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A&L premier direct overdraft charges.....
i've had this account for about 3 years now and rather stupidly thought that the £250 interest free overdraft was a permanent thing. i was overdrawn for one day last month (was paid 3 days later than expected!!) and have just logged in online to see that there will be a charge for this. went to find the T&Cs and it was…
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How safe is getting security number on the phone
Hi everybody I have this perhaps silly question. How does getting your bank security number over the phone actually work? My bank says to get a security number for phone banking and/or internet banking, one has to call a certain number to have them set it up for you. Then when you call you have to give details about…
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Lloyds TSB New Debit Card Designs
I found these (and a few others I didn't save) in a survey I got sent today. Apparantly they want to show off that they're a London 2012 Olympics sponsor :) Thoughts? Who'd be proud to carry that in their pocket? Or would you hand it over face-down in the shop? (I personally prefer the first one - and look, do I see the…
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What's the worst that would happen?
I'm living in a hell at the moment. My flatmate is an alcoholic and is spending all his money on booze and is behind in paying bills. I've signed a lease due to run out in Oct, but I don't think I'll be able to last that long - as every month my flatmates pays me less money to cover bills etc. So I'm asking , what is the…
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Is there a problem with Natwest online Banking?
Can't log on, won't regonise password/numbers!:confused:
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Banking problem
I had a small enough amount in my account for the last week or two. I withdrew some funds on a couple of occassions, oblivious to the fact that I didn't have enough in my account. It's now at a negative amount (-€50 to be exact). How will the bank react to this? I will have funds coming in next Monday but nothing before…
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The One Account..is it for me?
Hi. Have just been reading about "The One Account" where i believe you put all your savings etc.into and this helps bring down the mortgage(or remaining term). I have a mortgage of £17,500,disposable income of about £500 per month,and currently "looking after" about £20,000 of my friends money. Would this type of account…
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Can They Take Out Money ?
I have a Visa Debit account with Alliance and Leicester. My son has a courtesy car for which i gave my account details as deposit. The hire company withdrew 50 pounds then credited it back to my account. The problem is that we have noticed a cigarette burn in the seat of the car, plus a wheel trim is missing. Can the hire…
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Abbey Fraud - Please Help!
In January I had over £3600 taken out of my account, loads of fraudulent transactions, air tickets, food, even a water bill! I have rang them, made a complaint, reported them to the FSO, emailed the CEO, and still nothing. I have received one letter, which related to three of the transactions, which came to just over £100.…
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A Default seems as bad as a CCJ
My hubby has one default from almost 5 years ago (nearly paid) he has a PAYG mobile phone. He always seems to run out of money! So at first my friend said try mobile company 3, he did and got turned down. (My friend has 2 defaults and got a contract) I then read on another thread if you apply for just a Pay Monthly sim,…
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Opening A&L Account But Without A Friend :(
Hi All, I know you can get 50 pounds if you open an account with A&L The only problem is I dont know anyone who is with A&L. Does that mean I miss out on the offer? Thanks
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Lloyds Card lets me take out more than I have ?
I have noticed that my Lloyds Visa Debit card (The cash card and Cheque Card), will let me buy things when I dont have enough money ?, it happened quite by chance as I do not have an overdraft, but I had £2.92 left in the account and was still able to top up my phone online for £5 using the card ?, its not a thing that I…
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Which account is right for me ?.
Hi Everyone and Happy Easter !, I am sorry if this is a draft question but I have 2 bank accounts, one from Lloyds and one from the Clydesdale bank, and I want to close one down and only use the one as my main account with all my credits and direct debits etc, but I am confused (Not hard) as each has its good any bad…
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sending money abroad
Hi My daughter nows lives and works in Dubai and she banks with HSBC. I'm here in the UK banking with Barclays. The problem is each time we send money bewteen our accounts, eg for presents and gifts etc, it costs us an enormous/disproportionate amount of money. Can anyone advise how to keep this waste of money down to…
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Complicated current account decision to make - advice welcome
We are a family consisting of myself, 51, home owner with excellent credit history - halifax, Nwide, Yorks bank currents dd 1, single parent on income support - halifax and nwide basics dd2, student, - Halifax hbos coop student accts alliance & leic current dd3 - college - halifax nwide under 18 accts ex - dd3's dad -…
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Closure Of Natwest Account No Reason Given
I recently tried to use my bank card as i do nearlly everyday to find that my card wasn't working ,i called the telephone banking service to find my cards had been withdrawn no reason given and asked to call back after 8 am as more info would be given i was told this was very odd and just be a mistake, i called back after…
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NatWest text message? scam?
i received a text from natwest saying "please call 08453039014 as soon as pssible quoting reference ******* . Alternatively please visit www.natwest.com/paybycard. it looked dodgy to me so i phoned my branch and the woman i spoke to knew nothing about it and there were no notices on my account that any action was required.…
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A & L DDebit paid 4 days in advance??
Just checking through my online account to budget for the rest of the month and it appears 3 of my direct debits are recorded as last paid on 25th March - how can this be as it's only the 21st today - even with the Easter break surely these payments shouldn't be showing as already paid?? - without cross checking with the…
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Abbey - Overdrawn
Hi, I have an Abbey 16-18 current account. When I check my balance it says my balance is £x and my available balance is overdrawn £x. This has happened about four times now in the past month or so. Will I get charged for going overdrawn? It has happened by accident each time and has only been 3p or so. Many thanks.
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Nationwide Flexaccount or Cash Card Account
I'm trying to get my stuff in order and would like to open a second current account to keep some money in just for birthdays etc, seperate from the day to day current account. I have looked at the Nationwide accounts and I don't really mind if I have the Flex or Cash card account However for the Cashcard it states that you…
