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Nationwide Flexaccount Overdraft Review
I arranged a £500 overdraft with my Nationwide Flexaccount 5 months ago. Since then I haven't used my card as much and have only been paying in just over £500 per month. Reading the T&C (shown below) it states they will review my overdraft after 6 months. Despite the fact I have been paying in less, I rarely use the…
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Halifax cheque books
I have a high interest current account. I have 2 cheques left. Do they send you a new book automatically?
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Banks internal customer score????
Hello, Can anyone shed any light on the following: I understand that most banks operate an internal customer credit score, which builds up/down depending on the operation of the current account. Do the banks use this to decide on offering extra facilities, loans etc, or do they always carry out an outside check with…
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denied account by citibank where now?
I need to open another basic bank account as am reclaiming bank charges from HSBC and also want them to reduce payments on a managed loan. I applied to citibank for a basic account but they have turned me down!!! Where can i try now?? fed up of being told no!!! I dont want credit just an account where i can pay my direct…
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Blacklisted by own bank
I posted this on anything else money saving, but thought id put it on here as well. Partner and i have been blacklisted by our bank for 12mths..... Is this allowed?? Basically parnter lost job middle of jan, thought we were doing the right and let our bank know. However come 12th feb partner took company to head office and…
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Now I know why they're nicknamed "Shabbey"..
Hi guys Someone I know suggested I post this here, so here goes! I've been in the process of trying to claim back some money that was taken fraudulently from my Abbey current account for over six weeks now. Abbey have messed up sending me a new card - twice - been utterly inocmpetent on the phone, have "chased it up" more…
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Bank's accidental £1000+ credit
Three weeks ago, just over a £1000 was credited to my account, source "unknown". My personal banker managed to determine that it was deposited in Liverpool where, as it happens, I have a couple of close friends who have helped me out financially in the past. Assuming it was one of those friends, I spent the money (mostly…
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inter branch payment what is it.
I got a mini statement out today and it says £15 IBP. I checked on the back and it stands for inter branch payment. I don't know what this is. Can someone please explane thanks.
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No Operation From Current Account
HI Please could anybody give me any advice on how to deal with my bank The Royal Bank of Scotland - I have been in today to deposit some money into my current account and have been told that I cannot put money into my current account because they say "there is no operation whatsoever for this account" which is crazy…
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No access to current account with Abbey
On 29th May I informed the Abbey that I had recently changed my surname. On 8th June I revisited the Abbey as no card, cheque book or paying in book had arrived. I have still not received anything and I have also lost access to my online banking facility. I have made three separate visits to the bank and numerous phone…
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Log on Problem with Nationwide
Is anyone else having problems this morning logging onto their Nationwide Building Society accounts. Each time I try to log on it tells me my details have been entered incorrectly. But I know they havent.
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Closing Current Account charges
Have just closed our joint Virgin One current account after about 7 years. Received a letter informing us we owed £75 admin costs to close it. No overdraft on this account. Anyone know whether this is justified?
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Recommend Me A Second Account Please.
Hi Guys, At the moment I have only a HSBC current account which I pay my wage into (im self employed), the account always has around £3000> in it. I want to open a second account where I can pay money into it and then transfer money I need (to live, buying stuff etc.) into my current account. Is this a common setup a lot…
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advice needed
Hi there, if a "notice of correction" is placed on a credit file both Equifax and experian does it mean that any credit application automatically reffers? or could some applications go through normally?
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Can people on DLA get a bank account?
MY mum has MS and is on the higher rate of DLA and incapacity benefit, she has a building society account but wants to open a current account so she can pay bills easier (she keeps forgetting and getting charged due to not being able to pay by DD and her memory/illness) Im worried that any bank will not give her an account…
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3 Accounts-Which One Is Best For Me? I'm Really Confused!!
Hi Guys! Right, basically I need some advice from you wonderful people:D I am currently with the Woolwich but with their closure iminent, I am looking to change banks. Barclays have offered me a full account the same as I currently have but no saving pots which I need. I have called them and they suggested opening seperate…
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Bank Breach Data Protection Act
Hi, Hope I am posting this in correct forums. I am with the Abbey bank and on 2 occasions they have breached the Data Protection Act by disclosing my account information to a 3rd party. About a year ago my girlfriend ( who also has an abbey account ) transfered some money from her account into mine. She did this via the…
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Nationwide current account without switching?
Im going to be holidaying in USA this summer and ive read the articel about the best card to use overseas. So i want to get a nationwide Flexaccount and use their debt card as it has no loading/fees with spending/cash withdrawl. Ive visted the website and it seems the only way to create an account is by switching current…
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Abbey's Issue 10 Fiasco
Hello all, I have been 'lurking' here in the shadows for a long time now but have never really needed to post anything, so here goes with my first posting. I am a customer of Abbey and have been for around 15-20 years, holding two current accounts and a savings account, all operated within the rules etc. Last week I…
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HSBC student account T & C's
Does anyone know where I can find the terms and conditions for the HSBC student account on their website? I've looked all over and had no luck...
