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Budgeting & bank accounts

Archives for January 2006

best way to pay off overdraft?
I have an overdraft of some £1,500 which I am trying to pay off. I am new to this site and Martins advice so am doing the Budget and am going to change suppliers for gas, electric, phone etc, so that will help. I dont have any credit cards anymore as I cleared them a few years ago and cut them up, but was wondering about…
Removing Over Draft...
If you put in writting that you wish for your OD to be removed in7 days and it's not... what action can you take? if any??!! Thx Sara
bank transfer - can it be cancelled?
Last Friday i did a transfer to pay off a loan for my mum to stop her being evicted. She has not (will not) fill in the relevant forms for the court to halt the eviction, which will still take place even if the debt has been paid off, as it clearly states in a letter she has had. If she still will not fill in the form can…
How does a bank decide if you can have an overdraft?
What are a bank's criterai for deciding whether you are eligible for an overdraft or not and if so how much? Would it make any difference if you took money out and then paid it back in, to make it seem like your monthly income is higher? What about if you apply for one and get rejected, would that stand against you if you…

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Budgeting & bank accounts

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