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can they do this?
We had a cheque coming out on Tuesday which would have meant we were overdrawn so my OH paid £180 into our account at 12 midday on Tuesday to cover the cheque. Looked on the online banking only to find they have moved the cash deposit to Wednesday and charged us £30 for going overdrawn. We have the reciept to prove we paid…
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Argument Between Husband And Wife
Can anybody tell me who is right. Yesterday I went for quote to the bank and they said if we switch mortgages and put all our debts together, they can save us about £100 a month. The argument is, hubbies wage brings in less than what we pay out so every month he is either £200 overdrawn leading to £400 some months. As we…
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Do I change current accounts?
Hi I currently have a Natwest Advantage Gold account which I pay £12 a month to have. In return I get cheaper car and home insurance and a better rate on my mortgage. I want to cut this monthly charge as we have just had a baby and money is tight now. If I do change back to a basic account will this mean my mortgage, home…
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Business Bank Accounts
Can anyone recommend a good small business bank account?
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Visa Debit card standards ?
Hi all do VISA cards go up in standard My other half tried to use her A&L Visa debit at the train station and they said it wasnt supported in the chip and pin machine as uif it was a solo or electron Yet my Barclays debit card is fine ? Any ideas ? p.s it gives me yet ANOTHER reason to further dislike a&l:D
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HSBC Overdraft Review - beware
Hi, I received a letter from HSBC today saying that they have done an annual review of my overdraft and the changes are outlined. There was no change to my overdraft limit nor did I ask for a review. However HSBC in their infinite wisdom decided to charge me £25 for the priviledge of the review. When I called and argued…
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HSBC letter on overdraft charge - £25!
I returned home from work this evening to a letter from HSBC stating my overdraft facility was up for renewal, nothing wrong with that I hear you say. Well they go on to say that I will now be charged a fee of £25.00 for this from April 7th this year. I currently have a £1,750 o/draft limit which I only sometimes use. To…
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Nationwide issuing new cards if you use internet banking service
Hello, just posting to warn any other Nationwide customers of this, in case the you get the same problems I have just had. I did a bit of internet shopping this morning & to my horror when I checked my emails this afternoon I had an alert fsaying my card had rejected, then I had a phone call saying the same. Obviously went…
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Halifax Visa Electron
My wife and I went to the Post Office this morning to pay a bill. My Visa Electron debit card got declined even though we have more than enough in our account. Called the Halifax whilst in the PO and they said that there was no problem with our cards or account. Got off the phone after being told to try my wife's card. It…
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Alliance and Leicester
I wonder if anyone can answer a few questions re the Premier Direct Account - 1 - is the 8.5% paid monthly (so for example if I had £2.5k in my account consistantly for a month) what would the monthly interest payment be? 2- If I had £2.6k in my account would I get 8.5% up to £2.5k and then 0.10% for £100? I have just…
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Natwest 'Stole' my money
On Friday, 29 February 2008 I entered the Natwest Mill Bank branch and made a deposit of £ 220 in my account. On Monday, 03 March 2008 the branch made two withdrawals of £ 220 totaling £ 440 which put the account in debt. <o></o>Wednesday, 05 March 2008 I called the bank and asked them to investigate and they claimed that…
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Bank has lost cheque
Hi, Received a letter from our bank saying that they were not crediting the full amount we had paid in two days previously as 1 item was 'missing'. When I phoned to query it appears that they have lost one of the cheques I paid in :rolleyes: Now I understand that these things can happen and I have full proof of the amount…
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Bank of Scotland - response times
I just received a letter dated 29th February 2008 in response to an enquiry sent on 3rd March 2006. Maybe they just respond in leap years?
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has anyone used FD's easyswitch feature?
I am taking out a fixed rate mortgage with FD and was going to move all my banking over to take full advantage of the offset feature, they over an 'easyswitch' which basically means they will take control of switching all standing orders and direct debits to save me having to do this. I am unsure whether to trust this or…
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A&L poor telephone service, anyone else given up.
I have tried for nearly an hour over a few days now to get sensible and accurate response to my phone queries on new A&L a/c's. Not only is it an 0845 number, with NO geographical number available, ( ie cheaper and free calls) I have been kept waiting for nearly 10 mins on most occasions to even get an answer from CS. Then…
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Has anyone else experienced this at Barclays?
Hi, Just wondered if anyone else has been through the same experience as I have today at Barclays. Here is the situation: I have had a Barclays business account for just under a year. When I took the account on I wasn't really aware of how much the charges would be after the first year. When I worked out it would be over…
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Hight interest account for earnings over £1k a month.
I'm sure i've seen accounts where you get a high rate of credit interest if you are paying in over £1000 a month, but i don't know how to begin looking for one. Can anyone recommend a comparison site or a bank?? Cheers
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What will my bank think?
Wasn't sure if this was the correct place to post this but here it goes... Over the past few years I've basically deposited and withdrawn a few thousand through my account with BOI to various gambling sites. Sometimes I've used my credit card to deposit funds. How will the bank look upon this sort of activity, or will they…
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Quick Qeustion About Checks & HSBC
I'm 16 with a HSBC account, and have never got a check before and don't know what to do when(if) I get one. Also, what happens if the check is in a different currency?
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Possible fraudulent call?
Hello there, Earlier today I received a call from 08007838422, the woman on the other end asked for a person I'm not associated with so I promptly stopped the call and said she'd got the wrong number One minute later, same woman, same number rings back and asks for me. She claims to be from "HSBC International" and…
