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Money transfer broker
Hi All, I want to transfer a large amount of Sterling from the proceeds of my house sale to Spain for a house purchase and I have searched the internet for brokers rather than going through my bank. I have opened an account with one broker https://www.currenciesdirect.com ( not to be confused with currencies.co.uk ) which…
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Bad credit history in the past....which bank?
Hi My husband had CCJ's in the past but his record has been clean for years, which bank account would allow him to open an accout? He recently applied for First Direct account but got refused. He has a Abbey Current Account at the moment - but we wnat to try and reclaim the bank charges for the last 6 years and they may…
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Basic Bank Account Thread
Official MoneySavingExpert.com insert For full info on basic bank accounts, see our fully researched Basic Bank Account guide. Back to the original post... Hello All. I thought I would start this thread in relation to all the posts that I see regularly on this board regarding Basic Bank Accounts. The purpose of this thread…
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How many accounts on your credit report?
Having got my annual credit report (free) I was quite amazed at how many accounts there were on there. So how many do other MSErs have?
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Do you have any accounts with Co-op Bank or smile
I received two cheques out of the blue from the Co-operative Group today totalling £110. I joined the Co-operative Group a few years ago as I liked their stance on such matters as global warning, third world debt, ethical consumerism and so on. I also have a bank account with smile, my mortgage is with the Co-op and have…
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Transfer Overdraft onto credit card?
I would like to transfer my £2,500 overdraft onto a 0% interest card but I'm not sure if this is possible. Any ideas? Bex PS Love the site.
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1st bank account, no utility bills, help!??
A dear friend of mine has been faced with opening a bank account of his own for the first time. aged 40!! He has a self seficiant life style and subsequently never had any bills, never owed anyone a penny( which in theory is very promising!), and no need for any utilities, opening a bank account has proved very tricky! If…
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NatWest 'private banking' nightmare
Advice please? My boyfriend has had one of the higher charging bank accounts from Nat West now for about five years. He switched from a normal account after he needed a large overdraft and was persuaded that this was the best way of doing it, as the interest rate was lower which more than paid for the fee. However, he's…
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Paying in a cheque on a Saturday...
Hi, Does anybody happen to know; if I pay in a cheque to my NW current account over the counter thismorning (Saturday), is the money likely to reach my account any sooner than if I wait until Monday morning? I'm kinda figuring that cheques will just sit there until Monday waiting to be processed, in which case I won't…
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Paying a cheque into account
Hi - we are about to receive a cheque for a personal loan, which is made out to my partner and I. However we don't want it to go into our joint account, but instead into my partner's account held with a different bank. I've checked T&Cs of my bank, and the loan company, and can't find anything. Does anybody know whether…
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Natwest Step Account - ID query?
Recently I applied for a Natwest Step Account online. They sent me the forms which I signed and sent back to them. There was no mention of sending in any ID so I expected them to ask me to take some in to my local branch once they've received the completed forms but... ...today I receive another letter stating that they've…
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Lloyds TSB Save The Change
Hi all, If you have a current account and savings account with Lloyds TSB, you will be eligible to receive this new scheme called Save The Change. What it basically does is that when you use your switch card for a purchase (for example, £4.30), it rounds it up to the nearest pound (i.e £5) and puts the 'change' from the…
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Barclays Additions ?
What do people think, it looks like a good deal to me but would like a second opinion!
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Are Barclays trying to make money out of me?
I have just been on to my online banking, and have discovered something that worried me. Wednesday, I went onto the banking, and it said that my balance was £x amount, which was my pay, as I transfer money about, and my account was previously £0.00 to that. So, I did what I normally do on payday, and transfered a set…
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Bank Transfer help
About 18 months ago I transfered my main bank account over from First Direct (FD) to Nationwide (N) on one of these "we'll transfer your account without hassle deals". A few weeks later I transfered both my partners and my wage over to N. About 6 months went by and seemed was okay, we then had letters from FD saying we…
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Real or spoof? PIN NUMBER REVERSAL
OFFICAL INSERT BY MARTIN! I'm afraid the idea that "typing in a pin number in reverse alerts the police" is an urban myth. It was first suggested in the USA and while the technology is available it hasn't been used. In the UK it simply doesn't exist. Martin New to MoneySavingExpert.com? If you are, this is the free,…
