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Money transferred into my account - from where?
Hi Can anyone advise me? I have a NatWest account and in June 2006 £7,500 transferred into my account with a european reference no. It's an account I only use twice a year and this amount is still in. Can I transfer this money to a higher interest account at NatWest? Or is this unlawful? I have not been into the branch to…
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Speeding up cheque clearing times and online payments
Does anyone know what is happening about speeding cheque clearing times and the time it takes an Internet payment from a UK bank current account to reach its recipient? In November 06 the banks - through the Payment Systems Task Force, led by the Office of Fair Trading (OFT) - announced that faster times would apply from…
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Should i have given my 'security' code?!
I have just got off the phone with India (:mad: ) after paying the balance I owed on a 'buy now pay in 6 months' TV set! I rang the automated helpline for Edge, who deal with the finances, got put through to a representative, and paid the amount in full. I provided my full card number, expiry date, and 3 digit security…
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Nationwide personal card reader for online shopping
!!!!!! is this all about>
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Confirmed Faster Payments Timescale
First Direct have confirmed to me that they and HSBC will be joining the scheme in June and it will take 2 hours to transfer money to any UK bank in the scheme. I replied back asking if they will be charging for this service - so we wait and see.
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Natwest Default Notice, Iva, Joint Account-what A Mess!!!!!
Hi, I am really new to this site and am desperate for some help. I was on a DMP with paypal and without doing any research decided that an IVA was the solution after they suggested it to me. I am now about to make my 2nd payment into this plan and seem to be coping at the moment. The problem i have is that one of the…
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Lloyds Overdraft
Hi all, Warning here! 3 weeks ago i got a letter asking me to renew my overdraft verbally or they would take it away. I called and got this renewed for another year. Today i found my £1500 overdraft has gone, there is no record of my call and they wanted to only give me £700 back. I eventually got them to agree to £1400…
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International cheques
I'm off to Australia next week with my kids. I've paid for the trip on a 0% interest credit card, and I know that my mother is going to help pay for the trip. Am I ashamed? No, cos its the only way she gets to see her grandkids, as the trip is too much for her, and they aren't really old enough or sensible enough to travel…
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April 2008 Income Tax and NI Changes: How will they affect you?
Updated 2 September 2008 (Comments in the discussion may relate to earlier incarnations of this information) After the huge '10p tax row' in April, the Government upped everyone's income tax personal allowance (the amount you pay no tax on) from £5,435 to £6,035 to make up for it. This takes effect next Sunday (7 Sept), so…
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POLL: Cash or credit card for monthly purchases?
Come join the poll on the credit card forum: http://forums.moneysavingexpert.com/showthread.html?t=806165
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Charges to transfer money at HSBC
I tried to transfer more than 10000 pound from my account today and was told i would have to visit my branch to do this, no problem i thought in fact it's probably a good idea for security reasons, but when i got to the branch was told that i'd be charged for any tranfer over 10000 even thou it was a BACS (3-5 working day…
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Best business bank account recommendations
Can anyone recommend the cheapest to run business bank account for a limited company?
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Banks failed to switch Direct Debit
Hi, On opening a new current account [1] I opted to have all the Direct Debits from my old bank [2] transferred across (it was just a case of ticking a box on their application form). A credit card [3] bill that I've always paid in full by DD, however, has been returned as unpaid. Apparently they had tried to collect from…
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LTSB Regular Saver
I signed up for LTSB 8% Regular Saver last March. I have lost the blurb and forgotten whether this is a 12 or 24 month introductory offer. :confused: Can anyone confirm?
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Compensation for Bad Service
After a month of phone calls and letter writing, my bank has agreed to refund out of pocket expenses for the ridiculous run around they've given me re a new bank card. They have also offered a compensation fee on top and asked me to 'state my amount'. Anyone any ideas on what would be appropriate for 4 lots of rubbish…
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A&L Premier 21 - 10% AER
Have been asked to recommend an account for a 16 year old. Best one I can find is the A&L Premier 21, 10% AER. Sounds too good to be true. Is only on first £ 1000, but even so, great rate and opens up access to a 10% ISA. Any catches on this current account that I can't find in their T&C's ? EDIT: Scratch the ISA, drops…
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Online Barclays Account
I recently set up a bog standard Barclays Current Account. They have sent me all this crap for online banking EXCEPT the pin code. How long have other people waited for this? I asked in the Branch today and they said i have to wait another week because it may not be delievered until then. I have a bloomin' cheque book I…
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don't change bank account?
hi all, i was just wondering whether anyone out there agreed with me that it is not neccessarily a good idea to change bank account, even if there are some differences in interest rates, fees etc? I know it goes against all Martin's advice, but i am wondering... I have come close several times but have always shied away…
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Alliance and Leicester
Wonder if anyone could answer a quick question?A number of posters have said that A&L will accept you for a full current account with bad credit, I have a satisfied ccj and 2 satisfied defaults,Would i have a chance of being accepted? anyone been accepted with a similar history?ThanksChris
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Who uses cheque guarantee card these days?
... and what makes HSBC Maestro Card seems like a black AMEX card to some people (because it's relatively hard for certain people to have it). I've been recently given a Maestro debit card with 100 pound cheque guarantee feature from HSBC as part of my student account upgrade. I don't think I'll ever get to use the card to…
