HSBC Account confusion

UKTigerlily

I applied for a basic bank account, they obviously applied for a full account for me as I failed the credit check as I knew I would, said I can have their basic bank account but it doesn't have a solo card. I've seen people with HSBC solo cards & have seen basic bank accounts listed as HSBC having a solo card, but the info leaflet & on the phone both say/said no. Anyone know for sure or work there?

skystar

UKTigerlily, no solo card on a basic bank a/c.

What you get is just a cash withdrawal card.

Hope this helps.

mouse_potato

HSBC's basic account doesn't come with a Solo card, as already stated it just comes with a cashcard. Their under 18s accounts come with a Solo card.

If you specifically want a Solo card then apply for Natwest's Step account.

http://www.natwest.com/personal02.asp?id=PERSONAL/DAY_TO_DAY/CURRENT_ACCOUNTS/STEP_ACCOUNT

Other basic accounts that come with a debit card -

Maestro card: Yorkshire Bank/Clydesdale Bank - Readycash account

Visa Electron:
Co-operative Bank - Cashminder account
Halifax - Easycash account

More info here...

http://www.moneyfacts.co.uk/banking/bestbuys/banking_basic_bank_accounts.aspx

UKTigerlily

Thanks both, i'm going to apply to Citibank as soon as my cheque arrives from the bank as I don't have a chequebook, will probs be refused tho !