getting current account

essien

hi everyone

I am facing a dillema, i currently have a basic hsbc account and having read through the advice on this forum applied for the alliance and leicester direct prem account. I was subsequently refused and they are sending a letter to conf this. I am not too suprised at this as my credit record is poor, i have an outstanding debt which i am paying to a debt recov agency. My question is should i appeal the decision by alliance and leicester, cause i am earning relatively good money now and didnt apply for the overdraft or c/c. any help would be gratefully appreciated. thanks

jla

hi ,i could not get any other basic account and appealed their decision ,i got the premier direct account in the end.

just send loads of bills,statements and an honest letter saying how i made mistakes and have got a job ect and would love them to have another look..
i sent 18 letters from bills ect and got account.


its worth a try.


good luck.