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Are Lloyds trying to fob me off?
Checked my internet banking today and it listed my available balance as nil, even though the statement page showed a balance of £70, which I subsequently increased by transferring £50 from another account in a panic. I'm not expecting any DDs etc to go out this week so I called Lloyds to find out what's going on since I…
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Banks and General Power of Attorney
I am long out of banking, so am not uo to date with modern bank practice, but was a little surprised a this. A relative's bother granted the relative a general power of attorney to be valid whilst the brother is abroad. The bank refused to accept it as the attorney signed after -(i.e the dates were different)- the donor…
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A&L,Nat.Flex ping pong
I made a mistake transferring money(£50) from my A&L current a/c to my own Nationwide Flex by omitting one digit of my flex account even though name is right. Both are playing ping pong with me. A&L reversed their phone agreement and sent me a letter saying they can't do anything as it was my mistake. My local N. branch…
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£10 from FirstDirect and MONILINK
If you go to the FirstDirect homepage theres a link there which takes you the Monilink system. Here if you register by the end of June 2007 you get £10 for using the service once. It takes a few min's to set up and use and you need to pay for your first text message off them which is upto 25p max. Means however your going…
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Anyone having problems with Natwest Online Banking?
Haven't been able to login for an hour or so. Has anyone else had problems? cheers
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Business Bank Account Worries
Hi all, I'm about to go into business with a Solicitor and an Accountant packaging secured loans. (I'm a qualified Mortgage Advisor & soon to be qualified financial advisor). We've got the company, applied for CCL, DPA and will then get FISA & FSA regsitered. All the questions we had to answer were simple and…
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Halifax Student Account
I am starting uni in October, and applied for the Halifax student account last week, and now I have just heard that they have reject me due to poor credit scoring. This is ridiculous as I will clearly not have any credit score as I have never had a loan or any other kind of contract like this to increase my credit rating.…
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Natwest ggrrrr
I Wonder if any of you out there can help my daughter with this problem we have with natwest. In november 2006 my daughter cancelled a direct debit with Natwest to stop her rent payment going out, as she had left that property and had moved to another address. On checking her bank account last friday she discovered that…
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Any Wooleich customers having debit card problems?
My dad has been having issues with his debit card recently. I'm getting the feeling that the Woolwich to Barclays changeover isn't going smoothly. He's a creature of habit and doesn't do anything apart from minor shopping and petrol and yet his card is being declined left right and centre despite having over £5k in his…
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Lloyds tsb - I HATE THEM!!!!
i am so angry, i have to vent it somewhere (sorry guys!!) a month ago my father and grandmother passed away and i am the executor of the will, and only child, i have probate and on thursday will have nearly £20,000 going into the account i have at lloyds, however in the last 3 weeks i have been so skint having to pay for…
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Visa debit charge back
Hi I wonder whether anyone can offer some advice so me. Around a month ago I purchased a new bathroom suite from a company called Harrison McCarthy who is based around the North west. This bathroom suite was meant to be delivered last Friday, however this didn't happen and I found out that the company went bust on Tuesday…
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Graduate account o/d reducement
Greetings, opened the post today to find a letter from HSBC informing me they are going to reduce my graduate account interest free overdraft from £1500 down to £1000 in July, now that was of course expected..however for a start my o/d is actually £1600 (thanks £100 extension for a month they forgot to take off he he he)…
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Best Current Bank Account?
Hi, I'm looking to change my current bank account after dreadful customer service from the bank I've been with for 30+ years (nothing to do with charges). Moving my bank account will be a tedious business for me as the automatic process doesn't take care of my large number of incoming credits, so I need to get it right. I…
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New Bank Account For 16 Year Old
My daughter is 16 and needs a bank account, for her wages from part time holiday work. Any recommendations? Or is there a thread on this subject anywhere? Thanks.
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new to forum ... ludite...lost.. but here goes - switch/delta thingy etc
To say i have a non existent , well attrocious credit rating is an understatement - dont judge me too quickly i am a young widow with a 13month old baby. Anyway does anyone know of a bank that will give me a card to order on the phone/online that doesnt involve a credit score?? - I just want MY money not an overdraft and…
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changing and consolodating bank accounts
hi all, this is me trying to keep track of what I need to do to sort out the almighty mess our household finances are in. I'd really appreicate any tips anyone can give and especially if you can point out any glaring mistakes I am making. Current situation: We have 3 current accounts, one each and a joint one with First…
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Money in hiatus?
Hi there, I purchased a couple of things from Scan.co.uk over the weekend. I got a text message about 9.30AM today saying that the payment hadn't been recieved from my Solo card (it's a natwest current account) yet when I checked my online banking facility the money has gone from my account! I've spoken to both Scan.co.uk…
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Premier 21 Overdrawn
I just realised a direct debit is going to push me £8 overdrawn on my Premier 21 account at A&L (I don't have an overdraft). Will A&L return the DD, or pay it? The unauthorised overdraft charge is £3 a day!
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Can you recommend a simple bank account for an elderly person
Looking for a simple bank account for elderly relative, want cheque book, paper statements, direct debit facility, standing order facility. Relative only has pension as income. Is there also anyway I could act on her behalf (ie being able to speak to them with any queries) without becoming a joint account holder (don't…
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lost cheques
HELP!! I recently lodged 4 cheques value of around £350, they did not show on my account ,so I went to my branch of Barclays and they say they have been lost. What can I do to get recompence from the bank, also the manager treated me as if it was my fault that they went missing and spoke down to me as if I was scum. Any…
