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Debit card with bad credit??
Are there any banks that will give me an account with a debit card when I have bad credit?? I have a nationwide current account but even though wages are going in there regularly they will not give me a debit card, I have even tried complaining and was basicakky told where to get off :mad: Surley it's not such a great risk…
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Coventry First 'split balance' interest rates
Although Coventry First have increased their rate as promised to 5.6 for the first year, they have a most unusual way of calculating interest after one year when the 0.6% bonus disappears. If you have £10,000+, you get an AER of 5.27 ( Gross pa 5.22%). Below the £10,000 you get only AER 4.75 % (Gross 4.65%). Now normally…
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old bank accounts?
HI, Can someone point me in the right direction to find out if an old bank account is still open. I used to have accounts at 3 different places - and having divorced and moved a few times I can't remember if I actually closed the accounts. I think I did, but I want to check. (Old post office accounts with the blue…
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Natwest Advantage Gold account
A while ago I upgraded my Natwest account to an advantage gold account. It coss me £14 a month, I get free travel insurance and mobile phone insurance amoungt other things but these are the only ones i currently use and I also have a £700 overdraft facility with them which has no fee. What I want to know is this worth the…
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Does anyone work for Barclays
Hi I am currently with the Woolwich, who will soon be changing over our accounts to the 'Barclays' name. They have said that they will be giving me an account which is similar to the Openplan one that I have at the moment. Do you know which account this will be? I dont really like the Barclays brand, and may change my…
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non partner joint accounts - pros and cons
My daughter has suggested that I set up some joint accounts with her so that when she travels abroad, I can look after her finances. To be honest - the main reason is that if she were to get her ATM card stolen while in the Amazon jungle or somewhere, we can at least get a replacement without too much trouble. Also we…
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Bank card to 'top up' savings pot
A bank card which automatically rounds up customers' purchases to the nearest pound and then pushes the extra cash into savings is being launched here
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Recent CitiBank Applicant?
Hello All. After speaking with a few other members I decided to apply for the CitiBank Account. More out of curiosity than anything, oh plus the £50 Quidco Cashback ofc :) For those of you who are not aware. The CitiBank account is a full current account, however some forum members have had success in applying for an…
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Getting a bank account
Hi there My girlfriend is Greek Cypriot and came to London as a student. She's been using a Cypriot bank card to make withdrawals and has lost loads of money on conversion. She's on a temporary job now and is struggling to get a bank account. Its like a vicious circle: the bank wants utility bills but she doesn't pay any,…
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Closing FD current account..how long should it take?
Closed the account by sending a letter (and cut-up debit card) on 15th November. Haven't heard anything from them about closure. Any1 recommend how long I should wait until I contact them again?
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Best Business Bank Account?
Hello All First post! I've just started on the 'New Deal' scheme where I am setting up my own business and coming off benefit. I have to set up a bank account that for the first six months can be accessed by both me and the sponsor at the Jobcentre. They aren't precious who I go with, just that the bank accept the joint…
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Smile refusing to accept my salary BACS credit!
After recently opening an account with Smile, and generally being very impressed with their service, I have run into a very irritating problem. At the end of last month I arranged to have my salary paid into my smile current account. My employer made the payment (I've checked the a/c number & sort code they used are…
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Changing Current Accounts
Hey, Just wondering, but is it a bad thing to change current accounts often aka credit rating or does it not really matter? Matt
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Exchange Rate Loss on Cancelled Transaction
Hi, I wonder if anyone could offer some help. I recently purchased some items from the states using my A&L Premier Direct Debit Card. I then realised a problem with the transaction on my part, so cancelled the transaction in less than 5minutes from when I made the original purchase. However, now looking through my bank…
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Norwich & Peterborough Basic Acc- Customers Please!!
Hi all, Husband was declined for a basic account via the internet with N&P. I rang today and asked about basic accounts and I would be quite happy to be with them as they offer a cheque book facility...I asked about criteria and she said that N&P could offer accounts to those with an IVA or ex Bankrupt and we *should* be…
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Joint account
Hi All :hello: I don't often venture in to this part of the woods, but i need your help :) I need to get a joint bank account with my partner asap so we can pay money in to it for our rent and bills. I have looked on the HSBC website (as that is who i bank with), but i cant find any information on joint accounts :confused:…
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Help needed please - Bank's mistake
This is my first post on here, so please bear with me. I am worried sick about the situation I have found myself in through no fault of my own. I got a letter from a building society a few weeks ago telling me that they had been paying an amount of £100 once a year into my current bank account for the past eight years by…
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A&L Customer Services
Dear fellow MSErs, I need your help and advise. This morning I rang A&L to enquire regarding my current using a number from saynoto0870 but the rude lady from liverpool call center ask me which number that I rang which I honestly gave she then told me that I am not allowed to ring this number again and she said she'll put…
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Natwest Step- Account Upgrade?
I've noticed on some of the posts on this forum and on the bank charges forum that some people who have a Natwest Step account have been upgraded to the current account. Can I ask how people went about this and how long you were a customer for before this happend? My husband and I have a step account and we pay £2400…
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Quidco and alliance and Leicester
Hi I have opened an Alliance and Leicester account and have given my details to a friend so we can have the £50 each referral. My question is, can they go through Quidco aswell or is it one or the other?
