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Spanish Saving's Account - Idea's Pls.
I am looking to open a savings account in Spain as I have heard that this is a good way of "getting into the system" with regards to Residencia and Mortgages etc without actually being a resident. Is there anybody out there with any ideas as to which bank has online facilities in English, has good rates and will let me…
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Bank Branch/Cashpoint Info
Hi, Is there any way I can find out how many branches each of the banks have? It is useful when choosing a new bank as it gives a better indication that smaller rural areas may have branches. Also, it gives you a good idea of number of cashpoints.
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whats the best euro account?
I'd like to open a Euro account for general holiday spending and also to make most of good rate at the moment. I'd like a debit card as well so I can use when abroad. I won't have more than 3000 Euros to put in though. The ones I have seen so far charge a monthly or annual fee and have minimum deposit amounts? Does anyone…
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natwest a/c open for £50 for both
got the brochure form local natwest branch, open an natwest account to get £50 each. natwest.com/switch
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Egg money manager - now £15
Bad timing for most of us who have already signed up, but an even better incentive for those who haven't. See the original thread here for details and discussion. I *think* that this will link through to the EMM, if not you'll have to click through from the front page Hope this helps a few of you who haven't managed to…
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Halifax cashback
hi, sorry if this is a bit vague as i have just got in from the pub but. why dont people get the cashback account and open an account with an online bookies (eg paddypower) when you put money into the bookies it appears on your statement as a point of sale, therefore this should qualify for the cashback?? shouldnt it? you…
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Monthly budgeting/wages
Hi all, this could be in completely the wrong place, but I am looking for some general advice re: budgeting. On paper, it all looks ok and works out, but I don't know how to keep going day to day. Part of the problem is that I get paid every 2 weeks, my husband gets paid twice a month and some bills are 2 weekly, some are…
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Didn't know where to put this!
Hello, I am trying to open an account with Smile.co.uk and they told me to send all relavent id. details to them via a freepost address. As the ID was only in a single envelope I just put it in the post box however the last freepost I sent I handed in at the P.O...should I have done that on this occasion also? I'm a little…
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Royalties Gold RBOS v A+L Premier Plus
I know Martin doesn't like these 'packaged accounts' but we pay £144 per annum for this account which gives us both Annual Worlwide Travel Insurance (worth around £90), 25% off the total bill for 4 in some restaurants (worth around £60), 10% off the total cost of flights or package holidays for us and anyone travelling…
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HSBC Credit Checks
Hi Me & my partner have just had a copy of our credit reports and have seen that when we applied for a joint current account with HSBC they credit checked me, but not him. This also happened when we applied for credit cards independently, again I was searched but he wasn't. I've been a customer with HSBC since 1985, and my…
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A&L 5% interest account
For a while now, I have been reading about the A&L 5% interest account on mse and the Lloyds 4%. There are a few things I am not clear about. 1) Do you have to transfer your existing current account or can you just open a new one? 2) My earnings come from several sources and sometimes in cheque form - I do not really want…
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Credit checks
Do you only get credit checked if you try to open a current account or do you also get checked for trying to open a savings account?
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how do I get to the last page?
I would like to ask a question about A&L 5% current account on the budgeting & current account thread, however there appears to be about 58 pages to this. How do I go to the last page without trawling through every page? My go to page no. options only go up to six and I cannot find a 'last' when I am directly on the page?
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European Bank Transfers (Euro BACS)
I'm scratching my head a bit here. In 2003 the EU made direct bank transfers under EUR 12,500 free between countries with the Euro as their currency. I thought this meant that some UK banks also provided this service free. In fact I received an auction payment from The Netherlands and was not charged. The seller never…
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High St current acct. for unemployed person?
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BBC article "Banking's long revolution"
http://news.bbc.co.uk/1/hi/business/4604379.stm Was an interesting read.
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Bank Of Ireland - Terrible Service
I am livid!!! I have had an account with the Bank of Ireland for years, but have just got off the phone with after spending two days trying to get them to refund a charge of £35 pounds for a "returned " Direct Debit that they themselves told me only the day before they hadnt got set up!!!...aparantly they wont refund as…
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Wrong sort-code
I sold something on e-bay and the seller was transferring the money (£119) to my bank account. My sort code is 40-63-01 but on the e-mail I wrote 40-63-04. The account number is correct. I was wondering why it has not arrived since 27th May. How long will it take to find the money do you think? It could be in my bank's…
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Warning: Barclays Charges Increasing!
Barclays current account charges are increasing if you go over your agreed overdraft limit: New charge is £25 per day for going £5 over your limit, plus £25 for each subsequent transaction which takes you £1 or more over that limit. Kind old Barclays are however now only going to charge you ONCE per day. They will also…
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Can't get a bank account !!
I recently had to close my bank account because I had serious money problems - direct debits bouncing etc. I'm in the process of making offers to my creditors etc so I'm trying to sort stuff out. However now I can't get anyone to accept me as a customer, because of my awful credit history and scary bank statements. I need…
