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Cash Machine Charges
The MSE article about current accounts doesn't mention cash machine charges. If I switch my Barclays current to Alliance & Leicester, will I continue to receive free cash withdrawals from the big banks' machines? If not then the better interest rate isn't worth the hassle of switching accounts.
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Nationwide Rates drop
Nationwide have reduced interest rate on flex account for the second time this year. Its now 3.75% from 4.25% on 31/12/07, even though the BOE rate didn't change last month
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Abbey Online Banking - is the site down?
I've been trying all day to get into my abbey account to make a payment. The site seems to be paralyzed. Does anyone know of a problem?
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small branches of natwest
hi, I was just wondering whether anybody knew the answer to this. I withdrew £500. out of my natwest account last week from a very small branch of natwest. Now I know this doesnt show as debited until the next day, with it being a small branch, but i am sure that when i asked for this amount they didn't, or weren't able…
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Account for working 18yo
My brother is soon to be 18 and I think he could do a lot better than his current HSBC Student Account. He's not a student, hasn't been since he left school so I've no idea why they call it a Student account. :confused: I've looked at the A&L Premier 21 account - this seems to be the best deal around. There doesn't seem to…
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Direct Debit woes!!
Hi Today is the day, that BT take £50 Monthly Direct Debit. So, you can imagine my anger when I discovered that they have taken £70.50 instead. After phoning and waiting for 40 minutes to get to speak to a human, it was explained to me that this was to redress my balance. However, they told me that I was notified about it…
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How long does it take to close a Current account
I switched my Current account 5 years ago, and once the switch was done, I requested my old Bank close my account. I have recently found that this account is still open and that my old overdraft limit is still Available on the account, I wrote to the a week ago requested they close this immediatly, but it looks like this…
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direct debits- do they re-present(?)
I opened a new CA a few months ago and one of the dd i had i didn't transfer over to the new acc because it was only for a few months (i had to set all my dd up myself cause i was already with the halifax) anyway today i forgot to transfer the money over i've just done it now but will they retry and take the dd later on in…
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Barclays banking error advise please
We only have basic account with barclays. Back in December we made a cash withdrawal in branch, signing slip for cash. Being over Xmas and cash going in at odd times we did'nt notice error. Basically they never took the money from our account, they only wrote and told us of the error in Feb this year. When they tried to…
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Yodlee, Wasabe, Egg money manager et al
Hi there, Has anyone tried any of the online budgeting/account management tools like Wasabe and Yodlee, Egg money manager etc? While I'm not too bad at money saving when shopping around and making sure I'm getting competitive deals etc, I'm not great at keeping track at exactly where our spending goes across several…
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A&L leave current a/c overdrawn to feed the savings a/c
I have a premier current account with 0% overdraft facility for 12 months and also I have a savings account with them which gives me a good interest rate. Can I transfer money from my current account to the savings account leaving my current account overdrawn with 0% interest and taking advantage from it? Is this…
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Atlantic Bank New York Cheque
Hi, I get these monthly, for a few hundred dollars, what's the cheapest way to cash a cheque in dollars from an American bank? I've got current accounts with Natwest, HSBC, Halifax, Abbey, Nationwide, First Direct and A&L. I've been using my First Direct account, and it's quite expensive!
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Need new bank for 3-4 accounts...
SO that this makes sense... OH and I want a joined account for bills etc and still have our own personal accounts too. Add to that a seperate account for savings (at the moment for wedding money then for holiday savings or to save for lump repayments) Ideally they should do internet banking but I think most banks do? And…
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can you have more than 1 hsbc reg saver?
mine is coming to an end.... does anyone know if they let you open another one?
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Accounts
Hello everyone, with regard to saving for yearly bills in one account, say you saved £12 a week into that account would you itemize the balance each week on a spreadsheet? Example:- Balance of Account for Bills £144.00 which covers Column 1 Column 2 Column 3 TotaL TV Licence £2.00 £24 Car Insurance £5.00 £60 Car Tax £5.00…
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Bank withdrawing money
my bank, Halifax plc has recently taken money from my current account to pay a missed Halifax credit card payment (not set up under a direct debit or standing order) they just took it without notice, anybody any ideas on legality of this (it probably says something in the small print of my current account, but it still…
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A&L's foreign ATM policy
Have just returned from a holiday in New Zealand having advised A&L that I was going. Tried to withdraw cash from various ATM's but request was always refused. Finally managed to withdraw 100NZ$ (£40 approx.) from one ATM. When I contacted them got the following reply "From time to time Alliance & Leicester and other…
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bank account for 16 yo?
Hi all, Next month my daughter will be 16:j! and starting a part time job that pays into her bank account - anyone know of one that might suit? cash card & interest paying with no O/D facility??? thanks matt
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Bank Account in Belgium
Hi, I am going to work in Belgium next week and will be there for quite a while, so I will need to get a bank account opened over there to pay bills and rent out of, and also have a small proportion of my wage paid into there (the rest will be paid offshore for tax reasons), does anyone know of a good bank to go to? Also,…
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Bad credit bank accounts
Hi I have adverse credit that I'm slowly but surely sorting out. I have been with the halifax bank or years, Although my credit rating is bad due to previous mistakes I put alot of money through my account but never get any bennefits. I would like to change my account, whats the best bank account for bad credit. I applied…
