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I want to change my Bank Account

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I have been with the Bank of Ireland for years, but their customer services has now gone beyond a joke and with limited branches Im struggling to find anything possitive to say about them.

I dont need anything fancy (we dont earn that much), I want a current account to have our wages paid in and our bils paid out....sounds simple?...the Bank of Ireland seem to be struggling.... :confused:

Does anyone have a recommendation for a simple to understand, reliable Bank

Thank you in advance

Grace
BOI Credit Card = Was £3500.00 Now £0.00
GE Capital Store Card= Was £1800.00 Now £0.00
GE Capital Store Card = Was 1300.00 Now £0.00
Credit Union Savings Now £200.00 :T

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
  • grace
    grace Posts: 183 Forumite
    Part of the Furniture Combo Breaker
    Yes I have had a look at that...Im feeling strangly drawn to the Nationwide flex Account......
    BOI Credit Card = Was £3500.00 Now £0.00
    GE Capital Store Card= Was £1800.00 Now £0.00
    GE Capital Store Card = Was 1300.00 Now £0.00
    Credit Union Savings Now £200.00 :T
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    grace wrote:
    Yes I have had a look at that...Im feeling strangly drawn to the Nationwide flex Account......
    This is my main account with all DDs, SOs. I like it too. I open some other accounts sometimes, but I never switch my NW account.
  • grace wrote:
    Yes I have had a look at that...Im feeling strangly drawn to the Nationwide flex Account......

    If you're looking at the NW flex account as being the basic cash card account it doesn't exist anymore to new clients. You now have to have the credit search for the debit card and cheque book.
  • newfoundglory
    newfoundglory Posts: 1,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grumbler wrote:
    This is my main account with all DDs, SOs. I like it too. I open some other accounts sometimes, but I never switch my NW account.
    I do the same thing. I've opened various current accounts and student accounts, but I'd never move or close my flexaccount because I consider it my "main" account, and of course it has travel benefits too!
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    If you're looking at the NW flex account as being the basic cash card account it doesn't exist anymore to new clients. You now have to have the credit search for the debit card and cheque book.
    Could you clarify this, pls?

    The website still shows:

    What's on offer

    Basic account
    If you want access to a simple account offering a range of features and benefits, the basic current account is for you. You can:

    -Pay money in and set up regular payments like standing orders and Direct Debits – both in and out.
    -A cashcard which enables you to withdraw money and check your balance at any of our branches, cash machines and any Post Office counter.
    -Manage your money on the internet.
    -The basic bank account does not offer an overdraft, a cheque book or a debit or credit card.


    P.S. The today's post in THIS thread proves that the above information posted by Turning_into_scrooge is incorrect!
  • We went into the local nationwide branch to open up the basic flex account (cash card account) for my son only to be told that they stopped doing this account back in I think it was the end of March. They only now do credit search accounts. :confused:
    HTH
    :o


    EDit... Thankyou for your comment. If i am incorrect then my bank don't know their job, i can only say wht i was told by an employee of NW, face to face. Also i was talking about the
    basic cash card account not current account.
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