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money flying out of our account
Don't know if you are finding this but the speed at which debits are leaving our current account is phenomenal. In the past we expected about 2-3 days for a transaction to process through the system. Went Thursday late night shopping and all the transactions had been paid by the end of Friday!! Think we had better use a…
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Too many accounts ?
Hello, just opened the Premier Direct Current Account with A & L. I will be making this my main account. Previous to this I have been with Halifax. I have a current account with them, and a basic cash card account, in addition I also have an ISA. I also have a LloydsTSB account, this is just a basic one too. My question…
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Natwest Debit Cards
What are the requirements for Natwest debit cards?
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Smile Post Office paying-in envelope
Hi, I've been having a problem receiving post office paying-in envelopes from Smile. I've been asking them for the last 3 months and none has arrived so far. I am really getting desperate to cash my cheques. There are no co-op bank near me either and I don't want to post my cheques as I'm afraid that they will get lost.…
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halifax student current account.
i applied and now is showing on my portfolio (online area showing other accounts with them)... got card through - which is £100 cheque garuntee as well.. got pin next day... but... no cheque book? which is odd as im thinking i cant gaurantee cheques without a cheuqe to write? and on the bit on my balance on the portfolio…
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Trying to find a bank account
Anyone make a sensible suggestion to help - background first (don't yawn) Had a CCJ that was settled 3 years ago, have a mortgage & job - currently banking with the Woolwich (how awful are they?) - trying to find a new bank account that allows an overdraft & might even give a credit card - being turned down mainly due to…
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Best Online Banking need help!
1st post so please bear with me. After having been ripped off by LTSB bank charges I have decided to reclaim them. I notice step 1 is to open a new bank account. Heres where I need your help. I need good efficient online banking and a bank with an easy switching process should I need to do this if LTSB decide to close my…
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Best Online Banking need help!
1st post so please bear with me. After having been ripped off by LTSB bank charges I have decided to reclaim them. I notice step 1 is to open a new bank account. Heres where I need your help. I need good efficient online banking and a bank with an easy switching process should I need to do this if LTSB decide to close my…
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Natwest Step Account
I've just found out i've now got this account & my card will be here soon! I'm still hoping to open a Citibank or Yorkshire bank account for the full debit card but I guess we'll see. The bankers cheque still hasn't arrived :!!
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Overdraft Charges
I currently have an overdraft on my current account of £4000 which I am trying to clear by paying around 600 - 800 every month. However I am obviosuly getting various charges, ie interest which accumulate to around £70 a month. Has anybody got any ideas as to how I could move the overdraft elsewhere to avoid the charges??
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Bank messed up internation funds transfer...what compensation?
At my request the bank carried out a telegraphic transfer of 5500GBP to an account in Hong Kong. I said that I wanted to transfer 5500 sterling to a sterling account in HK. At one point the operator said that's roughly equivalent to 83,000 HK$ to which I commented why do I need to know that - I just want to transfer the…
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HSBC Account confusion
I applied for a basic bank account, they obviously applied for a full account for me as I failed the credit check as I knew I would, said I can have their basic bank account but it doesn't have a solo card. I've seen people with HSBC solo cards & have seen basic bank accounts listed as HSBC having a solo card, but the info…
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US $ Bank Account
HELP!!!! Can anyone please help me? Im desperately trying to open up an american bank account, and going round and round in circles. Im a UK citizen living and working in the UK, I do some part time work for a US company who pay me in dollar cheques, (aaargh ) they take @ 4-6 weeks to clear as they have to be sent back to…
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nat west bank
we have had a natwest step account for 3 years and recently asked for an upgrade to a current account and was declined,we asked why and was told it was our credit scoring so we got an online report,there was nothing against us,so we got a print out and took it to the bank,the manager said he had done all he could but we…
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How to handle a large sum of money?
A relative of mine just inherited £125,000 and has asked my advice on what type of bank account they should be looking to open and who are the best. She will probably be looking to deposit approximately £80,000 after using the rest for a house purchase gifts etc. She intends only to spend the interest that this money…
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childrens accounts
Does anyone know of any children bank / building accounts where you get free stuff like a money box etc.. My daughter has some birthday money that won't last long and so its just somewhere to deposit and take out when needed.
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A&L Recommend a friend and now only earn £25!!!
Well it's happened They have only gone and cut the Recommend a friend bonus to £25! Juts be aware of this now if your signing up!! :mad: http://www.alliance-leicester.co.uk/currentaccounts/index.asp?page=recommend-friend&ct=curraccmenu
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Make First Direct donate to Shelter on your behalf ...
If you take out home insurance with FD during the month of December, they will make a donation of £10 on your behalf. http://www.firstdirect.com/insure/home.shtml Remember to cancel it immediately, so that you don't incur any fees. What a wonderful way to tick off First Direct, whilst simultaneously donating to a…
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BIC Code
How do I get this and what is it? Someone in Europe says they need it to T/N some £ to me. Is it specific to my account or just the bank (Abbey)?
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should i be worried..........?
Hi everyone, just used my debit card in a shop, upon looking at the receipt of the transaction when i got back in the car, i noticed that the receipt had the long 16 digit number on it, and both the expirey and valid from dates! is this normal? i know from previous transactions that normaly some digits are blanked out with…
