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Whats the best thing to do?

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I have got 1000 in a natwest current account...plus a student account which is 200 overdrawn...also have a 1000 in a hsbc acount....I THINK that I am going to set up an ISA as a way as saving money..but what I was going to ask is before I do this is it best to transfer all my money into one account before I move it to an ISA?

Also, is an ISA the best way to invest around 2000 pounds?

Any help will be much appreciated,

Regards
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