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overdraft limit !!
I have an overdraft of £100.I have regular money going in each month and would like to increase my overdraft to £250.I have okay credit, no black marks etc, but I have alot of it !! Do you think the bank will do a credit check for the £150 increase and if they do, do they have to ask your permission beforehand to check or…
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Barclays Branch Numbers and SMILE!!!
Hello, Does anyone know where I can get a direct branch number, or even a fax number for my local branch which is Carlisle. I need to find out if they have recieved something and also if they can reference something. But I am against the clock and need an immediate response. Also, if anyone has "Val McCarren"'s direct…
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advice please!
Hi Hope its ok to post this here! Just had a frantic phonecall from a friend asking for some advice(she knew I would use this forum!) Basically from what I understand she shut a bank account down in 2003. A year and a half ago she picked up a cheque book from the above account which she obviously thought was an another…
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Alternative to Halifax High Interest Current Account
Good Morning All, I have been reading through the guide on how to reclaim bank charges for the past 6 years. I currently have a Halifax High Interest Current account and was wondering what the best alternative current account is on the market for someone who is always in credit. Any ideas would be widely welcome Dave
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bank accounts
are there any good current accounts out there for my son 16 he needs an account for his wages. He has got a teen saver account with the yorkshire but when I phoned them last week they said I had to make an appointment for him and as the "current account adviser" only worked tuesdays and she has a full diary up to end of…
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bank accounts
are there any good current accounts out there for my son 16 he needs an account for his wages. He has got a teen saver account with the yorkshire but when I phoned them last week they said I had to make an appointment for him and as the "current account adviser" only worked tuesdays and she has a full diary up to end of…
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Banks- brick carriers or droppers
There are frequent references to banks closing accounts of those claiming back unlawful charges and the ombudsman ordering compensation to be paid. My question is: are the banks good brick carriers or better brick droppers? How long are the banks to maintain accounts of often-delinquent customers for fear of the ombudsman?…
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Student account?
Does a post-graduate student still qualify for a student account?
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USD account in UK
Hi, I just wanted to find out if any bank has USD account but serviced in UK... Ive for an American Express USD charge card and they accept payments only in USD Any help would me much appreciated Josh
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Debit before credit - Is this Legal
I have had trouble with my Nationwide flexaccount for the last two months. I put £1500 from my own account in to the joint account to cover bills. This goes in on the first of each month, I also have some direct debits that go out the same day. The bank has taken the direct debits before they acknowldge that the 1500 has…
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Which parachute bank account should i get?
Hi all! Probably been asked a thousand times before but i cant find a specific enough answer to my predicament. I am going to try and reclaim my bank charges (from a closed joint account) from HSBC, however i have a managed loan in the region of 3000 pounds still attactched to my current account of which i still use. My…
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Bank Error - £195,000
Ok this is indeed my first post, but that is why I have come here :) So this is totally genuine... A freind of myn had £195,000 paid into his account, this was a bank error obviously... however this friend is a pensioner and not well off, he had a weak moment and went and spent an amount of this money... The bank have…
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How to upgrade from a cash card account?
Hi, i have a basic cash card account with Barclays, i would like to upgrade it to an account were i can pay for things over the phone (debit card). dont want an overdraft or anything like that but my bank keeps on refusing me. I have a CCJ from about a year ago, ive been making the payments every month and never missed…
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heres an idea
Hi there, if I have a current acc or a mortgage, with a bank, and I get marketing mail, offering a personal loan or a credit card addressed to me as im a customer, and at the bottom it has a promotional code to quote to call, does this mean im pre-approved, or do the company lower their criteria for the promotion, or am I…
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ID requirements to open Nationwide a/c & withdraw cash
A notice has gone up in my local Nationwide branch saying that from July, to open an account or withdraw more than £500 in cash (which you have to pre-book anyway), if you show a photo driving licence as ID, you must also produce the paper "counterpart" (the bit with your speeding points on). They blame "money laundering…
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HSBC took charges from my first direct account
Deleted I've put it. in wrong forum......
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best account for me?
hey, was wondering if anyone had any suggestions as to what the ideal current account would be for me. i want an account with a chequebook and debit card. i'll probably have a maximum of £500 in there, and a minimum of around £20. i won't be paying money in regularly per month, i think some banks ask for this, im not sure.…
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Possible Student account
Hi there, when september/october comes when students are starting college/university , and the banks have there "big push" for student accounts do they lower there credit score criteria to get more people in?
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Harassment by HSBC - Please help me?
Hi I'll apologise in advance - I think this is going to be a bit long winded, but I need some advice on how to deal with HSBC. Preferably before they drive me insane. I have banked for 25+ years with HSBC, but took out a new flexible mortgage with NatWest in late 2004 which meant I had to transfer my current account to…
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Nationwide internet access problem
We had internet access for our Flexi account and Mortgage account. However one day we went to log in and their systems said the details were incorrect. We have then registered again on line and received the new details. Tried to access the account again it says "the information given is incorrect". After 7 days I…
