-
Bad credit accounts? With DD status!
Ok, so im in a DMP and i want to set up a basic bank account that enables me to have a little freedom= like a switch card and the DD facility.. anyone know a bank that offers this under my circumstances? Thankyou.
-
Which basic bank accounts report to the credit agencies?
I can confirm that Nationwide do with the Flex Account and Abbey with their basic account. Who else has a basic account with say Norwich & Peterborough, Yorkshire Readycash, Co op Cashminder, the Citibank account etc and has seen their credit files recently and can confirm that these accounts report positive info to the…
-
Cheque problem
Hello, Going back 3 years I ended a relationship, my ex owed me a few quid and after a period of time when she settled back down again she started to repay me by cheque written by her new BF (this was 2 years ago). A couple of weeks ago I had a letter from my bank saying the BF has reported these chqs as being stolen (my…
-
Alliance & leicester 16 - 21 account £30 cash back
Havent seen anything posted about this one but if you open an account for your kids you can earn £30 for you and £30 for each of them. Do this 4 times a year and open and close your own accounts as well and you could earn over £700 per year. this is in addition to the usual savings you can make with your interest free…
-
Claiming money back?
Hi! I'm new here! :) I've just started my own limited company and being new to the whole business area, I need some advice/help. I hear people say they can "claim back" some expenses for their business. Such things could be things like travelling expenses (train tickets) and other things, such as computer equipment…
-
Why do the Halifax want to know where my money is from?
Ok So i have just been to the Halifax to send £3600 with an international transfer for land purchase. No problems with that. I paid a cheque into my account a week earlier for £4000 to cover the transfer. The cashier asked me where the £4000 had come from and i told her it was none of her business, she says that she must…
-
New MSE Travel Money Maximiser
Hi guys, We've got a new tool to find the cheapest foreign currency - take a look at it here www.moneysavingexpert.com/travelmoney Martin
-
Direct debits not being collected - Pipex
I have now received a letter and email from Pipex (internet provider) saying that there is an outstanding balance and no method of payment showing on my account. I have checked with my Bank and there are four direct debits set up for Pipex. They haven't been taking the money out since November 2006. I have written and…
-
getting current account
hi everyone I am facing a dillema, i currently have a basic hsbc account and having read through the advice on this forum applied for the alliance and leicester direct prem account. I was subsequently refused and they are sending a letter to conf this. I am not too suprised at this as my credit record is poor, i have an…
-
Is this fraud?
I'll try and keep this brief ... a friend of mine who is in the early stages of divorcing her husband has just discovered that their joint account has been closed. She has not signed anything but the bank say they have documentation with 2 signatures ... clearly her ex must have forged her signature. She was enquiring…
-
Can't Get a Basic Account - Help!!!
My situation is that I'm on a DMP with CCCS and have had a few defaults applied as a result. I earn a good salary which is paid into the Halifax. I want to claim my charges from Halifax as they run into thousands. This will clear my overdraft and go towards other debts. Generally the advice I have read is to get a…
-
Banking Small Change At Halifax
Hi I don't know if anyone else has had this problem but I went to bank in some small change (£19.52 of coins) into my Halifax current account and the women behind the counter said I can't bank this unless I bag it up. Fair enough I thought so took some money bags and went to bag it all up. I joined the queue (again) and…
-
Do Interest charges qualify
In Brief - Father died, the bank said they froze his account. I set up a new account to handle the affairs. They continued to add interest to the frozen account unknown to me. They sent no statements. This went on for some time til I could settle the affairs. Didn't think they could charge post death. I complained and only…
-
easycash account
:confused: hi has anyone opened a halifax easy cash account? how long does it normally take?? they sent online banking details and asked for proof that iam who i say iam that was about 10 days ago. the account is online but i cant do anything with it.... i transferd a small amount of money to see what would happen. the…
-
A&L Premier Current Account - Overdraft & Switching
Hi, Hoping someone has experience of similar or can give some guidance. I have applied and been approved for an A&L premier account. I applied to take advantage of the 0% overdraft. Money has been very tight for past year and i'm basically living in a £1300 overdraft with RBS. (Costing about £30 a month just for this…
-
I need to open "Trustees" account
Together with my brother, I have been appointed as a trustees to look after money left by my uncle for his son. As I see it, I need 2 things: 1) A current account that won't charge me (there will be minimal activity on the account) and pay some interest. 2) A place to put the bulk of the funds - £10,000 in an account…
-
How do I write a cheque for cash to a 3rd party?
I'm sure it seems like a daft question but I'm going to be working away for a while, short notice and going tomorrow. I need to leave my family a series of cheques that they can present at my bank for cash. I don't know how to write the cheque out. Branch closed and only getting through to offshore call centre worker who…
-
Stolen Debit Card Details/Money.
I have had money stolen from my account yesterday but I only discovered it this afternoon as I have been in hospital since Monday. I went into the branch and filled out all the forms and had my card canceled ect. The Bank were faxing over the forms to the fraud department people today. I've checked my other accounts at…
-
Special Situation - Advice Needed
Hi Everyone, I've got a special situation I thought you might be able to advise me on... I graduated in 2005, and have worked for two years, earning 29k. I am now about to go back into education to train as a lawyer. I've already applied for the HBOS student account, so my plan is to initially transfer my scholarship into…
-
Lloyds Save The Change (STC)
Hi All! Sorry this may appear a bit late, but have only just heard back from Lloyds today! (I'm also new to chat/posting...) Did anyone else have problems not receiving their matching credits? My partner and I did the STC from our own individual current accounts, and opted to have the matching (and change) paid to the one…
