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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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Cancellation Hero Article Discussion
Hi all, this discussion relates to the Cancel Direct Debits: Be a Cancellation Hero article. Please click reply to discuss the article and add your feedback, or see the Cancel Direct Debits: Report your Success discussion thread to report back on how much you saved. Thanks
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I charged Abbey and they're paying
Just got home opened my post to find that the Abbey have charged me £25 for not being overdrawn???????:confused: I called them and got put through to somebody who confirmed my security details and told me he would have to put me through to the "charges dept", who are based overseas, explain agian the problem to "charges…
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Nationwide Overdraft Facility - beware !
Just wanted to back up a point in the Main Site's Best Bank Accounts article - Nationwide Flex Account overdraft facility not being a long term guarantee. I had an overdraft with them of £3000.00 which I had for 6 months and was advised it would be reviewed every 6 months. Having had overdrafts before with Abbey and Lloyds…
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HSBC Maestro upgrade
Hi, I've had my HSBC Bank Account open for a couple of months, had my salary paid in for one of those months and have been using the account as my main account. The bloke who opened the account said that I should be able to apply for an upgrade to a Maestro card (from a Solo) after 3 months, but since then they've both…
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Best current account for non-UK citizen
Hello all, Hope someone can advise here! I have two close friends who are married and living in the UK. One is Canadian, he has lived here for the last 6 years studying but has now finished his phd and is employed on a temporary basis. He plans to apply for citizenship or similar when he qualifies. His wife is Portuguese…
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Nationawide Flexaccount Visa Debit - Minimum Balance
Can people let me know whether this account (which I can see from the MSE website is great for travelling) requires a minimum balance? I will only be using this account as a secondary account. I.e. will only transfer money when I go abroad, but otherwise, the balance will stay at £0. Many thanks!
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Business Account
Hi guys and girls, my first post here. I run a small cleaning business and have been using my personal account for banking. But as the business is getting bigger I am now needing to open a business account. I was wondering if anyone can suggest any good accounts!? I don't want to pay for deposits I leave by either cash or…
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Email Abbey
I have been trying for several hours to contact Abbey via email to their complaints department but when I press send the next page appears to say I am off line indicating I assume they have a problem their end receiving, as I am on line. As I am currently in N.Z. I cannot call them. Has any one else experienced this also…
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Your Idea Of an Ideal Bank Account
Judging by most of the messages on here banks do everything wrong. and can't get a single thing right. Surely it can't all be bad news ! I'm just wondering what things your banks has done to impress you, and things your bank does that you like. or if you can't think of anything good with your bank put down what you would…
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Withdrawing from Nationwide
Does anyone know how much notice you have to give Nationwide Building society to withdraw say £5000 out? I remember last time I went in and wanted £2000 out they refused to give me more than £1000 and made me get the rest out in £250's from the machine over 2 days
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Joint Bank Accounts (for six)
Hi there, after a brief bit of advice if possible. It is necessary for myself and 5 others to setup a joint current account as we share a house and feel this would be a better way to pay the shared bills. I assume people will indicate the risks of this but we do have faith in each other and have no issues sharing the…
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natwest card reader
i stumbled upon some info on the natwest card reader for online banking access, i use online banking a few times a week, i have not received a card reader, should i be worried.?? will my online stop working?
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Old bank statements
Hi all My sister had an account with the royal bank of scotland, the account is now closed but she needs bank statements from a certain time period when she had that account, she gave them a call and they said they can only give statements from the time it was opened up till it was closed and charge her £10 per statement.…
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HSBC Overdraft query
I had a very entertaining call from HSBC yesterday with one of their very frustrating indian/yank operators. I've got a student account which I still use the interest free overdraft to earn a bit of interest in a high interest account, but the woman was saying that I need to make regular payments otherwise they would make…
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Old Data on Bank systems
Hi, Last week I went into Lloyds TSB branch to open a Current Account. Everything went fine but I was abit superised when the bank clerk input my postcode and my old details appeared for an account which I closed in June 2000. It was an cheque account with TSB Bank. I thought the data are only kept on the banking computers…
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Trying to set up HSBC Online..
I need serious help with this, I've been trying to set this up for months. I've phoned them up twice and I have got "all" the required data I need: an ID number & security number. When I try to log on (with my ID number) I get the following: Could somebody please tell me exactly how exactly that is going to help? I can't…
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Standing order setup wrong!
I went to withdraw cash this week and got a message from the ATM telling me I would charged £25 for withdraw as I was over my OD limit. On checking my account over the internet I realised mt flat mate hadn't been paying me rent since November. He called HSBC and the SO he had setup has 2 digits the wrong way round. Is he…
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Offshore USD
I'm new here and I have to say, I'm amazed that sooo many people have been stuffed by the banks...... so I'm in good company! Anyway, I've banked offshore in IoM for some years and have recently and through no fault of my own, been forced to close my accounts and now need to move elsewhere. My requirements are fairly…
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Bank Accounts
Can anybodytell me which bank is best for use in England and Spain that enables transfer of money at no extra cost and use of account for bill payments and savings without being charged at every transaction
