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Bank Account Rejected!
Hi, Long story, but here goes... I currently have three bank accounts, a current, a savings and a stoozing, bonus grabbing account. Never had a problem opening an account in my life, no bad credit, nothing. About 3 months or so ago I switched mortgages and that all seemed to go smoothly. About the same time I applied for a…
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Debit card upgrade
I had a student account with barclays for 2 years and was issues with a Barclays Connect Visa Debit card, i missed a few direct debit payments, and they took my connect card away. I now have a current account with them with a electron card, with a £1600 overdraft limit, and the account has been running perfect for 17…
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which child's bank account best to pay EMA into?
which child's bank account best to pay EMA into? we are looking for an account which pays interest for a 16 year - though the dad would have to keep on eye on it! it will be money for her studies (EMA grant) mainly that will paid into this account. any advice/tips appreciated.
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I want to change my Bank Account
I have been with the Bank of Ireland for years, but their customer services has now gone beyond a joke and with limited branches Im struggling to find anything possitive to say about them. I dont need anything fancy (we dont earn that much), I want a current account to have our wages paid in and our bils paid out....sounds…
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Nationwide Online Banking - Worst I Have Come Across
For over 2 weeks now (since I received a Nationwide CC and joined their online banking 'service'), I haven't been able to view any credit card transactions online. This is a company wide issue, not just me, as they have admitted. There has been absolutely no CC services available throughout this time, such as balance…
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Clothes Budgets
How much does your family budget for clothes? I am married with one child. We are not led by brands or the latest fashions. We never budget for clothes, just use the plastic and worry about when the balance is too big. I now want to buy clothes using cash, but have no idea how much to put aside each month? All suggestion…
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Halifax "Money Back" Account
Halifax used to issue 'SWITCH' cards but has replaced these with 'VISA' debit cards. I now note that should I use my 'VISA Debit Card' in any outlets on a FRIDAY, Halifax then debits my account on SATURDAY/SUNDAY which is a non Bank working day but does not then pay over such funds to the retailer's Bank until MONDAY (at…
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Someone has setup a standing order on my account!?!
Was idly checking my Halifax current account on the internet and spotted £50 had been debited via a standing order. Checked the SO details and it was new one and the details didn't match up to anything I knew about. Rang the Halifax and to cut a long story short it appears an SO has been setup (not by me) which pays £50…
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Nationwide Flex Account (Merged)
I have just been accpeted for a Flex Account. The reason for opening it is purely for free cash withdrawals when abroad. I don't intend to have my wages paid into it at present. Do you need to pay money into this account each month to benefit from the free cash withdrawals when abroad? The reason I ask is, I have to credit…
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Own up, who has paid me ?
When I checked my account on the net this morning to see if my erstwhile employer had rewarded me for my labours, I noticed that a payment had been made into my account today for £30-18. I was not expecting anything of this nature so I checked the 14 digit against all the a/cs which pay me through this bank but there was…
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Barclays - Cheque clearance time to increase!
Just had a leaflet from my wonderful bank barclays. They have told me that on Cash Card current accounts the cheque clearance time will now not be 5 days before I can draw on it but 6 days! Wonderful news as the bank will make more money, they can sack staff and decrease service and charge us all more - Genius! I think…
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Customer Service Review
Hello! Ive organised a 'Customer Service Review' for tomorrow with my (Royak Bank of Scotland) because I have just finished my final exams, and want to get my account changed to a graduate account, and open a bill account, increase overdraft etc as I am starting work in two weeks and need some extra cash until I start…
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Complaint about Barclays
Hi, I received a letter from Barclays to my old address (parents house), about renewing my card protection policy, which expires end of June. Which I knew nothing about. I phoned the dept and they said the policy was taken out in 1997 on an Electron card. I had a Connect card for years and this £20 a year has been debited…
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HELP - Moving away from home and standing on own two feet!!!!
On the 1st of August I will be starting a years industrial placement with a pharmaceutical company whilst I take a year out of university. I am extremely worried that I will not be able to cope with my finances during this time. At the moment I live at home and own my own car. I don't pay rent so any money I ear from my…