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Some Praise For HSBC?
About 3 months ago I decided to change banks from Halifax as I went to pay a cheque in over the counter to be told my some snotty nose teller that I could not use the counter facilities any more due to only having a basic account with them and that I would need to use an automated machine instead. Now the reason I have a…
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First Direct Account
My first post so be gentle! Just saw from Martin's email about this £100 offer. Can I ask whether people have tried getting this account? Also, the website says, income or salary - if I was to transfer money into this account, does that still qualify? Thanks guys!
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Can A&L really do this to us???
Our mortgage goes out on the 3rd of every month - the same date Fiance's wages go in. As I have been off work sick and money has been a little tight we have been using our (tiny) buffer up from the joint account. Anyway although they should know by now - after a year with all debits and credits happening at the same time -…
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club/Society Account
Hi, Can anyone recommend an account for a small club/society. We have between £1000 and £2000 in the account, deposit probably 6 cheques a year, dont require cash deposits or withdrawals , need to write cheques - again, maybe 6 per year, the account should pay interest and should be free banking. Thanks.
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URGENT HELP NEEDED! Lloyds *ank
:mad: Evening all you lovely peeps - some urgent help needed if possible? Am trying to help my friends brother at the moment - a bit of a long story but will keep it as simple as possible - Basically from around July last year he started to incur charges for unauth overdrafts on his Classic account which he didn't pick up…
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Halifax student account
Hi all, Does anyone have any experience with getting the overdraft on a halifax student account increased, im stuck at 1000 and cant seem to get them to increase it, however they have just increased my credit limit on my halifax one card to 11k without me even asking, so i must be credit worthy?!? Thanks Ant
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Abbey current account
Myself and my wife now have a full current account with abbey national, they upgraded my card from a basic cash card to a multifunction cheque guarantee card. But for some reason they will not upgrade my wife's from a visa electron to a cheque guarantee card. I dont understand why if its a joint account all the same money,…
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Bank has put me in overdraft
Sorry if I am doing this incorrectly - first time user. My problem is that recently a direct debit appeared through my bank - as the overpayment credit I was expecting had not appeared there were insufficient funds to pay the direct debit. I rang the bank to confirm my assumption that the direct debit would therefore not…
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Round in circles with Alliance and Leicester
Hello, hoping someone can offer advice before I lose my rag completely with A&L. It's a bit long-winded so bear with me. In March 2007 I applied to A&L to open a Premier Direct Account. This was refused. In Nov 2008 I successfully opened a Premier Account with A&L. In Jan this year I wrote a cheque to a company for £75. I…
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Halifax errors
I decided to open a second savings account this morning. Upon logging into my Halifax Web Saver account I was asked to verify my telephone numbers. As I only have 5 digits in mine, the system would not accept it. of course I had to call and wait while they called my home number 'to see if it worked' (like if I wouldn't…
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Halifax ripoff
I know its only a small amount and you could ask why I'm making such a fuss but reading my bank statement I got a bit of a shock I use my visa debit card frequently for online purchases Over the last week I used it for 2 transactions from USA I was shocked to see that in each casr I was charged £1.50 There was no…
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Direct Debit Cancelling
I am in a bit of a pickle, I signed up to Kickboxing Lessons and have decided it isn't for me, I pay by monthly direct debit. Now I was told I had to give a month's notice to cancel the direct debit (I thought that was bad and that i could cancel at my bank anytime), I gave them my month notice as stated in the…
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Quick question - paying by cash into someone elses account
Hello all, I need to pay a company £40 for online access to one of their services but I don't want them to know my credit card details or bank account details but they only accept payment this way. The guy at the company who I spoke to about it said that I could pay by cash over the counter at a bank. He gave me their…
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Expired Bank Card Used in ATM Theft
Is this yet another flaw in the system to add to the Newsnight story? Swindlers admitted stealing £154,640 using an expired HBOS bank card. Article click here. How Secure is Chip and PIN (From BBC's Newsnight).
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Alliance & Leicester Premier Account/Quidco Question...
I see that on Quidco they're offering £50 if you open an Alliance and Leicester Premier current account. I could do with another current account so am thinking of opening one... I'm just wondering, is this one of those accounts that you have to pay for and is that why they're offering so much cashback? I can't see anything…
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Natwest - snail banking !?!
To start with this is my first post so hi guys! Forgive me if this has been discussed before but has anyone else noticed that Natwest banking seems alot slower other banks with regards to transactions, refunds etc. I say this only because.. - applied for a tmobile contact which was suscessful with part of the sign up…
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"Emergency Cash" - Natwest ATM
I was at a Natwest ATM the other day when i happened to press the enter button on the keypad for the hell of it before I was going to shove my card in. I wasn't expecting anything to happen but something did - a screen came up asking me if i wanted 'emergency cash' and it asked me to enter a 6 digit security code twice and…
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Benefit from incentives with several current accounts?
I wonder if someone can confirm the state of play with the following query. I currently have a halifax current account which i'm reasonably happy with but have just seen the first direct incentive of £100 to switch to them and then another £100 if you cancel your account after 6 months and before 12 months. To get this…
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sainsburys bank online- missing transaction?
requested a (small) transfer yesterday from cashcard to online saver account- amount deducted from balance, but tx not showing on either a/c.. currently on hold (5mins and counting), but it doent look good..
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Nat West serious error with account details
Hi, i'm a first time poster just looking for some advice. I have a current account with Nat West, and have lived in the same address for 5 years. I found out today that there has been a problem with my address, which no one has picked up on (including me) which i feel is pretty serious. At the end of July last year it…
