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Where can I pay into my bank account?
Bit of a daft question really but there isn't a Yorkshire Bank near to me and was wondering if there was anywhere else I could pay in some odds and sods like birthday cheques or cash that I've saved up? I have a paying in book but can it be used in a Post Office maybe, or other banks? And would they charge? Thanks in…
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Does a bank exist that will stop a debit card withdrawal when the account is empty...
......without incurring any charges? My financially un-astute son with a large debt requires an account that will not ply him with money that he hasn't got and the subsequent bank charges for the privilege.
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Nationwide Overdraft Advice
Hi there I have quite a big problem nationwide have sent me a letter saying that they can no longer offer me an overdraft because "my credit score did not reach the right level" so they are going to expire it on April 2nd!! the overdraft is £450, I have £650ish a month going in, and £600ish going out - all direct debits. I…
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Bankers draft/LloydsTSB problem
I intend to buy a car tomorrow, around £7000. I got a bankers draft from barclays for the above amount (no bank card savings account). I was to the understanding that a draft was basically cash and would be credited to my account immediately. Paying £20 odd quid for a bit of paper was a bit steep but i needed access to the…
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Nationwide site
Been trying to log on to the nationwide site for the past hour but its coming up with a problem is everyone else getting this
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Have Money left in account - wow!
I can't believe it - its the middle of the month and we are not at overdraft limits - its a miracle!!!!! Its the first time this has happened for a very long time:D Thanks everyone for your tips and help which make this possible
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advice
where do I stand when I paid a bill by cheque sent through the post to a large reputable company for £700 and 10 days later it shows as being cleared from my account yet the company state that they have not received payment, I rang them and was told that the cheque wasnt recieved and I told them it shows as being cleared…
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Length of time you've been with your current bank?
Why do they ask "Length of time you've been with your current bank?" when you are applying for credit? If I change my bank account is it going to hit my credit score?
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HSBC ATM Policy
Hello everyone, I opened an HSBC bank account yesterday and am planning to transfer my account to them from Lloyds. A friend of mine who has an HSBC account though warned me that HSBC will purposefully allow you to go overdrawn on your bank account if you take money out of the ATM machine that you do not have. For instance…
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Cap Quest/Royal Bank of Scotland
Hi, Wondering if I have done the right thing!!!! OH recieved a letter from Cap Quest 4 weeks ago saying that he owed the Royal Bank of Scotland £374.86. Knowing this not to be true, as the account was only £21.42 o/d on 29/8/00, we sent back the standard letter that is outlined on here, about them having to prove the debt…
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Halifax Stole money from me!
Hi, Well, this post is just to vent my frustration at Halifax. A quick tale of what has happened to date: Applied for and obtained a mortgage promise online. (Jan 29) Went in to local branch to ensure promise was all Ok (Feb 18) - assured it was all OK, just need to find the house! Feb 19 - house found (it was already…
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Halifax High Interest Current Account
Hello , Could someone help me to understand this account . If i put £2500 , how much interest , in £ I will received per month . is it % 6.17 of £2500 per month ? Thanks
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Lloyds TSB Premier Account - Joint?
Hi all, had a review with our Lloyds TSB account manager today in relation to our joint budget account etc. I have been a Lloyds customer for years and have various products with them including a Platinum account. My Wife has her own bank account elsewhere and we set up a joint budget account to simply pay bills. Anyway…
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Tortured for PIN
First and foremost my deepest sympathy goes out to the relatives and friends of Georgina Edmonds. This very sad story appeared in the Telegraph - Pensioner Murdered For Her PIN. Which brings me back to a question I aksed sometime ago. Is it safer to PIN than sign?
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TSB Basic Account if Discharged - Bankruptcy
Hello everyone , I'm new on here so hope this is in the right board, i have been discharged from bankruptcy for over 3 years. I do have a Yorkshire Bank account with Maestro card, my only problem I don't have a local Yorkshire bank. So I've heard that LLTSB are providing a full Visa debit card with their basic account. Has…
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Banker's Draft Advice Needed Urgently!
Bankers draft received in post in payment for goods sold in online auction. Yesterday - £20 paid to bank for "Special Presentation" of banker's draft and advised by bank that all appeared fine and transaction would be honoured. Today - phone call from bank to say "unfortunately cheque that had been specially presented had…
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Joint account advice
Hi, My girlfriend and I were thinking of getting a joint account to cover bills and groceries etc as it seems fairer. We don't want an overdraft or anything like that, just an account we can top up as and when we like and each have a card for. Are there any banks that have an account that would make our money work best for…
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got joint A&L current account-how do I??
i have always done the banking for the pair of us and i have done some internet banking for a couple of years ( hubby not bothered one bit and prefers me to sort it all out)anyway my question is this:- we have changed our ISA's over to internet banking, i have done mine ok but when i tried to add his details/ISA account…
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any ideas on how to close an abbey account??
Hi everyone (hope i writing this in the right forum?!) I'm having a massive issue with Abbey (who isn't, right?). About 6 (ish) weeks ago my OH & me went into our local abbey branch to close our joint current account- signed the forms and had our cards cut up there & then (we'd cancelled all our direct debits about 2…
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Sage Payroll £££££
I paid last year for the newest version with Sage cover as I was new to the software. This year they automatically sent an invoice for the automatic cover @ £275 + Vat. I phoned up and said I do not need cover as my accountant is always happy to help. They said basically it is a legal requirement as I need the updates.…
