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Co-op Smartsaver abroad?
Hi, i have a Co-op Smartsaver account that comes with nothing but a hole-in-the-wall card which i use to withdraw money.Just wondering if i could use this card in American ATM machines to withdraw cash??Any help appreciated!
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Idea for Site Feature / Money Abroad / Halifax Foreign Money Warning
I recently moved to Halifax's High Interest account on the advice of this site - its been great so far... UNTIL I noticed they change £1.50 for every use of your card abroad (draw out cash or buy anything, even for say £1.50). It was lucky I noticed this as early as I did, when it only cost me around fifteen pounds. I have…
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Debit/Credit Cards for EU nationals?
Dear all, Got a really irritating query I'd consider referring to Martin as an e-mail newsletter issue... My girlfriend moved to the UK in April and works for an NGO in the City. Income 19k odd pre-Tax. She is on the electoral register as of May 07 election and her name is on the Council Tax Bill. She has a driving…
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Readycash Account
hi I was wondering if someone could help, I'am going to open a readycash account tomorrow, I gave them my ID and they where happy. However they want to see my current bank statements, I don't understand why, its not mentioned on there leaflet as required etc etc The problem is i'am in o/d (payplan are writing to them),…
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Joined Monilink? This may have affected you
I joined up with Monilink through A&L to bag my free £10. Signed up and checked my balance via my phone to qualify for the free cash. All well and good. Then this morning I get a letter and phone call from Monilink apologising for over charging me for the phone balance enquiry message (£1.50 instead of the stated 20p).…
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MSE virgin, complex question please help! (reLloyds TSB mainly)
I took out a £10K loan (unsecured) with LloydsTSB in September 2000 to pay for a Masters course. Got the money, all was fine. Lloyds then 'forgot' to start taking arranged direct debit payments, and I had no job and was looking to start a PhD course, so didn't remind them. When they realised what had happened (about March…
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please look at this
I have 4 “satisfied” defaults on my credit file from 2004, is it true that, Granted by just being there it is not good, but as the defaults gets older it has less and less bad impact on my credit score As underwriters concentrate on how recent credit is run, 0-3years old
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£250 Payed In To My Bank And Dont No Where Its From??
Hi, Ive just looked at my bank that i never use and Ive had £250 payed in and i don't no where its from or what to do?? Can any one advise me what to do? Should i tell the bank or should i keep me mouth shut :confused: please help cheers Gary
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alliance and leicester
There have been a few posts on here recently regarding alliance and leicester and how people have got full accounts even with a poor credit history. I applied, and was rejected, have got my rejection letter today. Is it worth me appealing? I have one CCJ (paid in full about a year and a half ago) and 3 defaults that are…
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Barclays Question
Here as interesting one, there has been a lot said about the negative aspects of moving to Barclays from the Woolwich. This week we had a bit of a problem where money that was supposed to be paid me was late as a result we went over our 5K overdraft by around £300.00 in about 8 transactions, some card, and one a cheque…
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DPA & Six Year Rule
Had a discussion with friends recently about the Data Protection Act and in particular how it applies to banks and more specifically the six year data retention rule. Which got me wondering, how exactly do banks remove and destroy our data after six years? What process do they use to ensure data is fully removed and…
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Abbey 8% now advertised on their site
The new 8% current account is now on Abbey site. http://www.abbey.com/csgs/Satellite?c=GSProducto&cid=1127562791538&pagename=Abbey%2FGSProducto%2FGS_InfProducto From their own website Transfer to an Abbey current account Consider it if... * You want to transfer your salary and regular payments to the Abbey current account…
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Basic Bank Account & Paypal
Hi, I have just been declined for a Business Account ! (Bad credit), but I have 2 Basic bank Accounts, one with Clydesdale Bank and the Other with Bank Of Scotland, can I get my Paypal Funds paid into one of them and a couple of low value cheques (Around £6 Each) each week, the Paypal Transfer would be for about £500 a…
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A&L query
Closed my premier current account in April. Am I correct in thinking I can reapply in July? Last time I didn't know about quidco. Would I be able to get quidco incentive AND referral bonus? Anyone done what I am proposing to do?
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Halifax High Interest accounts
Hi to all MSErs, I am interested in applying for their High interest account. I am unsure if they will do any credit search on my file. I already hold several savings accounts with them as well as childrens accounts but not current account. The reason I'm asking is that I am also planning to apply for a credit card soon.…
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Need a graduate account
Hi guys This is partly regarding the HSBC rubbish they are trying to pull (removing interest free grad overdrafts) and also regarding the fact that I will be working in the US for a few months. So - need a new graduate account with interest free overdraft and free withdrawals abroad. Any pointers greatly appreciated.
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HSBC Grad Acc Removing Interest Free Overdraft
(I don't think this affects current HSBC Graduate holders - just new graduates.) The HSBC website has the following details: The interest rate pdf file (http://www.hsbc.co.uk/1/PA_1_5_S5/content/uk/pdfs/en/stu_grad_int_rates.pdf) shows that accounts before 31st May will continue on the old gradually reducing interest free…
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under 19's account from lloyds
ive just opened a new account with lloyds, an under 19's account. she told me that i dont get a visa electron card though but i do get a 2in1 card, eh? :confused: whats one of them? are they any good, etc etc.... ive put some money into it today. its for my wages. and it seems like ive been lied to by them on the phone.…
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HELP! Bad credit and need new account!!
Hi all, I currently bank with Barclays and have done for many years. I was a student for many years and worked part time so was on a low income and unfortunately got into debt with barclays via my overdraught facility. I got into a bit of a debt spiral and was late on many payments for DDebits. So now I have a low credit…
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Bank debt over 6 years old
I have just received a letter from a debt collectors regarding a debt of £300 to a bank whom I had an account with back in 1997. They closed my account in 2000 and I have since moved around a lot. As it has taken them 7 years to get in touch, am I still liable to pay this debt? The debt is built up from bank charges…
