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First Direct - £50 Incentive Code
Just got an FD flyer with some concert tickets I bought - I can't use the codes (with FD already) so thought I'd share... Call 0800 24 24 24 or visit firstdirect.com Code: LV121 Txt: 07808 24 24 24 Code: LW029 Txt with full name, address, DOB, incentive code. Example txt: Mr A B Charley, 123 ABC Road, LS12 2TR, 25/8/54*,…
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OK, this maybe obvious but...
I want to save money each month, at present I'm finding I have a few hundred pounds left at the end of each month. Should I put all this straight into a savings account? This sounds obvious I know, but i somehow feel secure with a bit of cash in my current account. tell me, I'd be right to save it, i think I just need…
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Overdrawn Help
We get enough money in each month to cover the bills, but as my partner is paid weekly and of differing amounts we keep going overdrawn. The bank is now charging us so much that I can't even go shopping and with 2 kids this is a nightmare. At the beginning of the month the HSBC charged us £100 for being overdrawn and today…
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Barclays Premier Banking
I've just got a letter from Barclays saying I've been upgraded to Premier Banking. This means I can get an interest-free and fee-free £1000 overdraft facility repayable on demand. I've not used an overdraft before but I assume this means I can run the account at -£1000, and keep an extra £1000 permanently in savings. Not…
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I need an account with guaranteed overdraft and my bank wont help!
Hello All, I have a BIG problem. I am self-employed and as a result never know exactly when I will be paid. My problem is I never have enough money in my account to cover my bills at the start of the month as I usually get paid 2 weeks after my bills are paid! My bank has recently cut my overdraft from £1000 to £500…
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Another £35 charge
I've just spoken to natwest as i've just checked my balance and i'm £36.23 overdrawn it turns out when i checked my balance on tuesday the 12th at around 5:4pm it said i had £174.90 so i paid 2 bills one for £47 and another for £110 but it turns out oh no i didn't actually have that much in there as tescos took out £48.88…
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Savings account for a non-tax payer.
I wonder if anyone can tell me how much someone can have in his deposit account before tax becomes payable. Many thanks. Margaret
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A&L Premier Plus Current Account Travel Insurance
Have I read this right? - as a couple with a child the 'Free' travel insurance is useless because the child is not covered.
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Fraud refunds, can they be speeded up?
Any tips on to speed up fradulent transaction refunds, and claim compensation for the bank being useless? In January I was in Australia when Bank of Scotland sent me a new chip and pin card. This card was stolen in the post and used to make £400 worth of transactions. On my return to the UK I found letters from the bank…
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please help;i've transferred money in2 someone else's account
please help; i have made a mistake using internet banking and have transferred a lot of money into someone else's account instead of my own. Is there any way of getting it back if the other person won't co-operate because with the privacy laws the bank won't be able to give me details of who it is.
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Anyone recommend good account for very young children, please?
Could anyone please recommend a CURRENT account for three young children? I have three girls 3,4 and 6 (yes I am slightly deranged ;) ), they have never had bank accounts and I am looking for a current account for each of them. We don't want to be drawn into a bond or savings scheme where we need to put money in each…
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How much interest will I incure?
All, I am £152 overdrawn for 16 days (Mon 11th -> Tues 26th) my interest rate is 16.4% (APR??) how much can I expect to be charged in interest please? Can someone help me work this out! I know there are no fees for running into the red. Natwest account. Thanks RD
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which bank offers best online banking facilities? (Merged)
i currently use barclays as my 'main' current account, the online banking is fantastic! so easy to set up s/o's and adjust them, make one off payments etc. however, they also charge me £3.20 per month for something or other... i have an a+l current account and online saver as well, the online banking seems a bit naff to…
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cheque fraud
Please feel free to move this post if it is in the wrong place. Today my mother received her toisas statement from abbey and was shocked to see £620 pounds withdrawn by cheque on the 1st of march. The thing is she never has had a cheque book for this account. Just been to the police station to get a crime ref no. Then I've…
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First Direct Referral Codes
For a long time existing First Direct customers have received referral codes through the post, they can then pass these onto people and you both benefit to the tune of £25.00 We have a thread running on the referral board where you can advertise how many codes you have, you can also request a code. Click Here - - - - - - -…
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free £100 when u open NATWEST a/c
Open a Natwest Primeline current account and get £100 (see terms & condition) find out more by calling 0800 592 936 and MUST quote "email" and also ask for application pack! i've got email from them and said if u ring up and quote "email" u can get £100 but when i look at the website and if u apply from website…
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Non UK resident requires UK current account
I'm about to leave the UK forever to live in Australia. However, I need a decent UK current account so that the income from my leased flat can be paid in to it. and taken out by the letting agent. My current current account pays a disgustingly low interest rate, but money never stays in it for very long so it has always…
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Abbey O/D charge LoopHole
On April 1st I checked my Abbey current account to find out I had been charged for breaching my O/D limit on about 13 occassions, £20 a pop. I thought that there was a £50 buffer at the end of my O/D limit similar to my HSBC account, oops. Anyway, I rang the Complaints Dept. to see what they could do and they offered me a…
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Weird Happenings - HBOS
I'm with the Bank of Scotland and have found some weird things happening on my account. E.g. I use my Visa debit on the 5th April, my available balance instantly reduces by the amount and my current balance remains the same (i.e. swipe £50 available = £150 current = £200 ) I check my online banking on the 6th April and…
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What do i do with the £1000 ?
I have recently opened an A&L current account and online savings account. As i have money in my Barclays account,i wanted to transfer it to my A&L online saver.I noticed that you could log into the A&L saver,and request money FROM my Barclays account,which i did on the 3rd April. On the 6th April the money duly arrived…
