Can Mum cash my cheque?

daisyboo

HI I am due to go work abroad next month untill october. whilst I am away I am expecting to get a few cheques from companies . My question is will my mum be able to take them to my bank and cash them into my account or is there someway I could do it whilst abroad if she sent them out to me. I'm with nationwide if that helps

skyrider007

As long as the cheques are paid to you and your mum is paying them into your account there won't be any problem. She will not, however, be able to cash them or pay them into her account. If you want to give her the money, use online banking to transfer the cleared funds to your mum's account.

christhesparky_2

yes youre mum can pay them into your account, if you dont have a paying in book you can just write down the sort code and account number give them to the staff and they will pay them into your account and give your mum a receipt

Meltdown_2

Unless you bank with Natwest and run up against one of the numpties who insist that any money being paid into an account that has a card with it, has to be done by someone who has the card with them at the time!

sheilavw

If im paying into natwest just use the quick deposit machine, put cash/chq and slip into envelope and get a receipt, never had a problem and it saves queuing

Meltdown_2

But it's not as fail-safe. Though even getting a receipt, with you being seen on CCTV handing money over to the cashier, doesn't seem to be that anymore.

daisyboo

thanks for the replies, she wont have my card as i will have it with me and she cant use the cash machine to put it in for the same reason. ill try the sort code account number thing cheers

Debt_Free_Chick

daisyboo wrote: »

thanks for the replies, she wont have my card as i will have it with me and she cant use the cash machine to put it in for the same reason. ill try the sort code account number thing cheers

Do you not have a cheque book with some paying in slips at the back?

If not, order a paying in book. This is the best way to pay in as it will be pre-printed with your account details. So mum only needs to put in the date, the amount of the cheque, the total and then sign it.

daisyboo

thanks ill have a look at my cheque book

anna42hmr

as a fail safe, if you are going abroad for a while, you may (if you trust your mum) want to speak to the bank and authorise them to act on your behalf in the uk incase there are any problems, i did this whilst i was in australia for a few months and was a godsend, as my current account debit card had been cloned without my knowledge (i did not have the card with me, and must have been cloned a few days before i left the uk, ) thankfully mum was able to sort out all the problems that this arose with the bank without me having to run up huge phone bills from australia to the uk,

it also meant that mum could withdraw money, transfer between accounts, pay any bills if any problems from my account (for instance if a direct debit had failed for some reason)

not to mention that whist i was in australia i had my handbag nicked so mum cancelled all the cards for me from the uk, and it only meant that i had to send her 1 text to ask her to do it, and all the card companies etc were able to deal with mum