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tip: how to avoid paying halifax bank charges when living in a city
If you incur a bank charge from the halifax. Take a trip to the Halifax and goto reception (not to the cashiers). Ask them nicely if they would reverse the charge for you explaning that it was a silly mistake/oversight or whatever. Fingers crossed they reverse it for you (saving you £30-£35). If they refuse to reverse the…
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Any such thing as a "Reverse Sweep"?
I was thinking about this while replying to the thread on the Abbey sweep facilities, but felt it deserved it's own thread (incidentally my 1st on MSE, despite my many posts!) Does anyone know of any bank that offers a "reverse sweep" facility? By this I mean that if an item was presented that took the customer over their…
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New accounts
I have recently taken over as treasurer for our sports and social account. We currently have some funds in a local building society account. However this is proving very inflexible from interest rate to withdrawals. On the up side we do not get charged for our services and as I understand the banks will. Any advice on the…
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Abbey Sweep Account - Looks Good
Abbey have a SWEEP account paying over 5% gross. You can move money from current account and back on-line. Sounds great to me but has anybody used it or can offer advice please?
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Don't Travel overseas /Shop Overseas with Lloyds TSB
Received the following letter from Lloyds TSB today. As an expat this hits me particually bad, but watch out anyone else thinking of going overseas as well. Briefly - Now 2GBP minimum charge on overseas withdrawls (previously 1.50), or 1.5% of withdrawl amount if higher. 1.5% is capped at 4.50 GBP - really handy seeing as…
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Help, My Debit Cards Been Cloned
I had a nasty surprise when I check my bank balance yesterday. someones been on a spending spree with my card(cloned not stolen). At the moment to the tune of £500. but I expect more when I check my account tomorrow. I have reported it and stopped my card. The bank will refund money when I have filled out forms and are…
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Pleaze Help!
I Have Been Trying To Open A Bank Account With 2 Banks I Need A Account With A Debit Card But As I Cannot Produce Wage Slips I Am Unable To Get A Debitt Card I Need A Debit Card So Much As I Am Trying A Small Buisnesss Up I Have Seen Stuff On E Bay Which I Buy But I Pay With Postall Order But I Would Rather Pay With Pay…
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Bills Bank Account
Hi all Hoping that someone can help me. I am looking for a bank account that I can set up jointly with my girlfriend to pay the household bills out of. As it would be a bills account it would not have a salary paid into it or a credit balance of more than £600/£700 a month. We would need to set up a standing order to pay…
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Internet bank account in 4 names + interest
Good Morning - first of all what a great site - I was wondering if any one could help me - I'm looking for an internet based bank account that I could have in four individuals names - and get interest as well - I have asked smile and they can only put 3 names on an account???? :mad: does anyone have an answer - thankyou…
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abbey current account
I applied today for the above. Was expecting to get offered a switch debit card, but was accepted for an electron card. I pointed out to the guy that I wanted a switch card instead of the one offered, and he said that i needed £500+ credits into the account on a monthly basis to offer a switch card. Here is the…
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Halifax to force Self-Service on Cardcash & Easycash customers
From May 2005, Halifax Cardcash and Easycash account holders will not be allowed to use the branch counter to make deposits :mad:. Instead you will have to use the Self-Service 'Express' Pay-In letterboxes or in (some branches only) you will be expected to use their 'Intelligent' Deposit machines. Halifax says: "You'll be…
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Dollar cheque accounts
My wife has been getting share dividends in dollar cheques, these are small amounts about $30.00. To pay these in to our bank they want to charge approx £15.00. Any one know an easy way round this?
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Don't post-date cheques!
I've had a spate of emails recently about problems after post-dating cheques. Let me make it simple. Post-dating a cheque means nothing. Banks are likely to ignore it. Do it and you may go into overdraft and have to pay fees. Or the cheque can bounce. Avoid it. Don't write a cheque unless you're ready for it to be cashed.…
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Coopoerative Bank charges
Hello, I am not sure if this has been raised here before but I am currently in a bit of shock about the charges I have had placed on my by Coop bank in the last month and wondered if this was affecting anyone else. I have always gone over my overdraft limit a bit each month and have been charged around £25 each time which…
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i need a debit card
i need a debit card but i am not old enough all i can get is a cash point card :confused: is there a way i can get a debit card without having problems/disadvantages with my age?? thank you!
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what do you think?
i want to open another account, and i want your advice. i have recently started a second job, where, because my hours are flexible, my pay packet fluctuates greatly from one week to the next. i dont want to stick this into my main (student) account, because if it is there, then so too is the temptation to spend it. not to…
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Being Rejected For Opening A Current Ac
I applied for a current account with Abbey Nationaleing rejected for opening a current account recently but had been rejected. i know my credit history is quite poor but i have regular money comming in and a saving accounts with them that is regularly active (but has no money in there to save) could this be because i have…
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A&L refusing to take calls on geographical numbers
I used the geographical number (theoretically for overseas calls) to call A&L, got through as usual, but they refused point blank to take or transfer the call, despite it coming into the same Leeds call centre as the 0845 number. Extremely annoying - any crusading consumer journalists in the house who are able to cry foul…
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What's best Euro to Sterling exchange rate deal?
I have a friend who has recently set up his own business as agent for a European company. Hence all his agency fees and commission payments are sent to him in Euros. Anyone have any good tips for minimising the losses on exchange rates when converting to sterling. He has a Euro current account at NatWest. Also any tips for…
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co-op debit transactions
just a heads up really heard at work today that a branch of co-op in leeds (not sure exactly where, sorry) have had some difficulties with visa purchases and transactions may be being duplicated. isnt affecting everyone, in fact very few people apparantly but if you have used a debit card in a co-op in leeds recently…
