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Looming bank charges
I'm a bit concerned about some bank charges I'm pretty sure i'm going to incur..... A DD of £13 took me over my O/D limit by £3 and it was returned two days before pay day. I had a letter to say this would incur bank charges (I'm with the Abbey) Yesterday, I checked my bank account and I was unexpectedly £39 over my o/d…
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2006 issues for the banking sector?
I have to give a student presentation, (of very high standard) answering the following question; all comments welcome please ASAP "What are the key issues and opportunities at present for British banks?"
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Bank Account for club
Can anyone recommend a bank account for a non-profit making club. I need a cheque book/debit card with five signatures, internet access, branches or post office to pay in cash, and interest on a balance of about £5000. Thanks in advance.
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Return of the First Direct 'Easy £25 Loophole'?
Hi, I received a junk mail from First Direct today (or yesterday, since I'm posting after midnight). It is inviting me to open a First Direct bank account and promising to credit me with £25 if I deposit £100 to the account by 31/3/06. Now, I've read all the small print on the letter itself, and there is no mention at all…
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cost of running an OS house?
How much does running a household cost? A strange question perhaps, so I’ll elaborate! OH and I are saving for a house deposit. At present, we are on a relatively low joint income of approx £20k. OH is in a low paid job he loves, I am a student, working part time. I’m saving my student loan and whatever earnings I can,…
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PLEASE HELP A NEWBIE!Basic bank accounts
Hi all, I really hope that you can help me - I've been reading posts on here for a couple of weeks now and decided to sign up today for some much needed advice! I've got a current account with Lloyds TSB and thanks to my non-existent budgeting skills, messed all of my direct debits up over Xmas. To cut a long story short I…
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having bank account in my single name
I have been married for 6 years but still hold 1 current bank account in my maiden name,basically because I couldnt be bothered to take proof to them that I had got married, the question that I would like to ask is is this illegal or is it still ok to do this. hope someone can answer thanks
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Transferring euros to Austria
I am booking a hotel in Austria for next Christms! and as the hotel will not accept credit cards I would like to know the cheapest way to transfer this money. I have a Smile account and I guess I could do a direct bank transfer or I could take my Nationwide card and draw the money that end. The amount will be in the region…
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Refused Natwest Step Account!
i think i must b the only person to ever been refused a step account ! rofl! i got an answerphone message today with sorry youve been refused no explanation mind! ive just gone onto a DMP with CCCS i thought it was dead easy to get this account!?
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Spending Money in US - Not enough time to wait for Nationwide Card to Arrive
Hi everyone! I am new to MSE so please be gentle with me! From what I have gathered on here it's best to use Nationwide plastic in US than any other means...I have applied for the Classic Credit Card but there's no way it's going to be here in time for my holiday :think: I basically need about £500 in spending money - am I…
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Trustee/executor accounts
Hi Can anyone recommend a bank account suitable for use by a personal representative to collect money due to a deceased person's estate? I know some banks/building societies do not allow such accounts. The money will not be in there long because it will be transferred to a family trust so interest rate is not very…
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working abroard,need banking advice!
hi all, im moving to cyprus next week as i have a job to go to.i asume i will be paid in cash in cypriot pounds,my question is ,how do i go about paying my wages into my uk bank account? i want to do this to pay standing orders etc,do i have to set up a local bank account and then somehow change the currency to uk pounds…
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Joint account
I am getting married in the Spring (the MSE way, of course!!) and want to set up a joint account so that our wedding guests can give us money towards future house furnishings (we'll be buying in about 6 months), rather than gifts which we can't currently store anywhere. The joint account would then be used to pay bills etc…
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Bank accounts for under 18s
Please advise on best current account for under 18's in full time education. Income about £100 a month. Require easy access, internet banking and bank card if possible.
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i am in a bad situation with a halifax overdraft...
hi there, ok i did have a £1600 overdraft which was changed to a £1000 overdraft on the 12h december as a temporary change. over xmas i have dipped into it and i am £500 overdrawn. but i have just looked at my account online and my overdraft is now set to £200 which means thery have made me overdrawn passed my limit?! no…
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Which current account to change to
My income is under £1,000pcm and I wondered which current account to change to. Currently with BoS and they pay piddling interest. Always in credit, never use overdraft etc. Excellent credit rating, no problems at all. Any suggestions. Thought about A&L PP but they knocked me a few years ago, perhaps due to partner at time…
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Help please: Branches open tomorrow?
I'm in England, and need to visit a building society branch (the Coventry) tomorrow, i.e. Tuesday. I've just been talking to someone in a Halifax call centre about something else, and she told me most of THEIR branches would be closed tomorrow, which shocked me somewhat, as I thought it was a normal working day and not a…
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help stuck with my bank account
Hi there I opened up a bank account when I started living/working in the UK 2 years ago. I now live and work in a different country (but still work for a UK based company). When I left the UK I gave my new permanent address in ireland (eire) to the bank and the inland revenue and they now send all correspondance to this…
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A&L changing travel insurance for Premier accs
I opened my Premier Direct just under a year ago and I received a letter a couple of days ago regarding my travel insurance renewal. This is still free with the account, but I was disappointed to read that they have reduced the cover from worldwide to European only. I assume that they are changing this on renewal, rather…
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Warning re: Halifax Accounts
Check your statements carefully! They are having problems right now, with some transactions being taken twice according to the lady I spoke too. I have had a paypal payment of £62 taken twice, even though it's gone through only once on my paypal account. I spoke to the lady at Halifax who then put me through to some bloke…
