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Robbed from account?!?!?
My wife has had someone order £30 of O2 Pay As You Go vouchers directly from O2 using her account or card information. We reckon her card had been cloned, but thats another story, atm we just don't know... she still has her debit card, so they can't have stolen that! Now, I know it's only £30 (that's not the point!) ut…
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credit cards
i am currantly doing agency work and i am not on a regular income. i have 3 cards with debt of 10 grand i have rung the card issuers for cheaper deals on interest rates and got not a lot of joy is there anything else i can do to lower my rates?
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A&L - Recommendation with Existing account
<Sorry, this is a double post, I will edit my other post.> Hi there, I need to open up an account with A&L so I can pay money from my existing A&L ISA without getting a charge. Therefore it would make sense for me to open up a Premier Direct account. Can someone tell me if the fact that I have an existing ISA is classed as…
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Whats the best thing to do?
I have got 1000 in a natwest current account...plus a student account which is 200 overdrawn...also have a 1000 in a hsbc acount....I THINK that I am going to set up an ISA as a way as saving money..but what I was going to ask is before I do this is it best to transfer all my money into one account before I move it to an…
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just wondering if anyone else has heard of this
My OH has banked with natwest for over 16 years and i bank with lloyds tsb,so anyway we decided to open a joint account just for the household bills and thought just a basic bank account would do as we did not want any extras ie switch card etc,so of we went to natwest to open one only to be told that opening this type of…
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Spanish Bank Account
Does anyone know of any Spanish banks who do not charge. We have had an account with BBVA in Tenerife for the past 3 years. We paid in 300 euros to open the account and have absolutely no transactions during that time. We now only have 211 euros left, hence the request for an account which doesn't have charges. We want to…
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Nationwide Forex Rate?
Hello Does any body have idea regarding the Forex rate on Nationwide debit card .I phoned them up and they said it is not possible for them until you do the transaction. I come to know that it is the visa company decides the rate on Nationwide transactions abroad. I found the visa tool on the internet but if nationwide use…
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changing current acount with existing overdraft?
Hi All, Can you advise please, I have a current account with Lloyds TSB with a £1,500 overdraft, do you think I could transfer the account plus the overdraft to the Alliance and Leicester, or am I in cloud cuckoo land?? yours, clutching at straws, Hagrid! :confused:
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Ideas for home finance software please
Can anyone suggest software (XP) that will help me manage my monthly budget - ideally with a day-to-day planner for income and expenditure, so that I can see any shortfalls before they occur? I've tried Microsoft Money, but it seems very cumbersome.
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Mrs Bell
I will be coming into some money from the sale of a deceased relatives house and would like advise on the best way to use this money. My husband and I have loans and credit cards totalling about £30,000, which we always are able to pay each month but amount to a large sum. We also have a mortgage of £104,000 - £57,000 of…
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Citibank wrote off the funds in my account when I closed it!
I recently closed my Citibank Current Account online and received a letter from them confirming closure had taken place. Two weeks later as I had not received a cheque for the remaining balance in the account (£1) I rang them up only to be told as it was such a small amount they wrote it off! I think this is disgraceful…
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solo card?
i need a solo card as i am fed up with electron. i have applied with natwest but been declined who else does them? i need solo as tesco don't take electron. kyle
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High Bank Charge for transfer!!
Just bought some coffe pods from holland for my Senseo and they are offering bank transfer as an option. Having used this with no problem on EBay, with online banking, i thought I'd save the company a few quid and do it this way rather than Paypal. Abbey want £25!!! Flippin 'eck!!! Gone straight back to Paypal. How can…
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What current account - building socirty or bank?
In the process of buying our first house, and me and my partner want to open a current account that we both pay into for all house related things to come out of, e.g., mortgage, bills etc. What are the best current accounts around at the moment? Would we be better getting a building society account - are any still likely…
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Joint Accounts
I am getting married next year Should we get a joint account - we'll both be working. Or is it better to keep them seperate? Honest answers from people who have been married a while appreciated! Also, is it better to take my account (where all the household direct debits go from) and add her - or should we start a new…
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Check your standing orders
Hi This is a quick word of caution. Way back in August 2001, we cancelled a cable phone contract. Somehow, we didn't cancel the standing order for £30. Now this is the crunch part, we only realised today that we were still paying this monthly. We phoned the phone company and have to go through a complaints procedure to…
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Alliance & Leicester Current account travel insurance
On the way home from work I got a free financial newspaper called Money Market. In it it states that new and existing customers travel insurance will be downgraded from free worldwide to free European travel insurance this year. I am an existing customer with free worldwide insurance. Have any other existing customers due…
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Nationwide Visa Debit Card
I am in the process of trying to apply for a Nationwide Visa Debit card. As I understand it I need to have a current a/c with Nationwide first so that the card has somewhere to debit the money/cash from. My question is, is there a minimum amount I must have in the current a/c to keep it 'alive'? Do I need to be feeding it…
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piggybank technique
Hello. I've just done my budget planning and think using the piggybank technique http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1089226742,17582, (opening 5/6 accounts for difference purposes i.e. holidays, christmas, food etc.) would be really useful. But am a little lost... and hope someone can help ... - Do…
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Alliance & Leicester Current Account
Before you open one of these, open yourself an account at rpoints. They are offering 2500 points (£25) for opening this account until end March 2006 (£15 after that). As you'll also get £5 for opening an rpoints account and they pay up at £25 anyway you don't need to do anything else to bag a free £30.
