halifax student current account.

skylineboy2002

i applied and now is showing on my portfolio (online area showing other accounts with them)...

got card through - which is £100 cheque garuntee as well..
got pin next day...

but... no cheque book? which is odd as im thinking i cant gaurantee cheques without a cheuqe to write?

and on the bit on my balance on the portfolio online says £100 (minimum to open the account)... near this is "overdraft limit - £0.00"

i thought this account was £2750 ?

basically its been nearly a week and im just wondering how long before its fully up and running etc... with all the features it should have?

not had much experience of opening accounts so dont know what to expect and how long these things take.

tom188

the 2750 is subject to status. you used to have to go into a branch to ask for the overdraft as it was not given automatically, and they will not necessarily give you the whole lot. if you applied for an overdraft on application then this will be applied once they have decided your credit-worthyness.

skylineboy2002

i done mine online via the portfolio online access i mentioned.

only time i went to a branch was to show em my NUS so they knew i was a student...

tom188

yes but you will probably have to go in again to request the overdraft once the account is up and running. alternatively you can ring telephone banking but they dont have the authority to provide such a large overdraft in my experience.

skylineboy2002

mmmm - and i thought online access would be easier... oh well..

tom188

you get online access but its still the same account as if youd opened it any other way.

skylineboy2002

thanks for the help...

i got a "signature" slip today which i had to provide em with a sample of my sig... got that sent off today..