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Big problems with Barclays
Hello all, First i hope this is in the right place and hope someone can help me, I am having severe problems with my barclays student acount My problems started back in Aug 2006, I had an overdraft limit of £1600 for which I was £100 overthat limit, I arranged a date to come back inside my limit (which I adheared to I paid…
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48 letters from HSBC! New account needed
Having requested my last 6 yrs statments from HSBC, i had cause to email them as no response had been received. This morning 48 seperate enveloped arrived from them with a few statements in each!!!!!!!!!!!!!!!! Im still ploughing my way through them!!!:mad: I need to open another bank account but got turned down by…
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Halifax Direct Debit, Will I Be Charged?
My Gas direct debit came out this morning £29. I had about £7 in but they took it out and made my balance 00.00. I thought with direct debits the company tries in the morning and then later in the day if the money isnt in. I have put the monry in just after 9am do you think they will charge me or do you think I should…
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Shared House Current Account
Evening all, I'm moving in with two friends in a month or so, now we've put our signatures down on our maisonette in London, paid deposit, month upfront (gulp!) etc. :) As such, being the thrifty and IT literate one of the three, have been assigned the menial tasks :D We agreed a shared account for the house would be a…
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Late 'sending payment abroad'
My father has re-married a woman from Thailand she has gone back to Thailand to collect her children. He sends money and has made 8-10 payments so far. 25/4 My Dad sent £500 to Visa World Consulting - needed to help bring the children over. His wife stayed in a Hotel whilst this happened. After a week she called to find…
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Bank Charges Notice?
About 3-4 weeks ago I gave a company a cheque for £55, I expected them to take it within 1-2 weeks. I had the money in my account at that time. I wrongly assumed they had taken the money from my account. So carried on spending the money in my account until it had gone. I then checked my account balance last week and it…
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A&L cheque policy - help ??
Hi all My boyfriend applied for a provisional licence which he received on the 5th June. He sent a cheque for £45 but at the time he received the licence it had not been presented. We duly kept the account with enough money (its our little savings account) for the cheque to clear. At 1030 am on 14th June I personally…
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overpaid by employer
I left my employment after a week in the job and have so far been paid 3 months fall pay!, i know legally that employers can ask for this money back etc,but are they are able to actually debit your account on the next pay day with the amount that you owe them? , do banks have a legal obligation to submit to this request?
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Euro account
Does anyone know of an wasy way to open a cheque account in Euros? I have 3 bills to pay & my bank wants to charge me £21 for each bacs transfer !! One of the invoices is only for €13 I would consider leaving about £250 in the account I guess - some accounts I have investigated want a balance of £10000 - a bit out of my…
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Best Business Bank Account?
Hi all, I'm starting a photography business and I need to find the best business current account. Does anyone know of any good comparison sites for business accounts? Thanks
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Halifax Switch
If I open an account with Halifax and transfer my abbey account will the abbey acc automatically be closed????
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rbs or natwest?
my DH has just been offered a job working for the natwest. he has to have a bank account with the royal bank of scotland group to have his wages paid into. which account would be best to go for? a royal bank of scotland or a natwest one? we currently bank with the lloyds tsb, and i would like internet banking and a paper…
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refused account re name, anyone help?
I visited my bank with my daughter who is 16 and asked to open an account for her but as her surname is not the same as on her birth certificate they refused. Basically I moved her middle name (which is also my surname) to be hyphenated with her original surname. This was 8 years ago and there have been no roblems with any…
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Current Account that I can work like my smile one
I have been with smile for 7yrs now & am happy with service but could get better deals elswhere (having browsed this site). Does anyone know of any other banks that allow you to make more than 1 payment a month to your credit card ? Basically, I purchase everything on my smle visa to get cashback. So I tend to do…
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A&L switching service
Have had a huge row with Natwest. Basically , they wrongly processed my wages resulting in me going O/D by 7p for a few minutes (11:51pm wages went in at midnight. due in previous night). Although they have admitted the fault was theirs , they have still charged me. So i am looking for a new current account and settled on…
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looking for new current account - help!
hello everyone newbie user who's looking looking for some help please. my wife and i have been discharged bankrupts since april last year. we have a basic account with co-op but are looking to change as we are unhappy with their service (credit checked for a savings account among many irritants).:mad: idealy we'd like a…
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looking for new current account - help!
hello everyone newbie user who's looking looking for some help please. my wife and i have been discharged bankrupts since april last year. we have a basic account with co-op but are looking to change as we are unhappy with their service (credit checked for a savings account among many irritants).:mad: idealy we'd like a…
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A&L Recommend A friend...COMPLETE SCAM!!!
Since Jan 07 i have completed 4 recommend a friend vouchers with myself being the existing customer who has recommended 4 work collegues to A&L. I have done this on using my own current account and also using my joint current account with my fiance so 8 recommends in total. Since march i have made several phone calls to…
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Flexaccount at Nationwide
Ive got a flexaccount with Nationwide and the've decided to remove my overdraft frm the account as i havent used it in the last 3 months, if i were to use it more often would they reinstate the overdraft overtime
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Can they do this?
On the 12th I arranged an extension on my overdraft, of £702, to incorporate two other overdrafts. The bank agreed and we worked out reducing the overdraft by £117 per month to bring it back to my original overdraft. Fast forward to 15th... hubby got paid and bank suddenly reduced the overdraft by £702!!!!! We didn't find…