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Alliance & Leicester Overdraft Interest - UPDATED!!
Now the money that i'm talking about isn't huge here, it's its a matter of principle. I'm generally good with my money, so any over draft interest is 20-30p at the most. I've noted that this money A & L are going to charge me £1 for 2 days of using the OD facility. So, they've removed their % interest rates and are now…
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Oh FCUK! £1,970 Taken From My A&L Account! Please Help!
Oh my God! Well, I thought this could never happen to me, but i have just discovered, having checked my Alliance & Leicester Premier Direct current account online, that £1,970 has been taken from my account in relation to a transaction that i have not made! The payee is a 'deividas urbelis'; i don't know whether that's a…
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Fraudulent Purchase On My Account
Yesterday I was checking my online statement from A and L and noticed that £217.14 had been taken from my account. The transaction involved a company called Buy A Swatch. As I did not buy anything from this company I contacted A and L who blocked my card. The cheeky !!!!! on the phone told me that "IF" a fraud had occurred…
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Bank thinks i'm still a student!
I had a HSBC student account for 6 years whilst at uni, worked up to a £2000 interest-free overdraft. I graduated this summer and was expecting it to continue, then the HSBC overdraft fiasco happened, so I opened a graduate account with RBS instead who did give me a £2000 interest-free overdraft. I applied in July, showed…
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Cheaper / free way to make payment using IBAN and BIC/SWIFT code?
Hi, We have just booked a restaurant in Tallinn for New Year, and they want us to pay them in advance, direct to their bank account. I have their BIC/SWIFT and IBAN numbers, but have just called 2 of my banks (Nationwide and Bank of Scotland), and both charge a fair bit to do this. Is there any way I can make this payment…
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Will she be charged?
Hi, My dd1 has been sent a cheque for her birthday which she has paid into her account and it is due to clear tonight. However, the issuer has now said that the cheque may bounce. My other half says that our daughter will be charged for trying to pay the cheque into her account (she has an under 19s current account with…
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Is the LLoyds fee worth it?Will it effect my Credit rating if i change?
Hello all, Ive become an avid reader of these pages & am slowly making my way through them all!! Ive been with the TSB for abour 12 years, I have a number of accounts that i transfer money between & 2 loans. I pay an account charge on 1 account, for extras. Insurance etc...i dont always use them but are good to have. Are…
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Visa debit pending transactions
My current account online statement is showing that I have funds available, but when I try and withdraw cash the request is declined. I rang my bank and they have told me it is because there is a pending Visa debit transaction from Amazon 'hanging' on my account. Basically, Amazon have made a mistake and charged me twice.…
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Barclays Xmas opening hours?
Hi, Does anyone know Barclays opening times for the Xmas period? I have to deposit quite a large amount into my current account to cover some bills that will go out on the 28th. I cannot find this information anywhere on the Barclays site. Do they close early on Xmas Eve? :confused:
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First Direct - Beware!
I am absolutely furious! I moved house 4 months ago and changed my details with First Direct on 20th August. However, today I had some forwarded mail from my old address - forwarded by the new residents from First Direct! When I called them they said that it was a human error and that they hadn't updated my correspondence…
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Help.. can I cancel?
Well I applied for a HSBC bank account online through quidco on the 16th nov... they paid out a few days ago, I had the stuff asking for signatures etc and today I got the pack through saying welcome to hsbc with the letter dated the 10th December.. only now did I see something that says there's a £12.95 subscription per…
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Business accound whilst on IVA (trust deed)
Please help! My husband is going to go contracting in the UK, and they have said they will employ him, but need a business bank account. He went on IVA (trust deed) last year to help pay off his debts (he was £87k in debt). He has got a business name set up, and paid the fee for that, ,he just needs a business account! how…
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Xmas Banking Days
What is the score with xmas banking days and electronic transactions (standing orders, DDs etc.)? I'm concerned that an internal S/O between two accounts (same bank) due to take place on the 25th won't happen in time for DDs other standing orders etc. to go out of the target acct on the 27th to other external accounts for…
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Lloyds Select Account - Acc. Charge
Am just going through the in laws finances, unfortunately the MIL passed away at the weekend, and have found that they have a Lloyds Select account which charges them a fee of £7 per month. Now me a being a keen MSE'er I was wondering if any Lloyds customers have managed to get a current accoutn without any charges.…
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Haven't kept any record of money spent - help
Not sure if this the right place to post this, so feel free to move as applicable. Ever since I've had kids, I have spent money whether it be a cheque, cash or credit card I haven't kept a record of it !:eek: Where do I start getting things back on track ? Have downloaded the budget planner, but not sure where to start…
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Quidco A+L current account deal
First off, sorry if this it he wrong place to post this! I was looking thru Quidco and found this: http://www.quidco.com/alliance-leicester-premier-current-account/ Has anyone tried this deal or anything similar? It states you must pay in 500 quid a month to keep the account, but i cant find anything detailing how long you…
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Calling all Lloyds Bank customers to change banks
My wife has recently been charged £180 for going £60 overdrawn...Even though she put £60 into her account....but because of these new rip off charges they have implemented any monies paid in say on a Friday night doesn't get counted until Monday...yet the daily charge includes sat/sunday and even bank holidays....is this…
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Citibank gold
does anyone bank with them .... what are your views? thanks.
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Barclays internal transfers ?
Yesterday, I banked in cash at a Barclays branch and on returning home checked my online statement. The money showed as cleared. I then transferred some money into e-savings (internal transfer). The transaction went through immediately with no problems. Checking my online statement today, it shows that I was overdrawn for…
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Bank account that isn't crap?
I've got a Natwest account and an HSBC account. My natwest account has been historically rubbish and HSBC have screwed me a couple of times in the past badly. My credit rating is "rubbish" (as in sitting in a landfill with seagulls crapping on it "rubbish"). Are there any respectable banks out there? I only need BACS,…
