building Society
I have a building society account where my earnings are paid into. When I wish to buy things online this is a problem. There is paypal which is fine; but without a debit card it takes 7 days to transfer money so instant payment is impossible. Also, some sites do not accept paypal which is a pain. The cash card that comes…
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First Time Bill Payers... how much does living cost?
Hi there, My partner and I are planning to move into our first place together; we're trying to set out a budget for how much we can afford, but have little or no idea what our monthly expenditure's likely to be. Can anyone help us list what the expenses will include, and maybe even give us some ballpark ranges for what…
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Is a cash card also a debit card?
Please help to settle an arguement :) My OH has a Barclays cashcard account. I say he cannot use the card as debit card e.g. when paying for the groceries at Lidl; he says he can, but hasn't tried it yet :D What do you say ?
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Worked abroad, will Uk gov tax my income?
Hi all, In advance... thank you for reading this and your help. I have recently worked in Australia and now returned to the UK (i am a british citizen). My money i earnt is still sitting in an Australian account, but if i move it to my uk current account... will the uk government tax me. I have already been taxed by the…
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HELP! Just Turned 18, I'm soooo confused!
I have just turned 18, I have no idea what I need to do! Where do i start? Any good ones to go for? Current account? Overdraft? credit score? credit card?
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Abbey online service
Has been down for at least the last few days on my machine. Is anyone else having this problem?? Do we know when it'll be sorted? Thanks for your responses!
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Question about standing orders.. Help.
How long does it normally take for money to transfer to one bank account to another if I set up a standing order? I want to move a certain about from my bank account to our joint account for all of the bills.
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Direct debit guarantee. 'full and immediate refund' unless its a weekend???
United uilities have taken almost £200 on a direct debit I had already cancelled and which incidentally I don't even owe them! They have apologised and have promised refund 'within 28 days' They have left me with no money in my account and up a certain creek without a paddle, having had plans for today :mad: So I called…
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APR vs AER Vs Compound interest
Hi, can anyone provide a link or idiots guide to this... How is my interest calculated on my halifax account. Is the average amount held in the account over the month x the interest rate then divided by 12??? So if I kept exactly £ 1000 throughout the month at 5.8% would I get £4.80 for that month..?? What is compounded is…
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Citibank Euro Current and Deposit accounts
I need an account where I can make small-ish payments in Euro reasonably easily. I have a Barclays Euro account but I've never used it because it's useless - moving money out of the UK takes £20-£30 a time, and it doesn't provide an ATM card (after all, most of the time I want Euro cash I'll be in a Eurozone country). I…
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Business Account & Iva
Does any one have any advice on which bank to approach for a small business account for my sister who was subject to a final IVA 2 & half years ago? Briefly she & a friend ran a seasonal party plan business last year, with the friend holding the bank account. It is a viable business & she wishes to continue alone now the…
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natwest current account overdraft
hello, i've got a £175 overdraft on my natwest current account,. For the first time since i've had the overdraft, i've gone over the £100 interest free threshold and pretty much nearly gone up to the £175 limit. nat west charge an interest rate is 19% EAR on the whole balance, and i'm very confused as to how much i'll pay…
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Help me get away from the HSBC
I have an account with HSBC and have done for about 14 years now, I just converted my account when I went to uni to a student account and then to a graduate account when I finished. Two years after graduating I'm still not out of my overdraft and I'm thinking now I should be more proactive with my money. I'm incurring…
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Current Account not allowing to be overdrawn
Does anyone know of a bank account that does not allow you to go overdrawn? When I was under 18 years old, if I had no money in my account, I could not purchase anything, or get any cash out. I don't know when things changed, but if you do not want to go overdrawn, you should not be able to go over the agreed amount. We…
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Lloyds/TSB interest rate error on Plus Accounts
Hi Have just noticed a big drop in monthly net interest credited into my Lloyds/TSB current account (Platinum Plus). We use the account because we do make use of the benefits package and it works out less expensive than the payments we were making for those services seperately and the monthly interest credit offsets those…
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A&L Overdraft Terms
Hi all! Just a quick query. My wife and I have a joint current account with A&L - Premier Plus I think it's called? No fees but lots of "perks" We have never used our overdraft before but because of our wedding (:beer:) over the last few weeks we've dipped into our overdraft now. I rang A&L to ask them about charges when…
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What is actual expenditure called?
A budget can be defined using any of the following definitions http://www.google.com.au/search?num=100&hl=en&pwst=1&defl=en&q=define:budget&sa=X&oi=glossary_definition&ct=title, but what is actual expenditure called?
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card and PIN
Which one arrives first?
