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Debit card transactions
Am I right in thinking that debit card items [e.g. purchases/payments] don't appear on the date they are actually debited to an account - unlike other debits such as DDs, SOs and cheques- but do so the following day with the previous date shown? Generally you get notice of a pending item - because the 'available' and…
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Another halifax cashback chance
Was discussed about transfer money in and out from bookies a/c using the halifax cashback account. However, there are still lots doubts. Today, an idean came across to me. Using the debit card to purchase premium bond on the NS&I website or over the phone. I think the purchase would be done as purchase, once the bond come…
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Power of Attorney
Could someone please help. My mother (76 year old) is looking to transfer her pension from overseas back to Britain as she is planning on living here with her family. However, given that most of this country seems to work on electronic banking system since she left about 11 years ago, to collect her pension no would…
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Barclays, telephone banking and joint accs
My partner and I have joint bank account with Barclays and up until recently he has dealt with all of the telephone banking. His working hours have been stretched which leaves me to deal with ringing around for such things. Last week when I rang them I didn't have any trouble and could transfer our money whilly-nilly, but,…
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Foreign Exchange??
Hi there - this is my first time in any type of chat room so apologies up front for any mistakes I make along the way! A friend recently told me about a scheme available via the web where you can buy Iraqi Dinar whose exchange rate is currently running at an all time low due to the recent war in the country - a somewhat…
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using my hsbc card abroad
i'm going a way to spain and was wondering if anyone knew if i could use my hsbc solo card out there to draw money from my account. if i can will i be charged for it
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Cahoot current account overdraft query
Does anyone know if going overdrawn on a Cahoot current account would show up on your credit reference? The Cahoot account has a £500 overdraft limit and the first £250 is free. I'm transferring loads of stuff all within a very short space of time to take maximum advantage of 0% offers etc, and although I have it down to a…
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What is the more cost effective?
I am sure one of you MSE can advise me which is the most cost effective in this case. Next year,i was thinking of paying as many annual bills by credit card,so i can get my reward points (or cashback for other people).I am sure i could pay my council tax/tv licence/water rates and lottery,any others? But,would it be better…
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Is it possible.........?
To pay a credit card bill by standing order? I know i can do it online, or by phone but i would prefer to pay it by standing order.
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What is a 'draw date?'
I recently asked Telewest to change my Direct Debit to a different date. Presently all my bills go out on the 1st of the month but Telewest goes out on the 6th. I have written to them asking them to change the Direct Debit from the 6th to the 1st of the month which means that it will go out at the same time as the other…
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HSBC Price Promise
HSBC have launched a price promise for goods bought with a HSBC debit card. Find any product for at least £10 less than you bought it for within 60 days and they will repay the difference. There are a number of exclusions - such as anything to do with computers and internet shops. Details (pdf)
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dormant bank accounts
hi, has anyone else seen or heard about this Have you noticed how almost every week there's yet another news story about how the Government wants to take even more of your money? Take the last two weeks for example. Good ole Gordon is planning to seize money from bank accounts that have been dormant for three years or more…
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Best current account with good online service?
Hi all, time to move our current accounts from Barclays, the reason we have stuck with them is because there online banking is great, me and the wife can see our joint accounts and swap money back and forth all the time, it's something i could never do without! But of course Barclays are in the top for worst charges, poor…
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Current Accounts/Low credit score
I am seeking a change of current account away from Shabby Abbey - non existent customer service, call centres in India etc and everything they do they want to charge me for. However, my credit history is impaired owing to a completed and satisfied IVA which will affect my credit score. Anyone any ideas on current accounts.…
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Current Account/Credit Search?
This may sound a bit dumb but when opening a new current account do they do a credit search on you? To open a current account would you have to score quite well?
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Nationwide current account
This may seem like a daft question as i dont suppose it may not make a huge difference and is not likey to make me much money (unlike A+L 5% for e.g.).but ive saw both the blue and the gold coloured debit card, however on the website i can only see pictures and reference to the blue one. I was just wondering what were the…
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A&L or Lloyds TSB
Hey Gang Quick question i have a A&L Premier Account combined with a Online Saver. I earn over #25 a year and the Guru tells us that the TSB account is better! I never have more than #2500 in the account as i put any excess in a offset acount or a little in the Online Saver which has a good interest for a saver acount. Is…
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Help! HSBC Relieved us of £100
My wife has a £1,000 agreed overdraft and went over by up to £170 before we realised and paid some money in. She was over the limit for 10 days. HSBC have charged £100 (£20 per transaction while over limit). Is this unreasonable? Seems so to me - that's over 10% of her monthly take-home pay for the sake of £170 borrowed…
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First Direct Mobile Messaging - New Fee
Got an enclosure with my statement today, they will be charging £2.50 per month for any other messages than your weekly/monthly mini statement on your first 3 accounts. :(
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Natwest interest free overdraft
Might be of interest to some... http://www.natwest.com/tools/personal/switching/index.htm Banking with NatWest – switch or upgrade now! 6 great reasons to switch to NatWest: One signature and we do all the rest 12 month interest-free overdraft* We’ll look to match your existing account facilities** You can call your branch…
