Flexaccount at Nationwide

C_Ronaldo

Ive got a flexaccount with Nationwide and the've decided to remove my overdraft frm the account as i havent used it in the last 3 months, if i were to use it more often would they reinstate the overdraft overtime

RayWolfe

I have had an overdraft facility with NW for 10 years; never used it. They have never removed it.

Hazzanet

Could be a change of policy at the NW. On internet banking, it tells you how much overdraft you could have if you wanted. My figure has gone down by 42% since last week, and I've had no significant changes in my credit/income etc.

Could it be that they're taking a harder line with lending?

[Deleted User]

You could try posting these questions on this thread http://forums.moneysavingexpert.com/showthread.html?t=440583