-
Depositing money via Nationwide ATM
Hi I leave tomorrow morning to fly to Spain (yay!). I'm making a deposit today, in cash, via an outside ATM NW machine attached to my local branch (Hampstead, London). Does anyone know when a) the machine wouild be emptied and b) how long it takes once the money is applied to my account before it's available? Thank you
-
£5 pound coins
Hi, Not sure if this is right forum to post but I need free advice:- I have 2 £5.00 coins which I had couple of years now. Is it possible to convert it to money? Thanks M
-
HSBC - Pay off credit card bill using online banking
Does anyone know how many days it takes for a payment of an HSBC credit card bill from an HSBC current account (via online banking) to clear in the credit card account? I do understand that the banking and credit card sections are segregated, hence I wasn't expecting an instant transfer. Is it the normal BACS 3-day period,…
-
RBS - How far should I take it?
I went into the branch 30 days ago to complain about some charges. They said they could refund two of them but anything over and above that they would need to refer to their income manager. All fine and dandy but the expected phone call a couple of days later did not materialise. Me being the patient sort waited a few more…
-
Possible pay problems
I won't go into too much detail but can anyone advise as to whether the company you work for,who pay your wages into the bank by the normal route,can take any back after you have left their employment? There may be a dispute ref hubbys wages and as they have your bank details to pay money in i wondered if it worked like a…
-
Abbey and unsolicited debit cards
My mother has had an abbey current account for many years. She has run this quite successfully using the visa debit card supplied with the account. This week she received an electron card through the post. This was unsolicited and unrequired but she simply assumed that it was a replacement for her current visa debit card.…
-
HBOS Current Account changes-Important!
Hello Everyone I have received a lovely letter from a Paul Marriot-Clarke, Head of Banking at the Bank of Scotland (HBOS), informing me my (High Interest) current account, paying 6.17%, is to change on Jan 01st 2008, to a (Low Interest) account, paying 0.10% gross!:eek: This is not because of anything I've done (or not…
-
A&L Funding Requirement
Hi, I need to know I opened an A&L Direct Premier Account aound 6 months ago. On my application I said that I pay in 1000 a month into my account. For tle last 2 months I'm just paying £500 which is minimum. Will A&L will take any action? Is it OK if I continue paying in the minimum £500 every month? Thanks M
-
Abbey's 8% New A/c for 12 months
I recently opened an Abbey account and transferred from A&L to get the 8% in credit interest rate on balances up to £2,500 for the first 12 months. I noticed upon reviewing my first 2 monthly statements that the interest I was receiving was not the 8%. After numerous phone calls and visits to my local branch I found out…
-
Budget planner for Mac users - any tips?
I loved the budget planner included in this week's email and it's EXACTLY what I need as a shame-faced budgeting novice who intends to reform in the New Year. The problem is, I don't have Excel and I use a Mac with OS 9. Does anyone know of good budgeting freeware or shareware (or heaven forbid even paid-for!) for the Mac…
-
deposit at post offices are they delayed due to xmas post
hi, i deposited some cheques at my post office the other day. but they still have not been received by my bank which is lloyds. i dont know how the post office sysyem works do they post your cheques off to your bank which could lead them to being delayed in the madness of the christmas post. i have spoke to the bank who…
-
Just an idea to get around bank charging....
It's simple, why not use your main a/c for your wages to be paid in and then pay your bills manually with cash. That was the old way of doing things before direct debits became the norm! Any purchases you need to make only get paid by cash. That way you cannot go overdrawn as you can see where your money is going without…
-
Turned down for nationwide switch card
As the title says, I was refused a switch card from Nationwide. I went in today to try to upgrade my account. My main account: HSBC - where my salary is paid in to My occuapation: keyworker on over £24K per year Living arrangments: Unfurnished renting I am already a customer of Nationwide's. I've had their current account…
-
Nationwide nightmare!
I applied and got accepted for a Nationwide flexaccount at the end of november but have still not recieved the paperwork to sign after a month and 3 phonecalls to resend paperwork.What is going on?.I need to use the card for a trip to Bulgaria at the end of January.I know the xmas post is slow but not this slow! Has anyone…
-
Cheque not signed - what can I do?
Hello, I paid in a load of cheques the other day and had one returned to me from the bank apologising, but one of the cheques hadn't been signed - whoops! I sell childrens' books at all sorts of different places, but have been able to link this cheque to a particular toddler group, although they don't hold details of their…
-
WARNING from WHICH? - Banks Refuse Valid Card Fraud Claims
I've cross posted this with the Credit Card Forum as it's applicable to both types of card. Credit and Debit (Bank Card). Some banks are ducking out of paying legitimate card fraud claims by ignoring guidance in their code of practice, Which? can reveal. Financial Ombudsman Service spokesman David Cresswell said: ‘We’ve…
-
A joint account for saving for future purchases?
Good afternoon all! I recently got engaged to my wonderful man and we've been thinking about setting up a joint account to put some money aside each month for wedding expenses and/or house purchases (or for a rainy day!). Can you please advise me where to look? Partner is a teacher and I'm a research student, hoping to…
-
Direct Debit - Reasonable notice to change date of collection
How prominent should the change of date be for a Direct Debit? I have been receiving a monthly invoice every month for the last 9 years, usually arriving during the first few days of the month. The amount charged is always the same - £14.45 - and towards the bottom of the invoice in small 'normal' typeface is a note to…
-
Nationwide - O/D recall without warning
Guys, I recieved an automated call last night when i got in saying i owe the bank the sum of my entire overdraft. I've had NO letters or contact from them at all and im wondering where i stand! They appear to have closed my entire overdraft without reason. Ive just paid a sum of money into the account so i can buy some…
-
Help with Citi needed - refusing to acknowledge wage payments
I'll keep this short and to the point as some of my posts could best be described as long winded. Citibank are denying all knowledge of wage payments from my agency that should have gone into my account. We are paid weekly at midnight on Thursday night going into Friday morning yet for the first two weeks I haven't…
