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Single bank charge of £100!
My partner recently went over her overdraft limit, which is her own fault, but HSBC have charged her £100 for it! It seems that when some sort of transaction takes place that there aren't enough funds to cover, such as a direct debit, they consider that an "informal request" to have the overdraft extended and if the…
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Saturday/Sunday transactions.
I bank with HSBC,my salary is paid on the 15th of each month,but because the banks dont work sat/sun I dont get paid until Monday 17th,as 15th is a Sat,anyway,today(15th) HSBC took out money for bank charges and interest,how can they take money out,but not accept it in on a Sat,??????Seems wrong to me.My salary is on their…
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Warning to Cahoot Account Holders
Just wanted to warn you about a Cahoot account I have had. Despite the ever increases in interest I managed to get another loan to clear the account. I requested a final value settlement and paid the same day. I then requested to close the account although they advised me to keep it open in case I needed for a rainy day!…
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current accounts for 14 year olds
Can anyone give me some advice on the best current accounts for 14 yr olds. They have savings accounts but now want an account with a cash card so they can draw money out from a machine when they need to buy something. I have tried research but all advice is on student accounts, which they are too young for or adult…
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Joint Account Advice
Hi All I am thinking of making the big step of having a joint account where both of our wages are paid into it. It would be really helpful if you could recommend a decent account for this. Also any suggestions on how to manage an amount we can spend each month. e.g. is it best to still have our own personal account to…
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Bank of Scotland - Disappearing Debit Debit
I recently, within the last month, set up a new Direct Debit with my mortgage company. This was duly set up and over the last two weeks it has been listed with my other DD's and I could view it via online banking. I have logged on each day this week and the payment, due to be applied on the 10th March, has not been…
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Natwest Card Reader?
Who else recieved one today and are they any good? :confused:
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Abbey Double Debited Card Transactions?
Upon checking my online banking today, I am nearly £3000 overdrawn on the available balance. At 8PM last night before their systems update with the next days transactions (this is usually around 9/10PM every night) I was £300 in credit on the available account balance. Upon logging into online banking last night at around…
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Natwest step account or Yorkshire ready cash
Hi, Please can i have your views on which is the best the Natwest Step account or the Yorkshire bank readycash account? Which has the best online banking? Thanks
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Sports and Leisure Direct Debit - wasn't me
Whilst doing my regular checks of my direct debits I found a new one that didn't look right. Although I have signed up for 3 new diect debits recently, this one just didn't seem to fit the bill (mortgage, life ins and furniture). After a chat with Cahoot they told me it was to a Bank of Scotland account (diffinately not…
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I am so stupid!!!
My rent goes out via a standing order on the 14th of every month.I have a Nationwide account so I keep the rent money in an e-savings account until the day before so it earns me a bit of interest...well stupid me forgot to transfer it yesterday and only realised this morning...cue mad dash from school back home and a quick…
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can i stop it??
hi i have very recently opened an alliance & leicester premier direct current account. it's not all set up yet. i haven't received my 8 digit customer id (Although the other letters i've received seem to think i should have received it). i opted for the switching process and sent off the letter to get my direct debits…
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Abbey - A complaint
I have twice tried to transfer a large sum of money using e-banking from my Abbey current account into a high interest savings account. Twice the money has failed to transfer. Finally managed to speak to someone tonight who told me there was a stop on my account because some mail has been returned(their fault they are…
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Savings Account
Hi everyone, hope all are well on this cold and windy night!!! After looking at our finances over the last few weeks, and sorting out a few problems, we have found that we will be having a small amount (£50-100) left over each month which we would like to save in a rainy day fund (breakdowns etc) We have an instant access…
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ICICI Bank Current Accounts
HI There Wondered what peoples experiences are with ICICI Bank UK, I have had trouble with cheques taking 10 working days to clear. When credit are made to the account they can appear at any time during the day. Cash paid into the account take 7 working days to appear. Wages being paid in by BACS should appear by 0800…
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Declined Basic LLTSB A/C??
Hi I have already done a long version of my awful day in a Lloyds TSB branch over in the Bankruptcy section. What I want to know, could the advisor actually applied for a full current account as it said that on the screen and not a Cash Account? I thought it may have been done manually. I took in my proof of being…
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credit rating and bank accounts
went into natwest to open a basic account on saturday only to be told with my credit rating the computer was offering me a advantage gold account the best account they offer. Im confused i have been with halifax for ten years and i cant even get there basic current account I always thought that my credit rating was poor…
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Alliance & leicester
Just wanted to say, and to give some hope to people that have been unable to get full accounts etc. Around 6 weeks ago i opened a premier direct current account with A&L and my application to my surprise was sucessful. I have a poor history, and have been even turned down for some basic accounts in the past. A&L gave me a…
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Safe to give out Sort Code + Account Number?
Hi Not sure if this is the correct forum - therefore apologies if it is not. Anyway I am landlord, a potential tenant came to have a look at a house on his day off work - he is looking to relocate and is moving from around 200 miles away. Anyway he liked the place and wants to move into my property in around a month. I…
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Egg Money Manager
Egg have an online Money Manager where you can see the accounts you have with other financial institutions as well as Egg. Do you know any other bank/credit card company which provides this service. Thanks
