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Halifax £100 switcher deal
Starts again from monday - for new customers only Open a bank account and use their AATS service to transfer from elsewhere, and pay in £1000 for two consecutive months, and get £100. There's also a deal involving opening a credit card at the same time and getting £25. More details to come on Monday..
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Dumb blonde seeks banking advice...
Hi My graduate account with HSBC has come to an end after 3 years, but unfortunately I am not (as I'm sure HSBC would like me to be) in a high flying career. In fact the opposite applies and I am a struggling actress with an overdraft to show for it. I'm currently £1200 overdrawn on this account with a £1250 limit - ouch.…
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overdraft woes
right here is my problem.i earn around £25k payed weekly into my current account which i have a overdraft of £1400 and i am upto nearly the limit every week.:o i have just been charged £60 plus £19 for being over my limit twice by around £20 each time but only for a few hours.i rang my branch to see what they could do and…
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I've got the basic bank account blues....
I really am at the end of my tether.... For the past 4 years myself and my partner have managed by on basic bank accounts. This was due to financial problems in the dim and distant past, mostly being related to being self employed. We had a load of defaults and the credit report didnt look pretty. Now we are in the…
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Bank Of Scotland £100 offer for New Current account
I telephoned Bank of Scotland today, and apparently this £100 offer when you open a current account applies only to people who actually live in Scotland!!! Whilst Halifax have closed their offer some time ago, this sounds a bit discriminatory to me!
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yorkshire bank/virgin media?
i checked my bank account yesterday to find Virgin media had taken a direct debit payment out of my account that i knew nothing about,Ive never given over my bank details to the company or signed any paper work, the bill is in my ex partners name & he doesnt even have a bank account,i rang the bank & they say it isn't…
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Student account eligibility HELP!
I have a Halifax Easycash account with Visa Electron card at the moment. I'm going to University for second time in September. First time I went to Uni, I had a student account with Lloyds TSB with a £1500 overdraft. I left Uni and that account was closed and I am paying back the overdraft at the moment. My credit hasn't…
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Advice on opening current account
Ok guys, need some info here, I'm currently with the Bank of Scotland and have a student account (havn't been bothered changing it) now i have at anytime around £3,000 sitting in this account and have regular monthly payments of 1,400 or more into the account every month. The interset i earn in this account is rubbish…
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help
I needed to give my husband some money, So I transferred £2000 into my currant account using the immediately button on online banking, checked to make sure it was showing up as in my account and it was so then I payed the £1000 to my husband I needed to pay him, using online banking 2. The problem is iv looked at my…
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help please
hi new to the forum so hi to u all!! l have had a change of circumstance lm a mum of two was living with my ex in his property for two years we have split so l moved into rented accomadtion lm getting all the benefits but had no furniture so having a credit card brought furniture and paid out for oil etc l have always had…
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HSBC wont stop
Im now £600 over drawn because they refuse to stop my loan standing order going out of my account and plus thier charges Ive told them on countless occassions that Ive lost my job and will have to make a payment offer but they refuse each time saying we can only do so much. Ive started the ball rolling with claiming back…
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legitimate reason for not reviewing your statements?
any ideas on what would fall under this heading?
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Clearing Time
Most of my charges were due to the length of time it took for cheques that had been paid into my account to clear. I find it confusing,:confused: that if I pay anything by cheque, it comes off my account, usually within about 3/4 days and yet if I pay in a cheque, it takes 6/7 days to clear. I wonder where the money lies…
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Working 18 year old needs new current account
I'm struggling to find the best current account to advise my son to open so I'd welcome some help. He's 18 (or will be in a couple of days) and is working full time (apprenticeship) and takes home around £160 per week. He needs an account with a decent interest rate, a debit card and possibly a cheque book (although that's…
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Thousands back campaign to keep our banking details private
Thousands of bank customers have backed a campaign launched by checkmyfile.com to get the government to scrap its plan to allow the banks to share the account details of millions of bank customers with the credit reference agencies without those customers getting a chance to have their say.…
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Offshore Bank Accounts
Could anyone 6666666666666666666666666666666666666666666666
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Bank Has Wrongly Credited our Account?
Mine and my girlfriend's joint account with the Co-Op was credited with £2,300 on May 24th - we weren't expecting it but as we're in the process of buying a flat we thought it might be a gift from a family member, and contacted the bank to ask for background info on the credit. It was paid in by cheque, and the Co-Op have…
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Anyone reccomend an account?
I have an overdraft with Bank of scotland and have just claimed back £900 in charges:j but am looking to open a new account and gardually pay back the Bank of scotland remainder overdraft.Can suggest a bank to use,do any offer money for opening an account?
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Switching account question
I would like to switch our joit account from the HSBC to A & L, but we are always overdrawn (up to £1,400) and can't meet the requirement of being in credit for 2 days in the previous month. What other options are out there in terms of bank accounts that offer cheap overdrafts without charging us £100 per month for going…
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Affordabilty?
Hey Guys, My first post so be gentle is possible, We are thinking of getting back on the property ladder after a recent plan came to an abrupt end. We have 54k savings (40k for deposit) but my wife is not working atm (she has been unemployed 2 weeks), she is a chartered accountant but as I say she is not working. I…
