-
What is difference between A&L Premier Direct Current and Premier Current Account?
Which is the better A&L account - the Premier Direct Current Account or the Permier Current Account? It appears that the latter allows you a 10% ISA and the former allows you an interest rate of 8.5% on their savings account, so the better one is the Premier Current Account as 10% tax free is better than 8.5% non-tax free…
-
Direct Debit
Hey All, I'm not sure if this is even in the right section, but it does technically involve my current account so here goes... I bought a car on finance in April 2007, and was making the payments fine. Around September I got a letter saying that the finacne company was changing hands and so the name on the direct debit…
-
Sorting out our finances A&L account.
Hi there, I'm in the process of sorting out our finances and one thing I'm looking at is the possibility of changing current accounts. We are currently with HSBC our account is in credit and we have a personal loan with them, also a business account. I have an ISA at the Principality building society, which is earning…
-
halifax stole my savings!!!!!
Hello,I have been with halifax plc for 16 years and never defaulted on payments or had any bank charges against me. In dec 2007 I rang them and asked if I could have a holiday break from my loan payment of £293.00 and was told YES.!!! I then lost my job so rang them and they said that I shouldnt have been told that I could…
-
Smile Introduce £20 Overdraft Fee
I have just received an email confirming the renewal of my £2k overdraft on my Smile account - no mention of any fee but I was referred to their schedule of charges. On checking, I could see reference to an overdraft fee of £20 for anything in excess of their fee-free £500 o/d. I contacted CS who confirmed a £20 fee would…
-
Problem with Sainsbury's
Not sure if this is the right place to come, but hopefully someone might be able to give me some insight as to how to deal with this problem. My partner phoned Sainsbury's to transfer her savings into our joint account in time for next Tuesday when it will be transfered by CHAPS to our solicitors in time for our completion…
-
Can Mum cash my cheque?
HI I am due to go work abroad next month untill october. whilst I am away I am expecting to get a few cheques from companies . My question is will my mum be able to take them to my bank and cash them into my account or is there someway I could do it whilst abroad if she sent them out to me. I'm with nationwide if that helps
-
account charges
I urgently need some advice on a bank account I have with Lloyds TSB I was mis-sold a bank account in 2003 from Lloyds TSB with a £7 per month charge. I have never used any of the supposed benefits of the account because I wasn't made aware of them. I last used the account in 2004 and in 2005 I actually moved from Scotland…
-
Tax on commission
My wife has just been offered a job which pays commission bonuses for targets achieved etc. Just wondered if there is a general rule of thumb for working out what you will actually earn after tax. Is it just a case of subtracting around 33% - ie take home pay on £100 commission would be £67?
-
Abbey eSaver Direct - How Long?
I applied for one of these online Monday and still haven't had any notice about being approved, let alone the account being setup. Can anyone tell me how long this should take to open? I'm already an Abbey customer with one of their ISA accounts, so assume they don't need identity stuff. In comparison, opened an eSaver…
-
Absolutely FUMING with Abbey
I wanted to withdraw £2.500 from my current account, I was told I would have to 'order' it two days ahead. hmmmmmmm I ordered MY money for today at 1pm. First I was asked for 2 kinds of identity, then name 2 direct debits, then for the last pay in, then for my date of birth, then for the last 3 digits of my telephone…
-
Alliance & Leicester Premier Direct Current Account
I have just opened a premier direct current account and I get a plus saver account linked to it. I have now been given my online access. I have been given quite a substantial overdraft that has not been used at the moment because we are in the process of switching. I am considering moving money from my current account to…
-
Halifax dirty trick
Hello all First time here!! I've just received a letter from the lovely Halifax saying that they are withdrawing my overdraft facility of £750 in two weeks and said "subject to outstanding transaction this may result in your account falling into an unauthorised debt balance. If this happens , you will be liable for…
-
Best High Street Bank
Which is the best High Street Bank at why? May help alot of people who are looking to switch to another bank
-
anybody work at natwest? re bank holiday!
If I have some money due to go into my bank account on Tuesday 25th is it likely it might show on the Saturday before? I know this sounds daft but money that is supposed to show in my bank account on a Monday always shows up on the Saturday and I just wondered if, because it is a bank holiday on Monday,the Tuesday money…
-
Pay dates
Hi I get paid on the 25th of each month by BACS payment into my barclays account. This year the 25th lands on the Tuesday but the Monday is obviously a bank holiday . Does anyone know when i will receive my salary into my account? Thanks
-
Alliance and Leicester overdrafts
After a lot of thinking this time last year I decided to take Martin's advice and switch to Alliance and Leicester. The switch process went fine and they gave me a £250 overdraft limit. I wanted an overdraft but I did not want a large overdraft. Anyway I have been with them for about a year now and I have just noticed that…
-
Bank Branches Opening Hours Over Easter Holidays
Thursday 20th March 2008 Normal opening hours Friday 21st March 2008 CLOSED ALL DAY Saturday 22nd March 2008 Branches open on a saturday: Normal saturday opening times Sunday 23rd March 2008 CLOSED Monday 24th March 2008 CLOSED Tuesday 25th March 2008 Back to normal and it is the busiest banking day of the year. I know…
-
Credit Rating affected by use of unauthorized overdraft facilities?
Hello All, Can anybody answer this question for me or point me in the right direction for an answer? If you go into an unauthorized overdraft does this affect your credit rating? If so, any idea as to the extent? Does it take several repeated dips into it to count or is once enough?
-
banks taking money from yoyr account
I hope i have posted this in the right section. I have had three bank accounts in the past that i am all due money too, RBS/HBOS and Smile. At the moment i am using my partners account for my student bursary and tax credits to be credited to. I have been advised to get an account of my own which i am doing at the moment. I…
